EXHIBIT (h)(29)(a)

[Letterhead American General Life Insurance Company]

                                October 1, 2007

J.P. Morgan Funds Management, Inc.
245 Park Avenue, 3rd Floor
New York, New York 10167

Gentlemen:

This letter sets forth the agreement between American General Life Insurance
Company (the "Company") and J.P. Morgan Funds Management, Inc. ("Morgan")
concerning certain administrative services.

1. Administrative Services and Expenses. Administrative services for the
   Company's Separate Accounts (the "Accounts") which invest in the JPMorgan
   Insurance Trust (the "Fund") pursuant to the Participation Agreement among
   the Company and the Fund, dated October 1, 2007 (the "Participation
   Agreement"), and for purchasers of variable annuity and variable life
   insurance contracts (the "Contracts") issued through the Accounts, are the
   responsibility of the Company. Certain administrative services for the Fund
   in which the Accounts invest, and shareholder services for purchasers of
   shares of the Fund, are the responsibility of Morgan.

   Morgan recognizes the Company as the sole shareholder of record of shares of
   Portfolios offered by the Fund (the "Portfolios") purchased under the
   Participation Agreement on behalf of the Accounts. Morgan further recognizes
   that it will derive a substantial savings in administrative and shareholder
   servicing expenses by virtue of having the Company as the shareholder of
   record of shares of the Fund purchased under the Participation Agreement,
   rather than multiple shareholders having record ownership of such shares.
   The administrative and shareholder servicing expenses for which Morgan will
   derive such savings are set forth in Schedule A to this letter agreement.

2. Expense Payments. (a) In consideration of the anticipated administrative and
   shareholder servicing expense savings resulting from the Company's services
   set forth above, Morgan agrees to pay the Company a fee (the "Fee"),
   computed daily and paid monthly in arrears, equal to the following percent
   of the average daily net asset value of the shares of the Portfolios held in
   the subaccounts of the Accounts:

            JPMorgan Insurance Trust Government Bond Portfolio __%



   (b) As soon as practicable after the end of each month, the Company will
   send Morgan, at the address and in the manner set forth in the Participation
   Agreement, a statement of the average daily net asset value for the
   preceding month of the shares of each such Portfolio as to which the fee
   stated in this Paragraph 2 is calculated, together with a statement of the
   amount of such fee. For purposes of this paragraph 2, the average daily net
   asset value of the shares of the Fund will be based on the net asset values
   reported by such Fund to the Company.

3. Nature of Payments. The parties to this letter agreement recognize and agree
   that Morgan's payments to the Company relate to administrative and
   shareholder services only and do not constitute payment in any manner for
   investment advisory services or for costs of distribution of Contracts or of
   shares of the Fund, and that these payments are not otherwise related to
   investment advisory or distribution services or expenses. The amount of
   administrative and shareholder servicing expense payments made by Morgan to
   the Company pursuant to Paragraph 2 of this letter agreement will not be
   deemed to be conclusive with respect to actual administrative and
   shareholder servicing expenses or savings of Morgan.

4. Representations. The Company represents and warrants that in performing the
   services and receiving the compensation described in this letter agreement
   it will comply with all applicable laws, rules and regulations.

5. Term. This letter agreement will remain in full force and effect for so long
   as any assets of the Fund are attributable to amounts invested by the
   Company under the Participation Agreement, unless terminated in accordance
   with Paragraph 6 of this letter agreement. Fees will continue to be due and
   payable with respect to the shares attributable to existing Contracts for
   only so long as such payments comply with applicable laws, rules and
   regulations.

6. Termination. This letter agreement will be terminated upon mutual agreement
   of the parties hereto in writing.

7. Amendment. This letter agreement may be amended only upon mutual agreement
   of the parties hereto in writing.

8. Counterparts. This letter may be executed in counterparts, each of which
   will be deemed an original but all of which will together constitute one and
   the same instrument.



If this letter agreement is consistent with your understanding of the matters
we discussed concerning administrative and shareholder servicing expenses
payments, please sign below and return a signed copy to us.

                                      Very truly yours,

                                      AMERICAN GENERAL LIFE INSURANCE COMPANY

                                      By:
                                             ---------------------------------
                                      Name:
                                             ---------------------------------
                                      Title:
                                             ---------------------------------

Acknowledged and Agreed:

J.P. MORGAN FUNDS MANAGEMENT, INC.

By:
       -------------------------------
Name:
       -------------------------------
Title:
       -------------------------------

Attachment: Schedule A



                                  SCHEDULE A

Maintenance of Books and Records

.  Record issuance of shares

.  Record transfers (via net purchase orders)

.  Reconciliation and balancing of the separate account at the fund level in
   the general ledger, at various banks and within systems interface

Communication with the Fund

.  Purchase Orders

    -  Determination of net amount available for investment by the Fund

    -  Deposit of receipts at the Fund's custodian (generally by wire transfer)

    -  Notification of the custodian of the estimated amount required to pay
       dividend or distribution

.  Redemption Orders

    -  Determination of net amount required for redemptions by the Fund

    -  Notification of the custodian and Fund of cash required to meet payments

    -  Cost of share redemption

.  Daily pricing

Processing Distributions from the Fund

.  Process ordinary dividends and capital gains

.  Reinvest the Fund's distributions

Report

.  Periodic information reporting to the Fund

Fund-related Contractowner Services

.  Financial consultant's advice to contractowners with respect to Fund
   inquiries (not including information about performance or related to sales)

.  Communications to contractowners regarding Fund and subaccount performance

Other Administrative Support

.  Providing other administrative support for the Fund as mutually agreed
   between the Company and the Fund or the Adviser

.  Relieving the Fund of other usual or incidental administrative services
   provided to individual contractowners