CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 17,861	$ 11,550
Federal funds sold	101	101
Interest-earning deposits	141,593	58,509
Total cash and cash equivalents	159,555	70,160
Securities available for sale	249,616	195,630
FHLB and FRB stock, at cost	14,093	13,984
Residential mortgage loans held for sale, at fair value	3,013	1,558
Multifamily mortgage loans held for sale, at lower of cost or fair value	30,000	82,200
Loans	3,232,887	2,913,242
Less: Allowance for loan losses	30,616	25,856
Net loans	3,202,271	2,887,386
Premises and equipment	30,223	30,246
Other real estate owned	534	563
Accrued interest receivable	6,383	6,820
Bank owned life insurance	43,541	42,885
Deferred tax assets, net	14,765	15,582
Goodwill	1,573	1,573
Other intangible assets	1,615	1,708
Other assets	17,201	14,364
TOTAL ASSETS	3,774,383	3,364,659
Deposits:
Noninterest-bearing demand deposits	494,204	419,887
Interest-bearing deposits:
Interest-bearing deposits checking	928,941	861,697
Savings	119,650	115,007
Money market accounts	997,572	810,709
Certificates of deposit - Retail	466,003	434,450
Subtotal deposits	3,006,370	2,641,750
Interest-bearing demand - Brokered	200,000	200,000
Certificates of deposit - Brokered	93,690	93,720
Total deposits	3,300,060	2,935,470
Overnight borrowings with Federal Home Loan Bank		40,700
Federal Home Loan Bank advances	71,795	83,692
Capital lease obligation	9,828	10,222
Subordinated debt, net	48,731
Accrued expenses and other liabilities	27,934	18,899
Due to brokers, securities settlements	7,003
TOTAL LIABILITIES	3,465,351	3,088,983
SHAREHOLDERS' EQUITY
Preferred stock (no par value; authorized 500,000 shares; liquidation preference of $1,000 per share)
Common stock (no par value; stated value $0.83 per share; authorized 21,000,000 shares; issued shares, 17,352,916 at September 30, 2016 and 16,476,297 at December 31, 2015; outstanding shares, 16,944,738 at September 30, 2016 and 16,068,119 at December 31, 2015	14,451	13,717
Surplus	230,506	213,203
Treasury stock at cost, 408,178 shares at September 30, 2016 and December 31, 2015	(8,988)	(8,988)
Retained earnings	74,840	58,123
Accumulated other comprehensive loss, net of income tax	(1,777)	(379)
TOTAL SHAREHOLDERS' EQUITY	309,032	275,676
TOTAL LIABILITIES & SHAREHOLDERS' EQUITY	$ 3,774,383	$ 3,364,659