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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
INTEREST INCOME      
Loans, including fees $ 94,284 $ 70,420 $ 51,218
Loans held for sale 55 48 284
Securities available for sale:      
Taxable 4,079 4,156 4,606
Tax-exempt 520 703 793
Interest-earning deposits 204 248 152
Total interest income 99,142 75,575 57,053
INTEREST EXPENSE      
Checking accounts 1,495 781 308
Savings and money market accounts 2,111 1,671 1,107
Certificates of deposit 4,411 1,521 1,763
Overnight and short-term borrowings 107 48 19
Federal Home Loan Bank advances 1,495 1,485 584
Capital lease obligation 503 483 421
Subtotal - interest expense 10,122 5,989 4,202
Interest-bearing demand - brokered 2,534 307 15
Interest on certificates of deposits - brokered 2,034 1,385 60
Total interest expense 14,690 7,681 4,277
Net interest income before provision for loan losses 84,452 67,894 52,776
Provision for loan losses 7,100 4,875 3,425
Net interest income after provision for loan losses 77,352 63,019 49,351
OTHER INCOME      
Wealth management fee income 17,039 15,242 13,838
Service charges and fees 3,323 3,111 2,798
Bank owned life insurance 1,297 1,092 1,098
Gain on loans held for sale at fair value $ 528 439 1,330
Gain on loans held for sale at lower of cost or fair value 166 522
Other income $ 1,000 497 169
Securities gains, net 527 260 840
Total other income 23,714 20,807 20,595
OPERATING EXPENSES      
Salaries and employee benefits 40,278 36,241 32,249
Premises and equipment 11,569 9,963 9,914
Other operating expense 17,079 13,336 13,020
Total operating expenses 68,926 59,540 55,183
Income before income tax expense 32,140 24,286 14,763
Income tax expense 12,168 9,396 5,502
Net income $ 19,972 $ 14,890 $ 9,261
EARNINGS PER COMMON SHARE      
Basic (in dollars per share) $ 1.31 $ 1.23 $ 1.02
Diluted (in dollars per share) $ 1.29 $ 1.22 $ 1.01