Consolidated Statements of Financial Condition (September 30, 2011 unaudited) (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Cash and cash equivalents:
Cash and due from banks	$ 15,150	$ 15,110
Interest bearing deposits	87,580	105,789
Cash and cash equivalents	102,730	120,899
Investment securities available for sale, at fair value (amortized cost of $54,270 and $74,335 at September 30, 2011 and December 31, 2010, respectively)	54,938	74,308
Investment securities held to maturity, at amortized cost (fair value of $80,268 and $37,638 at September 30, 2011, and December 31, 2010, respectively)	77,505	37,278
Federal Home Loan Bank stock, at cost	5,362	5,715
Presold loans in process of settlement	865	4,034
Loans:
Allowance for loan losses	(12,956)	(11,924)
Loans, net	738,049	724,586
Other real estate owned	20,973	14,652
Premises and equipment, net	25,059	23,785
FDIC loss share receivable	41,671	24,848
Accrued interest receivable	2,869	3,001
Bank-owned life insurance	18,816	18,230
Intangible assets	1,499	1,690
Other assets	8,638	11,461
Total assets	1,098,974	1,064,487
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	888,580	850,456
Securities sold under repurchase agreements	9,641	9,432
Borrowed money	80,673	85,782
Subordinated debt	15,464	15,464
Other liabilities	9,834	9,910
Total liabilities	1,004,192	971,044
Shareholders' Equity
Preferred stock, $0.01 par value, Authorized: 1,000,000 shares; Issued and outstanding: 20,500 shares	20,734	20,672
Common stock, $0.01 par value, Authorized: 20,000,000 shares; Issued: 11,561,464 shares; Outstanding: 11,506,324 shares at September 30, 2011, and 11,508,750 shares at December 31, 2010	124	124
Additional paid-in-capital	63,234	63,000
Retained earnings, substantially restricted	10,279	9,663
Accumulated other comprehensive income (loss)	411	(16)
Total shareholders' equity	94,782	93,443
Total liabilities and shareholders' equity	1,098,974	1,064,487
Covered By FDIC Loss-Share Agreements [Member]
Loans:
Loans receivable	168,940	147,576
Not Covered By FDIC Loss-Share Agreements [Member]
Loans:
Loans receivable	$ 582,065	$ 588,934