CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 18,261	$ 11,550
Federal funds sold	101	101
Interest-earning deposits	62,968	58,509
Total cash and cash equivalents	81,330	70,160
Securities available for sale	206,216	195,630
FHLB and FRB stock, at cost	14,623	13,984
Residential mortgage loans held for sale, at fair value	4,133	1,558
Multifamily mortgage loans held for sale, at lower of cost or fair value	60,291	82,200
Loans	3,148,899	2,913,242
Less: Allowance for loan losses	29,219	25,856
Net loans	3,119,680	2,887,386
Premises and equipment	29,199	30,246
Other real estate owned	767	563
Accrued interest receivable	7,733	6,820
Bank owned life insurance	43,325	42,885
Deferred tax assets, net	18,190	15,582
Goodwill	1,573	1,573
Other intangible assets	1,646	1,708
Other assets	15,997	14,364
TOTAL ASSETS	3,604,703	3,364,659
Deposits:
Noninterest-bearing demand deposits	469,809	419,887
Interest-bearing deposits:
Interest-bearing deposits checking	897,210	861,697
Savings	120,617	115,007
Money market accounts	861,664	810,709
Certificates of deposit - Retail	466,079	434,450
Subtotal deposits	2,815,379	2,641,750
Interest-bearing demand - Brokered	200,000	200,000
Certificates of deposit - Brokered	93,660	93,720
Total deposits	3,109,039	2,935,470
Overnight borrowings with Federal Home Loan Bank	29,450	40,700
Federal Home Loan Bank advances	83,692	83,692
Capital lease obligation	9,961	10,222
Accrued expenses and other liabilities	48,698	18,899
Subordinated debt, net	28,330
TOTAL LIABILITIES	3,309,170	3,088,983
SHAREHOLDERS' EQUITY
Preferred stock (no par value; authorized 500,000 shares; liquidation preference of $1,000 per share)
Common stock (no par value; stated value $0.83 per share; authorized 21,000,000 shares; issued shares, 17,065,581 at June 30, 2016 and 16,476,297 at December 31, 2015; outstanding shares, 16,657,403 at June 30, 2016 and 16,068,119 at December 31, 2015	14,208	13,717
Surplus	224,258	213,203
Treasury stock at cost, 408,178 shares at June 30, 2016 and December 31, 2015	(8,988)	(8,988)
Retained earnings	68,558	58,123
Accumulated other comprehensive loss, net of income tax	(2,503)	(379)
TOTAL SHAREHOLDERS' EQUITY	295,533	275,676
TOTAL LIABILITIES & SHAREHOLDERS' EQUITY	$ 3,604,703	$ 3,364,659