Exhibit 99.1

 Statement Furnished Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002,
                              18 U.S.C Section 1350

      The undersigned, Kim S. Price, is the President and Chief Executive
Officer of Citizens South Banking Corporation (the "Company").

      This statement is being furnished in connection with the filing by the
Company of the Company's Quarterly Report on Form 10-Q for the quarter ended
September 30, 2002 (the "Report").

      By execution of this statement, I certify that:

      A)    the Report fully complies with the requirements of Section 13(a) or
            15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m(a) or
            78o(d)) and

      B)    the information contained in the Report fairly presents, in all
            material respects, the financial condition and results of operations
            of the Company as of the dates and for the periods covered by the
            Report.

      This statement is authorized to be attached as an exhibit to the Report so
that this statement will accompany the Report at such time as the Report is
filed with the Securities and Exchange Commission pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350. It is not intended that this
statement be deemed to be filed for purposes of the Securities Exchange Act of
1934, as amended.


November 13, 2002                         /s/ Kim S. Price
------------------                        -----------------------------------
Dated                                     Kim S. Price
                                          President and Chief Executive Officer


                                       20