8-K 1 d60185_8-k.txt CURRENT REPORT SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report: July 28, 2004 Citizens South Banking Corporation (Exact Name of Registrant as Specified in Charter) Delaware 0-23971 54-2069979 (State or other jurisdiction (Commission File Number) (I.R.S. Employer of incorporation) Identification No.) 519 South New Hope Road, Gastonia, North Carolina 28054-4040 (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: 704-868-5200 Item 7. Exhibits 99 Additional Exhibits: (a) Text of written presentation that Citizens South Banking Corporation intends to make available to interested investors and analysts on June 28, 2004 at the Keefe, Bruyette & Woods, Inc. Fifth Annual Community Bank Investor Conference in New York, New York. Item 9. Regulation FD Disclosure On July 28, 2004, Citizens South Banking Corporation intends to present to interested investors and analysts written investor presentation material, which includes, among other things, a review of financial results and trends through the period ended June 30, 2004. The information provided pursuant hereto shall not be deemed incorporated by reference by any general statement incorporating by reference the Form 8-K into any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, and shall not otherwise be deemed filed under such Acts. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. CITIZENS SOUTH BANKING CORPORATION DATE: July 28, 2004 By: /s/ Kim S. Price ---------------------------------- Kim S. Price President and Chief Executive Officer By: /s/ Gary F. Hoskins ---------------------------------- Gary F. Hoskins Chief Financial Officer