Exhibit 99.1
November 13, 2018
To the Shareholders of Community West Bancshares:
We are happy to report that Community West Bancshares recently released its financial results for the third quarter of 2018. Among the highlights was net
income of $2.4 million for the quarter ending on September 30, an increase of 52% from $1.6 million for the third quarter of last year, and net income of $6.1 million for the first nine months of 2018, compared to $4.5 million in the first nine
months of 2017. Attached is an investor fact sheet for your review, providing information about growth in deposits, stockholders’ equity and other benchmarks.
The Board of Directors declared a quarterly cash dividend of $0.05 per common share, payable November 30, 2018 to common shareholders of record on November
15, 2018. The current annualized yield, based on the closing price of Community West Bancshares (CWBC) shares of $12.00 on September 30, 2018, was 1.7%.
A new Community West Bank branch office opened in downtown Paso Robles on October 15, replacing a loan production office opened last year in this growing
community. It is our second branch office in San Luis Obispo County, and eighth full-service banking office overall. From Westlake Village in the south to Paso Robles in the north, Community West Bank is the largest publicly traded and only
community bank headquartered and serving California’s vibrant Central Coast area of Ventura, Santa Barbara and San Luis Obispo counties.
We remain focused on growing the Community West Bank franchise while delivering improved operating results. And we are proud that Community West was awarded
a “Premier” rating in April 2018, by The Findley Reports. For 50 years, Findley has recognized the financial performance of banking institutions in California and the western United States, focusing on four ratios: growth, return on beginning
equity, net operating income as a percentage of average assets, and loan losses as a percentage of gross loans. It is an honor for Community West Bank to once again be recognized so favorably by The Findley Reports.
Community West Bank has a very bright future, and our long-term vision is to be the leading community bank serving families, businesses and non-profit
organizations along the Central Coast of California. We appreciate the continued support from you, our shareholders, as we pursue our growth opportunities.
Sincerely,
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William R. Peeples
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Martin E. Plourd
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Chairman of the Board
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President and Chief Executive Officer
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NASDAQ: CWBC$11.04October 31, 2018 FACT SHEET 14.7%33.3%37.1%12.9%2.0% Deposit
Portfolio$720 Million at 9/30/18 Non-interest-bearing Interest-bearing Savings CDs over 250K CDs under 250K THIRD QUARTER 2018 HIGHLIGHTS EPS Total $ in millions except per share data* at end of period ALL/loans held
for Net Interest Nonaccrual loans, net/total Period diluted assets* loans investment Margin 3Q18 $ 0.27 $ 855 0.50% 1.21% 4.02% 3Q17 $ 0.18 $ 829 0.25% 1.25% 4.27% 2017 $ 0.57 $ 833 0.61% 1.24% 4.34% 2016 $
0.62 $ 711 0.38% 1.31% 4.60% 2015 $ 0.30 $ 621 0.92% 1.44% 4.80% ABOUT COMMUNITY WEST BANCSHARESCommunity West Bancshares is a financial services company with headquarters in Go- leta, California. The Company is the holding
company for Community West Bank, the largest publicly traded community bank serving California’s Central Coast area of Ventu- ra, Santa Barbara and San Luis Obispo counties. Community West Bank has eight full- service California branch
banking offices, in Goleta, Santa Barbara, Santa Maria, Ventu- ra, Westlake Village, San Luis Obispo, Oxnard and Paso Robles. The principal business activities of the Company are Relationship business banking, Manufactured Housing lending
and Government Guaranteed lending. à Net income increased 52.4% to $2.4 million, or $0.27 per diluted share, in 3Q18, compared to $1.6 million, or $0.18 per diluted share in 3Q17.à Return on average common equity improved to 12.57%, up
from 10.26% for 2Q18 and 8.88% for 3Q17.à Return on average assets increased to 1.08%, up from 0.90% for 2Q18 and 0.78% for 3Q17.à Total deposits increased to $719.9 million at 9/30/18, compared to $702.6 million at 6/30/18, and increased
$22.8 million, or 3.3% compared to $697.2 million at 9/30/17.à Core deposits which include non-interest bearing checking, interest bearing checking, money market, savings and retail certificates of deposit increased to$508.0 million at
9/30/18, compared to $500.2 million at 6/30/18 and $476.2 million at 9/30/17.à Total loans were $753.7 million at 9/30/18, compared to $759.9 million at 6/30/18, and increased $31.1 million compared to $722.7 million at 9/30/17.à Net
interest margin for 3Q18 was 4.02%, compared to 4.06% for 2Q18 and 4.27% for 3Q17.à Book value per common share increased to $9.13 at 9/30/18, compared to$8.90 at 6/30/18 and $8.54 at 9/30/17.à The Bank continues to be well-capitalized per
banking regulations with its total capital ratio at 10.78%, its Tier 1 capital ratio at 9.63% and Tier 1 leverage ratio at 8.22% at 9/30/18. FINANCIAL HIGHLIGHTS 46.9% 2.8% 31.8% 2.7%15.8% Net Loan Portfolio$745 Million at
9/30/18 CommercialCommercial Real Estate SBA Manufactured housingOther
Income Statement 30-Sep-18 30-Sep-17 $ 11,201 $2,573 10,401
$2,090 9,6951,319 8,628(197) 8,311117 8,376159 8,825641 6,4023,064695 8,194688 6,2572,625758 8,217716 6,3872,546992 Interest income Interest expense Net interest incomebefore provision for loan losses Provision for loan lossesNet
interest incomeafter provision for loan losses Non-interest incomeNon-interest expenses Income before income taxesProvision for income taxes Net income 2,369 1,867 1,554 Earnings per common share: Three Months Ended
30-Jun-18 Issued: October 31, 2018 Recent Price Shares Outstanding Estimated Float $11.04 8.3M6.6M 52-Week Range $10.25-$12.97 Net Interest Margin* 4.02%*most recent
quarter $91.4M Market Cap Book Value perCommon Share Price/Book Institutional Ownership Insider Ownership $9.13 1.21x21.0%20.9% Community West Bank 445 Pine Avenue Goleta, CA 93117 Phone (805)
692-5821www.communitywestbank.com CORPORATE HEADQUARTERS TOP INSTITUTIONALSHAREHOLDERS * First Securities America Stieven CapitalSiena Capital Cutler Capital Dimensional Fund AllianceBernstein M3FContext BH CapitalMaltese Capital Mgmt.
Bridgeway Capital 6.89%6.15%3.73%1.72%1.64%1.37%1.27%0.85%0.67%0.53% Basic $ 0.29 $ 0.23 $ 0.19 Diluted $ 0.27 $ 0.21 $ 0.18 Vanguard 0.53% Wedbush Asset Mgmt. 0.49% Balance Sheet 30-Sep-18 30-Jun-18
30-Sep-17 *information from SNL as of 6/30/18 Total assets $ 854,709 $ 865,127 $ 829,150 Total stockholders' equity $ 75,557 $ 73,448 $ 69,766 MANAGEMENT TEAM Total deposits $ 719,942 $ 702,603 $
697,154 Net loans $ 745,222 $ 751,268 $ 714,383 Martin E. PlourdAsset Quality 30-Sep-18 30-Jun-18 30-Sep-17 President & Chief Executive Officer Nonaccrual loans, net $ 3,755 $ 3,704 $ 1,837 Susan
C. Thompson Nonaccrual loans, net/total loans 0.50% 0.49% 0.25% EVP & Chief Financial Officer Nonaccrual loans plus other assets T. Joseph Stronks acquired through foreclosure, net $ 3,755 $ 3,917 $
2,323 EVP , Chief Operating Officer Nonaccrual loans plus other assetsacquired through foreclosure, net/total assets 0.44% 0.45% 0.28% William F. FilippinEVP & Chief Banking Officer Net loan (recoveries) charge-offs in
the quarter $ (94) $ (47) $ (159) Paul S. Ulrich Net loan (recoveries) charge-offs in the quarter/total loans (0.01%) (0.01%) (0.02%) EVP & Chief Credit Officer CWBC October 31, 2018 FINANCIAL
HIGHLIGHTS(in thousands, except per share) The company described in this report is a client of The IR Group, Inc., a securities industry relations firm. This report was prepared using information obtained from management and from
publications available to the public. This report does not purport to be a complete statement of all material facts and is not to be construed as a recommendation or solicitation to buy or sell securities of the company described herein.
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