EX-10.F 16 dex10f.txt SUPPLEMENTAL APPLICATION EXHIBIT (10)(f) AMERICAN |GENERAL |FINANCIAL GROUP
PLATINUM INVESTOR SURVIVOR II JOINT AND LAST SURVIVOR VARIABLE UNIVERSAL LIFE INSURANCE SUPPLEMENTAL APPLICATION AMERICAN GENERAL LIFE INSURANCE COMPANY, ("AGL") Home Office: Houston, Texas Member of American General Financial Group. American General Financial Group is the marketing name for American General Corporation and its subsidiaries. (This supplement must accompany the appropriate application for life insurance.) ----------------------------------------------------------------------------------------------------------------------------------- Applicant Information - Supplement to the application on the lives of ----------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------ ----------------------------------------- -------------------------------------- Name of Proposed Contingent Insured Name of Other Proposed Contingent Insured Date of application for life insurance ----------------------------------------------------------------------------------------------------------------------------------- Initial Allocation Percentages ----------------------------------------------------------------------------------------------------------------------------------- Investment Options In the "Premium Allocation" column, indicate how each premium received is to be allocated. In the "Deduction Allocation" column, indicate which investment options are to be used for the deduction of monthly charges. Total allocations in each column must equal 100%. Use whole percentages only. PREMIUM DEDUCTION PREMIUM DEDUCTION ALLOCATION ALLOCATION ALLOCATION ALLOCATION ---------- ---------- ---------- ---------- AGL Declared Fixed Interest Account (18) _____% _____% NEUBERGER BERMAN ADVISERS MANAGEMENT TRUST Mid-Cap Growth Division (167) _____% ____% AIM VARIABLE INSURANCE FUNDS AIM V.I. International Equity Division (130)_____% _____% NORTH AMERICAN FUNDS VARIABLE PRODUCT SERIES I AIM V.I. Value Division (131) _____% _____% International Equities Division (132) _____% _____% MidCap Index Division (133) _____% _____% AMERICAN CENTURY VARIABLE PORTFOLIOS, INC. Money Market Division (134) _____% _____% VP Value Division (153) _____% _____% Nasdaq-100 Index Division (136) _____% _____% Science & Technology Division (137) _____% _____% AYCO SERIES TRUST Small Cap Index Division (138) _____% _____% Ayco Growth Fund Division (154) _____% _____% Stock Index Division (135) _____% _____% CREDIT SUISSE WARBURG PINCUS TRUST PIMCO VARIABLE INSURANCE TRUST Small Company Growth Division (173) _____% _____% PIMCO Real Return Bond Division (169) _____% _____% PIMCO Short-Term Bond Division (168) _____% _____% DREYFUS INVESTMENT PORTFOLIOS PIMCO Total Return Bond Division (170) _____% _____% MidCap Stock Division (155) _____% _____% PUTNAM VARIABLE TRUST DREYFUS VARIABLE INVESTMENT FUND Putnam VT Diversified Income Division (144) _____% _____% Quality Bond Division (139) _____% _____% Putnam VT Growth and Income Division (145) _____% _____% Small Cap Division (140) _____% _____% Putnam VT Int'I Growth and Income Division (146) _____% _____% FIDELITY VARIABLE INSURANCE PRODUCTS FUND SAFECO RESOURCE SERIES TRUST VIP Asset Manager Division (159) _____% _____% Equity Division (147) _____% _____% VIP Contrafund Division (158) _____% _____% Growth Opportunities Division (148) _____% _____% VIP Equity-Income Division (156) _____% _____% VIP Growth Division (157) _____% _____% THE UNIVERSAL INSTITUTIONAL FUNDS, INC. Equity Growth Division (142) _____% _____% JANUS ASPEN SERIES - SERVICE SHARES High Yield Division (143) _____% _____% Aggressive Growth Division (162) _____% _____% International Growth Division (160) _____% _____% VANGUARD VARIABLE INSURANCE FUND Worldwide Growth Division (161) _____% _____% High Yield Bond Division (171) _____% _____% REIT Index Division (172) _____% _____% J.P. MORGAN SERIES TRUST II J.P. Morgan Small Company Division (163) _____% _____% VAN KAMPEN LIFE INVESTMENT TRUST Strategic Stock Division (149) _____% _____% MFS VARIABLE INSURANCE TRUST MFS Capital Opportunities Division (165) _____% _____% OTHER:_____________________________ _____% _____% MFS Emerging Growth Division (141) _____% _____% 100% 100% MFS New Discovery Division (166) _____% _____% MFS Research Division (164) _____% _____% ------------------------------------------------------------------------------------------------------------------------------------ AGLC 0461-2001 Page 1 of 4
------------------------------------------------------------------------------------------------------------------------------------ Dollar Cost Averaging ------------------------------------------------------------------------------------------------------------------------------------ Dollar Cost ($5,000 MINIMUM BEGINNING ACCUMULATION VALUE) An amount can be systematically transferred from the [Money Market Averaging Division] and transferred to one or more of the investment options below. The [AGL Declared Fixed Interest Account] is not available for Dollar Cost Averaging. Please refer to the prospectus for more information on the Dollar Cost Averaging option. Day of the month for transfers: _____________________ (Choose a day of the month between 1-28.) Frequency of transfers: [_] Monthly [_] Quarterly [_] Semiannually [_] Annually Transfer $ ________________________________ ($100 MINIMUM, WHOLE DOLLARS ONLY) AIM VARIABLE INSURANCE FUNDS NEUBERGER BERMAN ADVISERS MANAGEMENT TRUST AIM V.I. International Equity Division (130)$__________ Mid-Cap Growth Division (167) $__________ AIM V.I. Value Division (131) $__________ NORTH AMERICAN FUNDS VARIABLE PRODUCT SERIES I AMERICAN CENTURY VARIABLE PORTFOLIOS, INC. International Equities Division (132) $__________ VP Value Division (153) $__________ MidCap Index Division (133) $__________ Nasdaq-100 Index Division (136) $__________ AYCO SERIES TRUST Science & Technology Division (137) $__________ Ayco Growth Fund Division (154) $__________ Small Cap Index Division (138) $__________ Stock Index Division (135) $__________ CREDIT SUISSE WARBURG PINCUS TRUST Small Company Growth Division (173) $__________ PIMCO VARIABLE INSURANCE TRUST PIMCO Real Return Bond Division (169) $__________ DREYFUS INVESTMENT PORTFOLIOS PIMCO Short-Term Bond Division (168) $__________ MidCap Stock Division (155) $__________ PIMCO Total Return Bond Division (170) $__________ DREYFUS VARIABLE INVESTMENT FUND PUTNAM VARIABLE TRUST Quality Bond Division (139) $__________ Putnam VT Diversified Income Division (144) $__________ Small Cap Division (140) $__________ Putnam VT Growth and Income Division (145) $__________ Putnam VT Int'I Growth and Income Division (146) $__________ FIDELITY VARIABLE INSURANCE PRODUCTS FUND VIP Asset Manager Division (159) $__________ SAFECO RESOURCE SERIES TRUST VIP Contrafund Division (158) $__________ Equity Division (147) $__________ VIP Equity-Income Division (156) $__________ Growth Opportunities Division (148) $__________ VIP Growth Division (157) $__________ THE UNIVERSAL INSTITUTIONAL FUNDS, INC. JANUS ASPEN SERIES - SERVICE SHARES Equity Growth Division (142) $__________ Aggressive Growth Division (162) $__________ High Yield Division (143) $__________ International Growth Division (160) $__________ Worldwide Growth Division (161) $__________ VANGUARD VARIABLE INSURANCE FUND High Yield Bond Division (171) $__________ J.P. MORGAN SERIES TRUST II REIT Index Division (172) $__________ J.P Morgan Small Company Division (163) $__________ VAN KAMPEN LIFE INVESTMENT TRUST MFS VARIABLE INSURANCE TRUST Strategic Stock Division (149) $__________ MFS Capital Opportunities Division (165) $__________ MFS Emerging Growth Division (141) $__________ OTHER _______________________________ $__________ MFS New Discovery Division (166) $__________ MFS Research Division (164) $__________ ------------------------------------------------------------------------------------------------------------------------------------ Automatic Rebalancing ------------------------------------------------------------------------------------------------------------------------------------ Automatic ($5,000 MINIMUM BEGINNING ACCUMULATION VALUE) Variable division assets will be automatically rebalanced based on the Rebalancing premium percentages designated on Page 1 of this form. If the AGL Declared Fixed Interest Account has been designated for premium allocation, the rebalancing will be based on the proportion allocated to the variable divisions. Please refer to the prospectus for more information on the Automatic Rebalancing option. CHECK HERE FOR AUTOMATIC REBALANCING FREQUENCY: [_] Quarterly [_] Semiannually [_] Annually ---------------------------------------------- ------------- ---------------- ----------- NOTE: Automatic Rebalancing is not available if the Dollar Cost Averaging option has been chosen. ------------------------------------------------------------------------------------------------------------------------------------ Modified Endowment Contract ------------------------------------------------------------------------------------------------------------------------------------ Contract If any premium payment causes the policy to be classified as a modified endowment contract under Section 7702A of the Internal Revenue Code, there may be potentially adverse tax consequences. Such consequences include: (1) withdrawals or loans being taxed to the extent of gain; and (2) a 10% penalty tax on the taxable amount. In order to avoid modified endowment status, I request any excess premium that could cause such status to be refunded. [_] YES [_] NO ------------------------------------------------------------------------------------------------------------------------------------ AGLC 0461-2001 Page 2 of 4
------------------------------------------------------------------------------------------------------------------------------------ Death Benefit Compliance Test ------------------------------------------------------------------------------------------------------------------------------------ [_] Guideline Premium Test [_] Cash Value Accumulation Test ------------------------------------------------------------------------------------------------------------------------------------ Specified Amount ------------------------------------------------------------------------------------------------------------------------------------ Base Coverage $______________________plus Supplemental Coverage $ _________________________ = Total Specified Amount $ _____________ ------------------------------------------------------------------------------------------------------------------------------------ Telephone Authorization ------------------------------------------------------------------------------------------------------------------------------------ I (or we, if Joint Owners), hereby authorize American General Life Insurance Company ("AGL") to act on telephone instructions to transfer values among the variable divisions and the AGL Declared Fixed Interest Account and to change allocations for future premium payments and monthly deductions given by: Initial appropriate [ ] Policy Owner(s)- if Joint Owners, either of us acting independently. box here: [ ] Policy Owner(s) or the Agent/Registered Representative who is appointed to represent AGL and the firm authorized to service my policy. AGL and any person designated by this authorization will not be responsible for any claim, loss or expense based upon telephone instructions received and acted on in good faith, including losses due to telephone instruction communication errors. AGL's liability for erroneous transfers and allocations, unless clearly contrary to instructions received, will be limited to correction of the allocations on a current basis. If an error, objection or other claim arises due to a telephone transaction, I will notify AGL in writing within five working days from receipt of confirmation of the transaction from AGL. I understand that this authorization is subject to the terms and provisions of my variable universal life insurance policy and its related prospectus. This authorization will remain in effect until my written notice of its revocation is received by AGL at its home office. ------------------------------------------------------------------------------------------------------------------------------------ Suitability ------------------------------------------------------------------------------------------------------------------------------------ All questions must 1. Have you, the Proposed Insured(s) or Owner(s) (if different), received the variable universal life be answered. insurance policy prospectus and the prospectuses describing the investment options? [_] yes [_] no (IF "YES," PLEASE FURNISH THE PROSPECTUS DATES.) Variable Universal Life Insurance Policy Prospectus: __________ Supplements (if any): __________ 2. Do you understand and acknowledge: a. THAT THE POLICY APPLIED FOR IS VARIABLE, EMPLOYS THE USE OF SEGREGATED ACCOUNTS WHICH MEANS THAT YOU NEED TO RECEIVE AND UNDERSTAND CURRENT PROSPECTUSES FOR THE POLICY AND THE UNDERLYING ACCOUNTS? [_] yes [_] no b. THAT ANY BENEFITS, VALUES OR PAYMENTS BASED ON PERFORMANCE OF THE SEGREGATED ACCOUNTS MAY VARY: AND [_] yes [_] no (1) ARE NOT GUARANTEED BY THE COMPANY, ANY OTHER INSURANCE COMPANY, THE U.S. GOVERNMENT OR ANY STATE GOVERNMENT? [_] yes [_] no (2) ARE NOT FEDERALLY INSURED BY THE FDIC, THE FEDERAL RESERVE BOARD OR ANY OTHER AGENCY, FEDERAL OR STATE? [_] yes [_] no c. THAT IN ESSENCE, ALL RISK IS BORNE BY THE OWNER EXCEPT FOR FUNDS PLACED IN THE AGL DECLARED FIXED INTEREST ACCOUNT? [_] yes [_] no d. THAT THE POLICY IS DESIGNED TO PROVIDE LIFE INSURANCE COVERAGE AND TO ALLOW FOR THE ACCUMULATION OF VALUES IN THE SEGREGATED ACCOUNTS? [_] yes [_] no e. THE AMOUNT OR DURATION OF THE DEATH BENEFIT MAY INCREASE OR DECREASE, DEPENDING ON THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT? [_] yes [_] no f. THE POLICY VALUES MAY INCREASE OR DECREASE, DEPENDING ON THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT, THE AGL DECLARED FIXED INTEREST ACCOUNT ACCUMULATION, AND CERTAIN EXPENSE DEDUCTIONS? [_] yes [_] no 3. Do you believe the Policy you selected meets your insurance and investment objectives and your anticipated financial needs? [_] yes [_] no ------------------------------------------------------------------------------------------------------------------------------------ AGLC 0461-2001 Page 3 of 4
------------------------------------------------------------------------------------------------------------------------------------ Acknowledgements ------------------------------------------------------------------------------------------------------------------------------------ The following states require the applicants to acknowledge the information below that pertains to their specific State. Check the appropriate box for your application state, and sign and date the Your Signature section below. [_] FLORIDA Any person who knowingly and with intent to injure, defraud or deceive any insurer files a statement of claim or an application any false, incomplete or misleading information is guilty of a felony of the third degree. [_] MAINE It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or denial of insurance benefit. [_] NEW MEXICO Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. ------------------------------------------------------------------------------------------------------------------------------------ Your Signature ------------------------------------------------------------------------------------------------------------------------------------ Signatures Signed at (city, state) ----------------------------------------------------------------------------------------------------------------------- Print name of Broker/Dealer ----------------------------------------------------------------------------------------------------------------------- X Registered Representative State license # Date ----------------------------------------------------------------------------------------------------------------------- X Proposed Contingent Insured Date ---------------------------------------------------------------------------------------------------------------------- X Other Proposed Contingent Insured Date ---------------------------------------------------------------------------------------------------------------------- X Owner Date ---------------------------------------------------------------------------------------------------------------------- (If different from Proposed Contingent Insured) X Additional Owner Date ---------------------------------------------------------------------------------------------------------------------- (If different from Proposed Contingent Insured) ----------------------------------------------------------------------------------------------------------------------------------- AGLC 0461-2001 Page 4 of 4