CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks		$ 5,929	$ 10,629
Federal funds sold			102
Interest-earning deposits		140,875	642,591
Total cash and cash equivalents		146,804	653,322
Securities held to maturity (fair value $108,460 at December 31, 2021)		108,680
Securities available for sale		796,753	622,689
Equity security, at fair value		14,685	15,117
FHLB and FRB stock, at cost		12,950	13,709
Loans held for sale, at fair value		3,040	13,588
Loans held for sale, at lower of cost or fair value		34,051	18,520
Loans		4,806,721	4,372,437
Less: allowance for loan losses		61,697	67,309
Net loans		4,745,024	4,305,128
Premises and equipment		23,044	21,609
Other real estate owned			50
Accrued interest receivable		21,589	22,495
Bank owned life insurance		46,663	46,809
Goodwill		36,212	33,103
Other intangible assets		12,690	10,788
Finance lease right-of-use assets		3,582	4,330
Operating lease right-of-use assets		9,775	9,421
Other assets		62,451	99,764
Total assets		6,077,993	5,890,442
Deposits:
Noninterest-bearing demand deposits		956,482	833,500
Interest-bearing deposits:
Checking	[1]	2,287,894	1,849,254
Savings		154,914	130,731
Money market accounts		1,307,051	1,298,885
Certificates of deposit - retail		409,608	530,222
Certificates of deposit - listing service		31,382	32,128
Subtotal deposits		5,147,331	4,674,720
Interest-bearing demand – Brokered		85,000	110,000
Certificates of deposit - Brokered		33,818	33,764
Total deposits		5,266,149	4,818,484
Short-term borrowings			15,000
Paycheck Protection Program Liquidity Facility		0	177,086
Finance lease liabilities		5,820	6,753
Operating lease liabilities		10,111	9,737
Subordinated debt, net		132,701	181,794
Deferred tax liabilities, net		39,322	32,978
Accrued expenses and other liabilities		77,502	121,488
Total liabilities		5,531,605	5,363,320
SHAREHOLDERS’ EQUITY
Preferred stock (no par value; authorized 500,000 shares)
Common stock (no par value; stated value $0.83 per share; authorized 42,000,000 shares; issued shares, 20,656,810 at December 31, 2021 and 20,342,881 at December 31, 2020; outstanding shares, 18,393,888 at December 31, 2021 and 18,974,703 at December 31, 2020)		17,220	16,958
Surplus		332,358	326,592
Treasury stock at cost (2,262,922 shares at December 31, 2021 and 1,368,178 shares at December 31, 2020)		(65,104)	(36,477)
Retained earnings		274,288	221,441
Accumulated other comprehensive loss		(12,374)	(1,392)
Total shareholders’ equity		546,388	527,122
Total liabilities and shareholders’ equity		$ 6,077,993	$ 5,890,442

[1] Interest-bearing checking includes $647.8 million at December 31, 2021 and $652.5 million at December 31, 2020 of reciprocal balances in the Reich & Tang or Promontory Demand Deposit Marketplace programs