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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST INCOME      
Loans, including fees $ 130,971 $ 111,971 $ 94,339
Securities available for sale:      
Taxable 6,271 4,018 4,079
Tax-exempt 464 508 520
Interest-earning deposits 1,021 551 204
Total interest income 138,727 117,048 99,142
INTEREST EXPENSE      
Checking accounts 4,229 2,146 1,495
Savings and money market accounts 6,375 3,244 2,111
Certificates of deposit 7,118 6,270 4,411
Overnight and short-term borrowings 220 316 107
Federal Home Loan Bank advances 1,143 1,448 1,495
Capital lease obligation 451 478 503
Subordinated debt 3,206 1,696  
Subtotal - interest expense 22,742 15,598 10,122
Interest-bearing demand - brokered 2,934 3,020 2,534
Interest on certificates of deposits - brokered 1,910 1,995 2,034
Total Interest expense 27,586 20,613 14,690
Net interest income before provision for loan losses 111,141 96,435 84,452
Provision for loan losses 5,850 7,500 7,100
Net interest income after provision for loan losses 105,291 88,935 77,352
OTHER INCOME      
Wealth management fee income 23,183 18,240 17,039
Service charges and fees 3,239 3,252 3,323
Bank owned life insurance 1,356 1,407 1,297
Gain on loans held for sale at fair value (mortgage banking) 401 1,010 528
Gain on loans held for sale at lower of cost or fair value 412 1,233
Fee income related to loan level, back-to-back swaps 2,814 1,638 373
Gain on sale of SBA loans 1,564 623 7
Other income 1,658 1,396 620
Securities gains, net 119 527
Total other income 34,627 28,918 23,714
OPERATING EXPENSES      
Compensation and employee benefits 53,956 45,003 40,278
Premises and equipment 11,988 11,245 11,569
FDIC insurance expense 2,366 4,758 2,154
Other operating expense 17,301 14,106 14,925
Total operating expenses 85,611 75,112 68,926
Income before income tax expense 54,307 42,741 32,140
Income tax expense 17,810 16,264 12,168
Net income $ 36,497 $ 26,477 $ 19,972
EARNINGS PER SHARE      
Basic $ 2.06 $ 1.62 $ 1.31
Diluted $ 2.03 $ 1.60 $ 1.29