LOANS (Narrative) (Details) (USD $)	1 Months Ended	12 Months Ended
	Jun. 30, 2014	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
LOANS [Abstract]
Unamortized discount on loans			$ 396,000
Impaired non-accrual loans		6,850,000	6,630,000
Impaired non-accrual loans performing troubled debt restructured		13,600,000	11,100,000
Allowance allocated to troubled debt restructured loans		892,000	1,700,000
Allowance allocated to non accrual loans		204,000	740,000
Impaired loans		20,451,000	17,744,000
Troubled debt restructurings specific reserves to customers		892,000	1,600,000
Amount of loans sold	67,000,000
Gain on loans held for sale at lower of cost or fair value	$ 166,000	$ 166,000	$ 522,000