The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COMMON STOCK 88579Y101 19,947 127,872 SH   DFND   126,985 0 887
3M CO COMMON STOCK 88579Y101 435 2,788 SH   OTR   2,788 0 0
ABB LTD SPONS ADR COMMON STOCK 000375204 205 9,108 SH   DFND   5,700 0 3,408
ABBOTT LABS COMMON STOCK 002824100 8,246 90,192 SH   DFND   83,278 0 6,914
ABBOTT LABS COMMON STOCK 002824100 1,269 13,879 SH   OTR   13,479 0 400
ABBVIE INC COMMON STOCK 00287Y109 13,399 136,473 SH   DFND   135,648 0 825
ABBVIE INC COMMON STOCK 00287Y109 953 9,706 SH   OTR   9,220 0 486
ABERDEEN STANDARD PHYS PREC MT OTHER 003263100 208 2,488 SH   DFND   0 0 0
ACCENTURE PLC CL A OTHER G1151C101 5,776 26,902 SH   DFND   24,276 0 2,626
ADOBE INC COMMON STOCK 00724F101 5,416 12,441 SH   DFND   11,090 0 1,351
ADOBE INC COMMON STOCK 00724F101 1,198 2,752 SH   OTR   1,752 0 1,000
AFLAC INC COMMON STOCK 001055102 213 5,909 SH   DFND   2,500 0 3,409
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 14,473 59,938 SH   DFND   59,088 0 850
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 3,374 13,974 SH   OTR   13,674 0 300
Alcon Inc COMMON STOCK H01301128 312 5,448 SH   DFND   5,308 0 140
ALERIAN MLP ETF OTHER 00162Q452 1,073 43,460 SH   DFND   0 0 0
ALERIAN MLP ETF OTHER 00162Q452 19 750 SH   OTR   0 0 0
Alexandria Real Est Eqty OTHER 015271109 2,692 16,590 SH   DFND   14,446 0 2,144
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 731 3,391 SH   DFND   3,144 0 247
ALLEGHANY CORP COMMON STOCK 017175100 8,556 17,492 SH   DFND   17,492 0 0
ALLSTATE CORP COMMON STOCK 020002101 6,700 69,086 SH   DFND   67,470 0 1,616
ALLSTATE CORP COMMON STOCK 020002101 800 8,252 SH   OTR   8,252 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 39,392 27,779 SH   DFND   27,354 0 425
ALPHABET INC CL A COMMON STOCK 02079K305 2,348 1,656 SH   OTR   1,646 0 10
ALPHABET INC CL C COMMON STOCK 02079K107 30,868 21,836 SH   DFND   21,202 0 634
ALPHABET INC CL C COMMON STOCK 02079K107 481 340 SH   OTR   340 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 677 17,246 SH   DFND   14,575 0 2,671
ALTRIA GROUP INC COMMON STOCK 02209S103 260 6,615 SH   OTR   6,440 0 175
AMAZON.COM INC COMMON STOCK 023135106 26,676 9,669 SH   DFND   9,313 0 356
AMAZON.COM INC COMMON STOCK 023135106 66 24 SH   OTR   24 0 0
AMBEV SA SPONS ADR COMMON STOCK 02319V103 49 18,396 SH   DFND   0 0 18,396
AMERICAN ELEC PWR INC COMMON STOCK 025537101 391 4,899 SH   DFND   4,511 0 388
AMERICAN ELEC PWR INC COMMON STOCK 025537101 351 4,408 SH   OTR   4,408 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 2,374 24,942 SH   DFND   24,767 0 175
AMERICAN EXPRESS CO COMMON STOCK 025816109 615 6,455 SH   OTR   6,455 0 0
American Tower Corp Class A COMMON STOCK 029912201 3,156 12,205 SH   DFND   11,045 0 1,160
AMERICAN TOWER CORP REIT OTHER 03027X100 224 865 SH   DFND   0 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 575 4,472 SH   DFND   4,396 0 76
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 210 2,081 SH   DFND   200 0 1,881
AMGEN INC COMMON STOCK 031162100 14,238 60,367 SH   DFND   58,519 0 1,848
AMGEN INC COMMON STOCK 031162100 938 3,975 SH   OTR   3,675 0 300
ANALOG DEVICES INC COMMON STOCK 032654105 1,149 9,371 SH   DFND   9,027 0 344
ANTHEM INC COMMON STOCK 036752103 560 2,130 SH   DFND   1,781 0 349
AON PLC OTHER G0403H108 7,095 36,836 SH   DFND   36,090 0 746
APPLE INC COMMON STOCK 037833100 108,520 297,479 SH   DFND   293,574 0 3,905
APPLE INC COMMON STOCK 037833100 5,809 15,923 SH   OTR   15,773 0 150
APPLIED MATERIALS INC COMMON STOCK 038222105 7,898 130,640 SH   DFND   127,749 0 2,891
APPLIED MATERIALS INC COMMON STOCK 038222105 99 1,645 SH   OTR   1,645 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106 271 1,290 SH   DFND   1,290 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 2,044 29,751 SH   DFND   29,116 0 635
ARROW ELECTRONICS INC COMMON STOCK 042735100 5 70 SH   OTR   70 0 0
AT&T INC COMMON STOCK 00206R102 20,032 662,654 SH   DFND   653,563 0 9,091
AT&T INC COMMON STOCK 00206R102 927 30,664 SH   OTR   29,224 0 1,440
AUTODESK INC COMMON STOCK 052769106 426 1,779 SH   DFND   300 0 1,479
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 19,780 132,852 SH   DFND   129,181 0 3,671
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2,646 17,769 SH   OTR   17,769 0 0
AUTOZONE INC COMMON STOCK 053332102 222 197 SH   DFND   98 0 99
AVERY DENNISON CORP COMMON STOCK 053611109 11,809 103,503 SH   DFND   101,794 0 1,709
AVERY DENNISON CORP COMMON STOCK 053611109 1,228 10,762 SH   OTR   10,762 0 0
BANCO BILBAO VIZCAYA SPONS ADR COMMON STOCK 05946K101 59 17,223 SH   DFND   0 0 17,223
BANCO SANTANDER SA SPONS ADR COMMON STOCK 05964H105 47 19,356 SH   DFND   3,300 0 16,056
BANK OF AMERICA CORP COMMON STOCK 060505104 10,264 432,171 SH   DFND   420,623 0 11,548
BANK OF AMERICA CORP COMMON STOCK 060505104 495 20,835 SH   OTR   20,835 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 355 9,177 SH   DFND   8,868 0 309
BAXTER INTL INC COMMON STOCK 071813109 243 2,828 SH   DFND   2,828 0 0
BAXTER INTL INC COMMON STOCK 071813109 129 1,500 SH   OTR   1,500 0 0
BECTON DICKINSON COMMON STOCK 075887109 13,340 55,753 SH   DFND   54,647 0 1,106
BECTON DICKINSON COMMON STOCK 075887109 1,655 6,917 SH   OTR   6,417 0 500
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 084670108 535 2 SH   DFND   2 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 27,317 153,026 SH   DFND   151,961 0 1,065
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 400 2,238 SH   OTR   2,238 0 0
BGC PARTNERS INC CL A COMMON STOCK 05541T101 53 19,500 SH   DFND   19,500 0 0
BIOGEN INC COMMON STOCK 09062X103 710 2,654 SH   DFND   2,641 0 13
BLACK KNIGHT INC COMMON STOCK 09215C105 1,538 21,194 SH   DFND   21,194 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 30,599 56,239 SH   DFND   55,577 0 662
BLACKROCK INC CL A COMMON STOCK 09247X101 2,565 4,714 SH   OTR   4,714 0 0
BLACKROCK MUNI INCOME QUAL TR OTHER 092479104 26 1,900 SH   DFND   0 0 0
BLACKROCK MUNI INCOME QUAL TR OTHER 092479104 132 9,652 SH   OTR   0 0 0
BLACKROCK MUNIHOLDINGS NJ QUAL OTHER 09254X101 345 25,794 SH   DFND   0 0 0
BLACKROCK MUNIYIELD NEW JERSEY OTHER 09254Y109 361 26,556 SH   DFND   0 0 0
BLACKSTONE GROUP INC CL A COMMON STOCK 09260D107 1,756 30,984 SH   DFND   30,780 0 204
BLACKSTONE GROUP INC CL A COMMON STOCK 09260D107 255 4,500 SH   OTR   4,500 0 0
BOEING CO COMMON STOCK 097023105 7,307 39,865 SH   DFND   39,195 0 670
BOEING CO COMMON STOCK 097023105 1,202 6,558 SH   OTR   6,558 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 5,807 3,647 SH   DFND   3,541 0 106
BOOKING HOLDINGS INC COMMON STOCK 09857L108 8 5 SH   OTR   5 0 0
Boston Pptys Inc COMMON STOCK 101121101 1,604 17,749 SH   DFND   15,753 0 1,996
BP PLC SPONS ADR COMMON STOCK 055622104 156 6,688 SH   DFND   6,688 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 135 5,774 SH   OTR   5,774 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 29,525 502,133 SH   DFND   493,733 0 8,400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3,701 62,950 SH   OTR   62,545 0 405
BRISTOL-MYERS SQU - RIGHTS 3 OTHER 110122157 303 84,722 SH   DFND   84,144 0 578
BRISTOL-MYERS SQU - RIGHTS 3 OTHER 110122157 79 22,054 SH   OTR   21,804 0 250
BROADCOM INC COMMON STOCK 11135F101 1,029 3,259 SH   DFND   2,763 0 496
BROADCOM INC COMMON STOCK 11135F101 22 70 SH   OTR   70 0 0
Brookfield Asset Mgmt COMMON STOCK 112585104 1,172 35,633 SH   DFND   34,478 0 1,155
CARDINAL HEALTH INC COMMON STOCK 14149Y108 232 4,438 SH   DFND   4,426 0 12
CARRIER GLOBAL CORP COMMON STOCK 14448C104 3,574 160,847 SH   DFND   146,148 0 14,699
CARRIER GLOBAL CORP COMMON STOCK 14448C104 442 19,909 SH   OTR   19,409 0 500
CATERPILLAR INC COMMON STOCK 149123101 4,389 34,694 SH   DFND   32,533 0 2,161
CATERPILLAR INC COMMON STOCK 149123101 998 7,886 SH   OTR   7,811 0 75
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 152 3,673 SH   DFND   3,473 0 200
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 77 1,857 SH   OTR   1,857 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 9,745 288,838 SH   DFND   286,575 0 2,263
CHARLES SCHWAB CORP COMMON STOCK 808513105 713 21,144 SH   OTR   21,144 0 0
CHECK POINT SOFTWARE TECH LT O OTHER M22465104 4,038 37,586 SH   DFND   35,632 0 1,954
CHEVRON CORPORATION COMMON STOCK 166764100 27,593 309,234 SH   DFND   305,885 0 3,349
CHEVRON CORPORATION COMMON STOCK 166764100 3,321 37,216 SH   OTR   36,796 0 420
Chubb Corp COMMON STOCK 171232101 2,829 22,345 SH   DFND   21,520 0 825
CHUBB LTD OTHER H1467J104 918 7,252 SH   DFND   6,473 0 779
CHUBB LTD OTHER H1467J104 451 3,565 SH   OTR   2,693 120 752
CHURCH & DWIGHT INC COMMON STOCK 171340102 4,378 56,642 SH   DFND   55,120 0 1,522
CHURCH & DWIGHT INC COMMON STOCK 171340102 110 1,420 SH   OTR   0 880 540
CIGNA CORP COMMON STOCK 125523100 552 2,944 SH   DFND   2,374 0 570
CIGNA CORP COMMON STOCK 125523100 167 888 SH   OTR   767 0 121
CISCO SYSTEMS INC COMMON STOCK 17275R102 20,056 430,010 SH   DFND   417,395 0 12,615
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,828 39,189 SH   OTR   38,289 0 900
CITIGROUP INC COMMON STOCK 172967424 206 4,028 SH   DFND   2,719 43 1,266
CITIGROUP INC COMMON STOCK 172967424 23 450 SH   OTR   450 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 2,308 91,460 SH   DFND   90,343 0 1,117
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 185 7,325 SH   OTR   7,325 0 0
CLOROX COMPANY COMMON STOCK 189054109 1,159 5,284 SH   DFND   5,281 0 3
CLOROX COMPANY COMMON STOCK 189054109 132 600 SH   OTR   600 0 0
COCA COLA CO COMMON STOCK 191216100 4,214 94,305 SH   DFND   88,485 0 5,820
COCA COLA CO COMMON STOCK 191216100 615 13,767 SH   OTR   13,767 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2,601 35,504 SH   DFND   35,487 0 17
COLGATE PALMOLIVE CO COMMON STOCK 194162103 238 3,250 SH   OTR   3,250 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 4,883 125,269 SH   DFND   117,875 0 7,394
COMCAST CORP-CL A COMMON STOCK 20030N101 136 3,494 SH   OTR   3,494 0 0
COMERICA INC COMMON STOCK 200340107 1,262 33,123 SH   DFND   32,950 0 173
COMERICA INC COMMON STOCK 200340107 164 4,313 SH   OTR   4,313 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 678 16,145 SH   DFND   14,564 0 1,581
CONOCOPHILLIPS COMMON STOCK 20825C104 87 2,078 SH   OTR   2,078 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 750 10,428 SH   DFND   10,372 0 56
CONSOLIDATED EDISON INC COMMON STOCK 209115104 7 100 SH   OTR   100 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 1,136 6,496 SH   DFND   6,496 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 112 640 SH   OTR   640 0 0
CONSUMER DISCRETIONARY SELT OTHER 81369Y407 5,495 43,025 SH   DFND   39,804 0 380
CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 512 8,725 SH   DFND   0 0 0
CORNING INC COMMON STOCK 219350105 264 10,200 SH   DFND   9,300 0 900
CORNING INC COMMON STOCK 219350105 1,390 53,670 SH   OTR   53,670 0 0
CORTEVA INC COMMON STOCK 22052L104 1,160 43,284 SH   DFND   39,698 0 3,586
CORTEVA INC COMMON STOCK 22052L104 158 5,902 SH   OTR   5,838 0 64
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 24,737 81,583 SH   DFND   80,256 0 1,327
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 3,790 12,498 SH   OTR   11,448 350 700
Crown Castle Int'l Corp COMMON STOCK 228227104 3,426 20,471 SH   DFND   18,205 0 2,266
CROWN CASTLE INTL CORP REIT OTHER 22822V101 2,505 14,966 SH   DFND   0 0 0
CROWN CASTLE INTL CORP REIT OTHER 22822V101 408 2,440 SH   OTR   0 0 0
CSX CORP COMMON STOCK 126408103 252 3,608 SH   DFND   3,103 0 505
CSX CORP COMMON STOCK 126408103 1,310 18,785 SH   OTR   18,785 0 0
CUMMINS INC COMMON STOCK 231021106 7,377 42,575 SH   DFND   41,555 0 1,020
CUMMINS INC COMMON STOCK 231021106 1,002 5,782 SH   OTR   5,633 89 60
CVS HEALTH CORP COMMON STOCK 126650100 12,191 187,647 SH   DFND   184,022 0 3,625
CVS HEALTH CORP COMMON STOCK 126650100 817 12,574 SH   OTR   12,574 0 0
DANAHER CORP COMMON STOCK 235851102 10,565 59,745 SH   DFND   59,077 0 668
DANAHER CORP COMMON STOCK 235851102 2,072 11,718 SH   OTR   11,318 0 400
DEERE & CO COMMON STOCK 244199105 1,119 7,123 SH   DFND   6,605 0 518
DEERE & CO COMMON STOCK 244199105 55 350 SH   OTR   350 0 0
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 788 69,522 SH   DFND   69,522 0 0
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 142 12,525 SH   OTR   12,525 0 0
Digital Realty Trust Inc OTHER 253868103 2,602 18,307 SH   DFND   15,634 0 2,673
DISNEY WALT CO NEW COMMON STOCK 254687106 23,501 210,758 SH   DFND   209,341 0 1,417
DISNEY WALT CO NEW COMMON STOCK 254687106 3,444 30,881 SH   OTR   30,181 0 700
DOLLAR GENERAL CORP COMMON STOCK 256677105 10,943 57,440 SH   DFND   55,650 0 1,790
DOMINION ENERGY INC COMMON STOCK 25746U109 7,713 95,007 SH   DFND   94,463 0 544
DOMINION ENERGY INC COMMON STOCK 25746U109 1,446 17,812 SH   OTR   17,812 0 0
DOVER CORP COMMON STOCK 260003108 530 5,489 SH   DFND   5,105 0 384
DOW INC COMMON STOCK 260557103 3,489 85,609 SH   DFND   82,837 0 2,772
DOW INC COMMON STOCK 260557103 377 9,248 SH   OTR   9,184 0 64
DUKE ENERGY CORP COMMON STOCK 26441C204 1,337 16,737 SH   DFND   16,426 0 311
DUKE ENERGY CORP COMMON STOCK 26441C204 394 4,931 SH   OTR   4,931 0 0
DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 336 5,150 SH   DFND   5,150 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 3,796 71,448 SH   DFND   68,167 0 3,281
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 475 8,944 SH   OTR   8,880 0 64
EATON CORP PLC OTHER G29183103 433 4,944 SH   DFND   2,986 0 1,958
ECOLAB INC COMMON STOCK 278865100 4,462 22,428 SH   DFND   21,866 0 562
ECOLAB INC COMMON STOCK 278865100 41 206 SH   OTR   206 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 456 6,603 SH   DFND   6,462 0 141
ELECTRONIC ARTS INC COMMON STOCK 285512109 431 3,262 SH   DFND   2,892 0 370
EMERSON ELEC CO COMMON STOCK 291011104 3,633 58,564 SH   DFND   57,764 0 800
EMERSON ELEC CO COMMON STOCK 291011104 462 7,454 SH   OTR   7,454 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 747 19,725 SH   DFND   0 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 23 600 SH   OTR   0 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 431 23,729 SH   DFND   22,660 0 1,069
EOG RES INC COMMON STOCK 26875P101 311 6,137 SH   DFND   5,877 0 260
EOG RES INC COMMON STOCK 26875P101 103 2,026 SH   OTR   2,026 0 0
EQUIFAX INC COMMON STOCK 294429105 315 1,830 SH   DFND   1,700 0 130
EQUIFAX INC COMMON STOCK 294429105 112 650 SH   OTR   650 0 0
Essex Property Trust Inc OTHER 297178105 2,128 9,287 SH   DFND   8,012 0 1,275
Extra Space Storage Inc OTHER 30225T102 1,601 17,337 SH   DFND   15,202 0 2,135
EXXON MOBIL CORP COMMON STOCK 30231G102 27,611 617,424 SH   DFND   590,009 0 27,415
EXXON MOBIL CORP COMMON STOCK 30231G102 3,010 67,305 SH   OTR   67,174 0 131
FACEBOOK INC-A COMMON STOCK 30303M102 13,535 59,607 SH   DFND   54,089 0 5,518
FACEBOOK INC-A COMMON STOCK 30303M102 783 3,448 SH   OTR   3,448 0 0
FASTENAL CO COMMON STOCK 311900104 3,242 75,675 SH   DFND   75,648 0 27
FASTENAL CO COMMON STOCK 311900104 51 1,195 SH   OTR   1,195 0 0
Federal Realty Invst Tr OTHER 313747206 1,410 16,551 SH   DFND   14,401 0 2,150
FEDEX CORPORATION COMMON STOCK 31428X106 4,507 32,140 SH   DFND   31,743 0 397
FEDEX CORPORATION COMMON STOCK 31428X106 785 5,596 SH   OTR   5,596 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 2,891 124,959 SH   DFND   107,594 0 3,132
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 4 160 SH   OTR   0 0 0
First Industrial Realty Trust OTHER 32054K103 1,898 49,363 SH   DFND   43,232 0 6,131
FIRST REPUBLIC BANK COMMON STOCK 33616C100 5,240 49,435 SH   DFND   47,995 0 1,440
FIRST REPUBLIC BANK COMMON STOCK 33616C100 256 2,420 SH   OTR   2,420 0 0
FIRST TRUST LARGE CAP CORE A OTHER 33734K109 435 7,301 SH   DFND   0 0 0
FISERV INC COMMON STOCK 337738108 626 6,408 SH   DFND   5,600 0 808
FNF GROUP COMMON STOCK 31620R303 2,124 69,276 SH   DFND   69,124 0 152
FORD MOTOR CO DEL COMMON STOCK 345370860 536 88,101 SH   DFND   87,101 0 1,000
FORD MOTOR CO DEL COMMON STOCK 345370860 123 20,200 SH   OTR   20,200 0 0
FORTIVE CORP COMMON STOCK 34959J108 580 8,579 SH   DFND   8,125 0 454
FORTIVE CORP COMMON STOCK 34959J108 259 3,821 SH   OTR   3,821 0 0
GABELLI EQUITY TR INC OTHER 362397101 68 13,449 SH   DFND   0 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 14,413 96,431 SH   DFND   95,588 0 843
GENERAL DYNAMICS CORP COMMON STOCK 369550108 169 1,130 SH   OTR   1,130 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 572 83,715 SH   DFND   77,715 0 6,000
GENERAL ELECTRIC CORP COMMON STOCK 369604103 354 51,779 SH   OTR   51,779 0 0
GENERAL MLS INC COMMON STOCK 370334104 3,127 50,728 SH   DFND   49,922 0 806
GENERAL MLS INC COMMON STOCK 370334104 681 11,040 SH   OTR   10,200 660 180
GENUINE PARTS CO COMMON STOCK 372460105 6,145 70,662 SH   DFND   69,901 0 761
GENUINE PARTS CO COMMON STOCK 372460105 295 3,390 SH   OTR   3,390 0 0
Gilead Science Inc COMMON STOCK 375558103 831 10,801 SH   DFND   10,731 0 70
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 470 11,520 SH   DFND   10,635 0 885
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 244 5,980 SH   OTR   5,980 0 0
GOGO INC COMMON STOCK 38046C109 32 10,000 SH   DFND   10,000 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 929 4,702 SH   DFND   4,475 0 227
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 256 1,295 SH   OTR   1,295 0 0
HALOZYME THERAPEUTICS INC COMMON STOCK 40637H109 134 5,000 SH   DFND   5,000 0 0
HALOZYME THERAPEUTICS INC COMMON STOCK 40637H109 107 4,000 SH   OTR   4,000 0 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 1,585 15,837 SH   DFND   0 0 2,700
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 264 2,638 SH   OTR   0 0 0
HEALTHCARE TRUST OF AMER CL A OTHER 42225P501 2,282 86,039 SH   DFND   51,785 0 6,014
HEALTHCARE TRUST OF AMER CL A OTHER 42225P501 50 1,880 SH   OTR   0 0 0
HOME DEPOT INC COMMON STOCK 437076102 35,049 139,909 SH   DFND   136,870 0 3,039
HOME DEPOT INC COMMON STOCK 437076102 3,579 14,285 SH   OTR   13,285 0 1,000
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 7,444 51,481 SH   DFND   48,240 0 3,241
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,851 12,799 SH   OTR   12,798 0 1
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 163 18,046 SH   DFND   11,152 4,114 2,780
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 2,744 15,692 SH   DFND   15,033 0 659
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 720 4,115 SH   OTR   3,615 0 500
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 649 9,446 SH   DFND   0 0 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 9 125 SH   OTR   0 0 0
INFOSYS LTD SPONS ADR COMMON STOCK 456788108 394 40,749 SH   DFND   35,440 0 5,309
INGERSOLL-RAND INC COMMON STOCK 45687V106 2,283 81,184 SH   DFND   81,184 0 0
INGERSOLL-RAND INC COMMON STOCK 45687V106 134 4,783 SH   OTR   4,783 0 0
INTEL CORP COMMON STOCK 458140100 24,439 408,467 SH   DFND   404,810 0 3,657
INTEL CORP COMMON STOCK 458140100 2,750 45,965 SH   OTR   45,075 890 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 3,120 34,063 SH   DFND   32,428 0 1,635
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 24 260 SH   OTR   260 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 8,463 240,360 SH   DFND   237,640 0 2,720
INTERNATIONAL PAPER CO COMMON STOCK 460146103 439 12,472 SH   OTR   12,472 0 0
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 3,519 205,064 SH   DFND   202,303 0 2,761
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 352 20,525 SH   OTR   20,525 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 7,828 64,815 SH   DFND   63,604 128 1,083
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,162 9,623 SH   OTR   9,273 0 350
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 321 564 SH   DFND   350 0 214
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 51 90 SH   OTR   90 0 0
Invesco QQQ Tr Unit Ser 1 OTHER 73935A104 307 1,239 SH   DFND   1,239 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 85,618 345,792 SH   DFND   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 3,315 13,388 SH   OTR   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 8,716 85,655 SH   DFND   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 382 3,755 SH   OTR   0 0 0
Iron Mountain OTHER 46284V101 1,560 59,765 SH   DFND   55,010 0 4,755
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 270 3,113 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 163 1,329 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 88 715 SH   OTR   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 255 4,447 SH   DFND   2,040 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 81 1,420 SH   OTR   0 0 0
i-Shares Core MSCI EM OTHER 46434G103 6,043 126,959 SH   DFND   118,986 0 7,973
ISHARES CORE S&P 500 ETF OTHER 464287200 3,588 11,587 SH   DFND   883 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 33 105 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 1,072 6,026 SH   DFND   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 59 330 SH   OTR   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 2,536 37,123 SH   DFND   300 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 34 496 SH   OTR   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 420 3,546 SH   DFND   293 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 52 443 SH   OTR   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 1,952 24,188 SH   DFND   520 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 136 1,690 SH   OTR   0 0 0
ISHARES DJ US TECHNOLOGY SEC E OTHER 464287721 270 1,000 SH   OTR   0 0 0
ISHARES EDGE MSCI MIN VOL USA OTHER 46429B697 284 4,687 SH   DFND   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 135 1,000 SH   DFND   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 66 491 SH   OTR   0 0 0
ISHARES MSCI CANADA ETF OTHER 464286509 302 11,665 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 3,393 55,740 SH   DFND   11,038 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 79 1,292 SH   OTR   0 0 0
ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 362 6,760 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 1,402 35,071 SH   DFND   7,653 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 164 4,090 SH   OTR   0 0 0
ISHARES MSCI FRANCE ETF OTHER 464286707 298 10,869 SH   DFND   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 4,834 35,371 SH   DFND   120 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 1,605 11,745 SH   OTR   0 0 0
ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 1,366 11,840 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 3,736 107,843 SH   DFND   2,500 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 234 6,750 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 1,080 6,290 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 73 425 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 2,828 14,733 SH   DFND   2,648 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 520 2,710 SH   OTR   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 1,305 11,579 SH   DFND   6,158 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 235 2,088 SH   OTR   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 1,506 10,520 SH   DFND   6,211 0 0
ISHARES RUSSELL 3000 ETF OTHER 464287689 252 1,400 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 2,196 40,967 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 32 600 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 3,070 19,418 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 2,020 12,776 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 1,949 25,468 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 1,355 17,709 SH   OTR   0 0 0
ISHARES S&P 500 GROWTH ETF OTHER 464287309 8,397 40,469 SH   DFND   0 0 0
ISHARES S&P 500 GROWTH ETF OTHER 464287309 1,657 7,988 SH   OTR   0 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 9,707 89,702 SH   DFND   0 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 1,363 12,599 SH   OTR   0 0 0
ISHARES S&P SMALLCAP 600/VAL E OTHER 464287879 568 4,724 SH   DFND   20 0 0
ISHARES S&P SMALLCAP/600 GROWT OTHER 464287887 554 3,262 SH   DFND   0 0 0
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 873 15,956 SH   DFND   0 0 0
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 13 230 SH   OTR   0 0 0
i-Shares Trust Russell 2000 Value OTHER 464287630 755 7,742 SH   DFND   7,742 0 0
ITAU UNIBANCO HOLDING SPONS AD COMMON STOCK 465562106 70 14,848 SH   DFND   0 0 14,848
JM SMUCKER CO COMMON STOCK 832696405 436 4,122 SH   DFND   3,323 0 799
JM SMUCKER CO COMMON STOCK 832696405 138 1,300 SH   OTR   1,300 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 45,998 327,087 SH   DFND   320,922 0 6,165
JOHNSON & JOHNSON COMMON STOCK 478160104 4,921 34,994 SH   OTR   34,594 0 400
JP MORGAN CHASE & CO COMMON STOCK 46625H100 38,741 411,881 SH   DFND   401,994 0 9,887
JP MORGAN CHASE & CO COMMON STOCK 46625H100 4,538 48,249 SH   OTR   47,249 0 1,000
JPMORGAN ULTRA-SHORT INCOME ET OTHER 46641Q837 5,190 102,305 SH   DFND   17,540 0 2,960
JPMORGAN ULTRA-SHORT INCOME ET OTHER 46641Q837 3,663 72,205 SH   OTR   0 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 393 2,633 SH   DFND   2,400 0 233
KANSAS CITY SOUTHERN COMMON STOCK 485170302 75 500 SH   OTR   500 0 0
KELLOGG CO COMMON STOCK 487836108 393 5,944 SH   DFND   5,930 0 14
KEYCORP COMMON STOCK 493267108 2,339 192,034 SH   DFND   188,315 0 3,719
KEYCORP COMMON STOCK 493267108 372 30,529 SH   OTR   30,529 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,088 7,696 SH   DFND   7,147 0 549
KIMBERLY CLARK CORP COMMON STOCK 494368103 261 1,846 SH   OTR   1,500 0 346
KKR REAL ESTATE FINANCE TRUST OTHER 48251K100 665 40,136 SH   DFND   0 0 0
KROGER CO COMMON STOCK 501044101 435 12,845 SH   DFND   7,142 0 5,703
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 2,541 14,978 SH   DFND   14,405 0 573
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 424 2,500 SH   OTR   2,500 0 0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 15,601 93,917 SH   DFND   93,513 0 404
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 688 4,144 SH   OTR   4,144 0 0
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 3,090 16,378 SH   DFND   16,161 0 217
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 143 760 SH   OTR   760 0 0
LAZARD LTD CL A OTHER G54050102 278 9,701 SH   DFND   9,701 0 0
LAZARD LTD CL A OTHER G54050102 6 200 SH   OTR   200 0 0
LILLY ELI & CO COMMON STOCK 532457108 10,794 65,744 SH   DFND   62,852 0 2,892
LILLY ELI & CO COMMON STOCK 532457108 1,326 8,075 SH   OTR   8,075 0 0
LINDE PLC OTHER G5494J103 2,046 9,645 SH   DFND   8,760 0 885
LINDE PLC OTHER G5494J103 187 881 SH   OTR   881 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 622 1,702 SH   DFND   1,390 0 312
LOCKHEED MARTIN CORP COMMON STOCK 539830109 18 50 SH   OTR   50 0 0
Loral Space & Communications Inc COMMON STOCK 543881106 271 13,885 SH   DFND   13,885 0 0
LOWES COS INC COMMON STOCK 548661107 16,574 122,662 SH   DFND   120,751 0 1,911
LOWES COS INC COMMON STOCK 548661107 1,895 14,028 SH   OTR   14,028 0 0
M & T BANK CORP COMMON STOCK 55261F104 674 6,486 SH   DFND   6,486 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 294 6,805 SH   DFND   6,309 0 496
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 72 1,933 SH   DFND   1,100 0 833
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 272 7,270 SH   OTR   7,270 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 191 2,226 SH   DFND   1,586 0 640
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 56 653 SH   OTR   653 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 207 1,929 SH   DFND   0 0 1,929
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 4,451 21,547 SH   DFND   21,252 0 295
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 522 2,525 SH   OTR   2,525 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 949 3,209 SH   DFND   1,196 0 2,013
MCCORMICK & CO INC COMMON STOCK 579780206 1,342 7,482 SH   DFND   7,142 0 340
MCCORMICK & CO INC COMMON STOCK 579780206 1,334 7,435 SH   OTR   7,435 0 0
MCDONALDS CORP COMMON STOCK 580135101 17,607 95,447 SH   DFND   94,167 0 1,280
MCDONALDS CORP COMMON STOCK 580135101 3,093 16,767 SH   OTR   16,767 0 0
MEDTRONIC PLC OTHER G5960L103 4,466 48,707 SH   DFND   45,270 0 3,437
MEDTRONIC PLC OTHER G5960L103 132 1,443 SH   OTR   1,443 0 0
MERCK & CO INC COMMON STOCK 58933Y105 40,256 520,578 SH   DFND   515,643 0 4,935
MERCK & CO INC COMMON STOCK 58933Y105 4,917 63,588 SH   OTR   63,408 0 180
Merck & Co Inc New COMMON STOCK 589331107 1,452 18,771 SH   DFND   18,096 0 675
METLIFE INC COMMON STOCK 59156R108 924 25,304 SH   DFND   24,529 0 775
METLIFE INC COMMON STOCK 59156R108 323 8,845 SH   OTR   8,845 0 0
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 844 31,023 SH   DFND   0 0 0
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 98 3,600 SH   OTR   0 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 1,091 10,357 SH   DFND   9,191 0 1,166
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 78 737 SH   OTR   737 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 350 6,801 SH   DFND   5,600 0 1,201
MICRON TECHNOLOGY INC COMMON STOCK 595112103 39 750 SH   OTR   750 0 0
MICROSOFT CORP COMMON STOCK 594918104 58,850 289,179 SH   DFND   276,427 0 12,752
MICROSOFT CORP COMMON STOCK 594918104 4,846 23,814 SH   OTR   23,814 0 0
Mid American Apartment Communities Inc OTHER 59522J103 2,224 19,398 SH   DFND   17,291 0 2,107
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 875 17,108 SH   DFND   16,360 0 748
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 134 2,622 SH   OTR   2,622 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 205 2,961 SH   DFND   2,961 0 0
MORGAN STANLEY COMMON STOCK 617446448 6,744 139,632 SH   DFND   137,850 0 1,782
MORGAN STANLEY COMMON STOCK 617446448 46 950 SH   OTR   350 0 600
NASDAQ INC COMMON STOCK 631103108 235 1,971 SH   DFND   0 0 1,971
NATIONAL BEVERAGE CORP COMMON STOCK 635017106 3,661 60,000 SH   DFND   60,000 0 0
Nestle S A ADR COMMON STOCK 641069406 4,166 37,686 SH   DFND   37,266 0 420
NETFLIX INC COMMON STOCK 64110L106 497 1,092 SH   DFND   704 0 388
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 431 13,201 SH   DFND   13,201 0 0
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 46 1,400 SH   OTR   1,400 0 0
NEWMARK GROUP INC CL A COMMON STOCK 65158N102 98 20,177 SH   DFND   20,177 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 19,661 81,863 SH   DFND   80,531 0 1,332
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,258 5,240 SH   OTR   5,240 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 6,364 64,900 SH   DFND   62,295 0 2,605
NIKE INC-CLASS B COMMON STOCK 654106103 267 2,721 SH   OTR   2,721 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 514 2,932 SH   DFND   2,651 0 281
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 456 2,600 SH   OTR   2,600 0 0
NORTHERN TR CORP COMMON STOCK 665859104 238 3,000 SH   DFND   3,000 0 0
NORTHERN TR CORP COMMON STOCK 665859104 101 1,275 SH   OTR   1,275 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 229 746 SH   DFND   611 0 135
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 15 50 SH   OTR   50 0 0
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 8,384 95,991 SH   DFND   91,151 876 3,964
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 366 4,195 SH   OTR   4,195 0 0
NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 225 3,439 SH   DFND   3,135 0 304
NRG ENERGY INC COMMON STOCK 629377508 212 6,501 SH   DFND   6,501 0 0
NUCOR CORP COMMON STOCK 670346105 3,096 74,771 SH   DFND   74,034 0 737
NUCOR CORP COMMON STOCK 670346105 356 8,600 SH   OTR   8,600 0 0
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 71 5,325 SH   DFND   0 0 0
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 140 10,600 SH   OTR   0 0 0
NVIDIA CORP COMMON STOCK 67066G104 1,376 3,621 SH   DFND   3,100 0 521
OGE ENERGY CORP COMMON STOCK 670837103 291 9,600 SH   DFND   0 0 9,600
ORACLE CORPORATION COMMON STOCK 68389X105 16,817 304,259 SH   DFND   299,544 0 4,715
ORACLE CORPORATION COMMON STOCK 68389X105 426 7,716 SH   OTR   7,716 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 4,549 80,003 SH   DFND   72,765 0 7,238
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 566 9,946 SH   OTR   9,696 0 250
PACKAGING CORP OF AMERICA COMMON STOCK 695156109 14,066 140,945 SH   DFND   140,938 0 7
PARTY CITY HOLDCO INC COMMON STOCK 702149105 15 10,000 SH   DFND   10,000 0 0
PAYCHEX INC COMMON STOCK 704326107 400 5,280 SH   DFND   5,005 0 275
PAYCHEX INC COMMON STOCK 704326107 5 63 SH   OTR   63 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 44,669 256,378 SH   DFND   251,373 0 5,005
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 2,292 13,157 SH   OTR   13,157 0 0
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 11,351 606,050 SH   DFND   321,103 0 284,947
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 3,575 190,869 SH   OTR   177,032 0 13,837
PEPSICO INC COMMON STOCK 713448108 41,298 312,249 SH   DFND   307,223 0 5,026
PEPSICO INC COMMON STOCK 713448108 4,828 36,505 SH   OTR   34,005 0 2,500
PERFORMANCE FOOD GROUP CO COMMON STOCK 71377A103 251 8,600 SH   DFND   8,600 0 0
PFIZER INC COMMON STOCK 717081103 8,074 246,938 SH   DFND   228,696 0 18,242
PFIZER INC COMMON STOCK 717081103 625 19,103 SH   OTR   19,103 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 4,807 68,606 SH   DFND   66,869 0 1,737
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 294 4,200 SH   OTR   4,135 0 65
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 2,207 24,176 SH   DFND   0 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 18,586 176,658 SH   DFND   174,132 0 2,526
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 921 8,755 SH   OTR   8,755 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 277 2,609 SH   DFND   2,405 0 204
PPG INDUSTRIES INC COMMON STOCK 693506107 212 2,000 SH   OTR   2,000 0 0
PPL CORPORATION COMMON STOCK 69351T106 647 25,030 SH   DFND   25,008 0 22
PPL CORPORATION COMMON STOCK 69351T106 45 1,740 SH   OTR   1,740 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 29,867 249,782 SH   DFND   246,929 0 2,853
PROCTER & GAMBLE CO COMMON STOCK 742718109 5,227 43,714 SH   OTR   41,514 360 1,840
ProLogis Trust COMMON STOCK 74340W103 2,496 26,748 SH   DFND   23,681 0 3,067
PTC INC COMMON STOCK 69370C100 424 5,445 SH   DFND   5,445 0 0
PTC INC COMMON STOCK 69370C100 266 3,420 SH   OTR   3,420 0 0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 5,690 115,744 SH   DFND   112,726 0 3,018
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 695 14,138 SH   OTR   14,138 0 0
PUBLIC STORAGE INC REIT OTHER 74460D109 270 1,409 SH   DFND   0 0 0
PUBLIC STORAGE INC REIT OTHER 74460D109 19 100 SH   OTR   0 0 0
QTS Realty Trust Inc OTHER 74736A103 1,375 21,455 SH   DFND   18,655 0 2,800
QUALCOMM INC COMMON STOCK 747525103 8,800 96,477 SH   DFND   95,598 0 879
QUALCOMM INC COMMON STOCK 747525103 2,073 22,726 SH   OTR   21,726 0 1,000
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 300 2,630 SH   DFND   2,150 0 480
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 695 6,100 SH   OTR   5,900 0 200
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 12,345 200,347 SH   DFND   184,613 0 15,734
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,428 23,179 SH   OTR   22,679 0 500
REALTY INCOME CORP REIT OTHER 756109104 3,050 51,263 SH   DFND   32,366 0 4,742
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107 857 1,374 SH   DFND   998 0 376
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 7,013 32,926 SH   DFND   32,801 0 125
ROSS STORES INC COMMON STOCK 778296103 248 2,909 SH   DFND   990 0 1,919
ROYAL DUTCH SHELL PLC SPONS AD COMMON STOCK 780259107 307 10,089 SH   DFND   8,209 0 1,880
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 205 6,282 SH   DFND   5,744 0 538
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 81 2,482 SH   OTR   2,482 0 0
S B A Communications COMMON STOCK 78410G104 1,393 4,675 SH   DFND   4,055 0 620
S&P GLOBAL INC COMMON STOCK 78409V104 1,251 3,796 SH   DFND   3,496 0 300
SALESFORCE.COM COMMON STOCK 79466L302 2,587 13,808 SH   DFND   11,086 0 2,722
SANOFI SPONS ADR COMMON STOCK 80105N105 233 4,567 SH   DFND   2,328 0 2,239
SAP SE SPONS ADR COMMON STOCK 803054204 503 3,591 SH   DFND   1,111 0 2,480
SCHLUMBERGER LTD OTHER 806857108 1,039 56,500 SH   DFND   54,636 0 1,864
SCHLUMBERGER LTD OTHER 806857108 186 10,126 SH   OTR   9,126 0 1,000
Schwab International OTHER 808524805 9,769 328,373 SH   DFND   303,058 0 25,315
Schwab US Large Cap EtTF OTHER 808524201 305 4,115 SH   DFND   4,115 0 0
SCHWAB US LARGE CAP VALUE OTHER 808524409 428 8,533 SH   DFND   0 0 0
SCOTTS MIRACLE-GRO COMPANY CL COMMON STOCK 810186106 249 1,850 SH   DFND   1,850 0 0
SELECTIVE INS GROUP INC COMMON STOCK 816300107 580 11,000 SH   DFND   11,000 0 0
SERVICENOW INC COMMON STOCK 81762P102 829 2,046 SH   DFND   1,355 0 691
SHERWIN WILLIAMS CO COMMON STOCK 824348106 366 633 SH   DFND   453 0 180
SIMON PROPERTY GROUP INC REIT OTHER 828806109 1,432 20,935 SH   DFND   0 0 0
SIMON PROPERTY GROUP INC REIT OTHER 828806109 64 941 SH   OTR   0 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 1,212 9,483 SH   DFND   9,483 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 898 17,332 SH   DFND   16,186 0 1,146
SOUTHERN COMPANY COMMON STOCK 842587107 356 6,870 SH   OTR   6,870 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 549 21,777 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 33 1,300 SH   OTR   0 0 0
SPDR DJIA TRUST OTHER 78467X109 242 940 SH   DFND   0 0 0
SPDR GOLD TRUST OTHER 78463V107 525 3,135 SH   DFND   890 0 0
SPDR GOLD TRUST OTHER 78463V107 41 242 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 32,917 106,748 SH   DFND   1,226 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 2,755 8,935 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 6,052 66,363 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 1,460 16,007 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 21,849 67,332 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1,343 4,140 SH   OTR   0 0 0
Stag Industrial Inc COMMON STOCK 85254J102 1,424 48,553 SH   DFND   41,633 0 6,920
STARBUCKS CORP COMMON STOCK 855244109 8,634 117,321 SH   DFND   114,031 0 3,290
STARBUCKS CORP COMMON STOCK 855244109 1,105 15,014 SH   OTR   15,014 0 0
STATE STREET CORP COMMON STOCK 857477103 249 3,911 SH   DFND   1,177 0 2,734
STRYKER CORPORATION COMMON STOCK 863667101 11,676 64,798 SH   DFND   64,491 0 307
STRYKER CORPORATION COMMON STOCK 863667101 396 2,197 SH   OTR   2,197 0 0
Sun Communities OTHER 866674104 1,609 11,860 SH   DFND   10,000 0 1,860
SVB FINANCIAL GROUP COMMON STOCK 78486Q101 1,717 7,965 SH   DFND   7,961 0 4
SYSCO CORP COMMON STOCK 871829107 10,047 183,803 SH   DFND   181,188 0 2,615
SYSCO CORP COMMON STOCK 871829107 1,317 24,092 SH   OTR   22,567 1,050 475
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 542 4,388 SH   DFND   4,302 0 86
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 268 4,720 SH   DFND   680 0 4,040
TARGET CORP COMMON STOCK 87612E106 762 6,352 SH   DFND   5,760 0 592
TARGET CORP COMMON STOCK 87612E106 210 1,749 SH   OTR   1,749 0 0
TE CONNECTIVITY LIMITED OTHER H84989104 6,258 76,741 SH   DFND   76,015 0 726
TE CONNECTIVITY LIMITED OTHER H84989104 319 3,908 SH   OTR   3,908 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 2,340 22,397 SH   DFND   0 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1,692 16,195 SH   OTR   0 0 0
TELEFLEX INC COMMON STOCK 879369106 207 568 SH   DFND   562 0 6
TESLA INC COMMON STOCK 88160R101 804 744 SH   DFND   744 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 7,108 55,984 SH   DFND   51,812 0 4,172
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 155 1,220 SH   OTR   1,220 0 0
TEXTRON INC COMMON STOCK 883203101 254 7,717 SH   DFND   7,700 0 17
THE HERSHEY COMPANY COMMON STOCK 427866108 720 5,553 SH   DFND   5,125 0 428
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 9,638 26,601 SH   DFND   25,526 0 1,075
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 326 900 SH   OTR   900 0 0
TJX COS INC COMMON STOCK 872540109 18,651 368,896 SH   DFND   365,290 0 3,606
TJX COS INC COMMON STOCK 872540109 1,391 27,514 SH   OTR   27,514 0 0
TOTAL S.A. SPONS ADR COMMON STOCK 89151E109 1,524 39,638 SH   DFND   39,259 0 379
TOTAL S.A. SPONS ADR COMMON STOCK 89151E109 62 1,600 SH   OTR   1,600 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103 8,212 92,295 SH   DFND   92,291 0 4
TRANE TECHNOLOGIES PLC OTHER G8994E103 445 5,000 SH   OTR   5,000 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1,023 8,966 SH   DFND   8,559 0 407
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 71 620 SH   OTR   620 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 9,988 265,970 SH   DFND   261,026 0 4,944
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 772 20,560 SH   OTR   20,560 0 0
UMH PROPERTIES INC REIT OTHER 903002103 943 72,951 SH   DFND   0 0 0
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 405 7,602 SH   DFND   5,197 0 2,405
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 64 1,200 SH   OTR   1,200 0 0
UNION PAC CORP COMMON STOCK 907818108 42,783 253,049 SH   DFND   250,598 0 2,451
UNION PAC CORP COMMON STOCK 907818108 1,941 11,480 SH   OTR   11,480 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 2,016 18,132 SH   DFND   17,829 0 303
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 7 65 SH   OTR   65 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 9,130 30,957 SH   DFND   28,444 0 2,513
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 175 592 SH   OTR   592 0 0
US BANCORP NEW COMMON STOCK 902973304 2,714 73,714 SH   DFND   70,672 0 3,042
US BANCORP NEW COMMON STOCK 902973304 719 19,533 SH   OTR   19,533 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 999 17,697 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 87 1,550 SH   OTR   0 0 0
V.F. CORP COMMON STOCK 918204108 11,240 184,438 SH   DFND   183,322 0 1,116
V.F. CORP COMMON STOCK 918204108 1,609 26,401 SH   OTR   25,701 0 700
VALLEY NATL BANCORP COMMON STOCK 919794107 101 12,947 SH   DFND   12,947 0 0
VANGUARD DIVIDEND APPREC ETF OTHER 921908844 395 3,370 SH   DFND   0 0 0
Vanguard FTSE All World Ex US OTHER 922042718 7,998 82,782 SH   DFND   78,662 0 4,120
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 1,229 31,696 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 377 9,725 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 25,886 653,527 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1,695 42,799 SH   OTR   0 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 28,084 558,005 SH   DFND   0 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 1,340 26,626 SH   OTR   0 0 0
VANGUARD GROWTH ETF OTHER 922908736 720 3,563 SH   DFND   180 0 0
VANGUARD HEALTH CARE ETF OTHER 92204A504 24,853 129,005 SH   DFND   60 0 0
VANGUARD HEALTH CARE ETF OTHER 92204A504 950 4,930 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 3,709 47,081 SH   DFND   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 174 2,212 SH   OTR   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 32,652 199,207 SH   DFND   208 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 1,514 9,234 SH   OTR   0 0 0
VANGUARD INFO TECH ETF OTHER 92204A702 215 768 SH   DFND   70 0 0
VANGUARD INFO TECH ETF OTHER 92204A702 28 100 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 235 2,475 SH   DFND   32 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 14,067 150,952 SH   DFND   95 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 484 5,198 SH   OTR   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 1,245 8,703 SH   DFND   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 114 800 SH   OTR   0 0 0
Vanguard Mid-Cap Value Index OTHER 922908512 5,560 58,097 SH   DFND   54,820 0 3,277
VANGUARD REAL ESTATE ETF OTHER 922908553 3,433 43,713 SH   DFND   18,054 0 1,380
VANGUARD REAL ESTATE ETF OTHER 922908553 194 2,474 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 63,270 223,231 SH   DFND   790 0 0
VANGUARD S&P 500 ETF OTHER 922908363 4,467 15,759 SH   OTR   0 0 0
VANGUARD S&P 500 GROWTH ETF OTHER 921932505 813 4,350 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 23,687 284,981 SH   DFND   18 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 1,126 13,549 SH   OTR   0 0 0
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 11,030 55,260 SH   DFND   16,660 0 2,006
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 2,287 11,458 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 6,619 61,901 SH   DFND   8,375 0 637
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 1,461 13,665 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 40,761 279,723 SH   DFND   2,517 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 2,328 15,974 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,593 18,043 SH   DFND   990 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 22 250 SH   OTR   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 243 1,550 SH   DFND   0 0 0
VANGUARD VALUE ETF OTHER 922908744 602 6,051 SH   DFND   75 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 18,776 340,589 SH   DFND   334,520 0 6,069
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,234 40,519 SH   OTR   36,669 410 3,440
VIACOMCBS INC CL B COMMON STOCK 92556H206 2,905 124,566 SH   DFND   107,855 14,980 1,731
VIACOMCBS INC CL B COMMON STOCK 92556H206 26 1,097 SH   OTR   1,097 0 0
Vici Properties Inc COMMON STOCK 925652109 1,453 71,956 SH   DFND   63,500 0 8,456
VISA INC CL A COMMON STOCK 92826C839 14,519 75,158 SH   DFND   71,230 0 3,928
VISA INC CL A COMMON STOCK 92826C839 727 3,766 SH   OTR   3,766 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 115 2,711 SH   DFND   2,711 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 106 2,500 SH   OTR   2,500 0 0
WALMART INC COMMON STOCK 931142103 8,215 68,581 SH   DFND   67,902 0 679
WALMART INC COMMON STOCK 931142103 449 3,745 SH   OTR   3,745 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 18,544 175,091 SH   DFND   174,152 0 939
WASTE MANAGEMENT INC COMMON STOCK 94106L109 1,826 17,238 SH   OTR   17,238 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 392 4,477 SH   DFND   776 0 3,701
WEC ENERGY GROUP INC COMMON STOCK 92939U106 152 1,734 SH   OTR   1,734 0 0
WELLS FARGO & CO COMMON STOCK 949746101 1,174 45,845 SH   DFND   45,220 0 625
WELLS FARGO & CO COMMON STOCK 949746101 463 18,100 SH   OTR   18,100 0 0
WELLTOWER INC REIT OTHER 95040Q104 2,643 51,058 SH   DFND   36,580 0 5,672
WELLTOWER INC REIT OTHER 95040Q104 10 200 SH   OTR   0 0 0
WEYERHAEUSER CO REIT OTHER 962166104 197 8,773 SH   DFND   0 0 0
WEYERHAEUSER CO REIT OTHER 962166104 110 4,879 SH   OTR   0 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 371 5,943 SH   DFND   5,644 0 299
XCEL ENERGY INC COMMON STOCK 98389B100 23 360 SH   OTR   360 0 0
XILINX INC COMMON STOCK 983919101 33 340 SH   DFND   335 0 5
XILINX INC COMMON STOCK 983919101 287 2,920 SH   OTR   2,920 0 0
YUM! BRANDS INC COMMON STOCK 988498101 206 2,370 SH   DFND   2,359 0 11
YUM! BRANDS INC COMMON STOCK 988498101 7 80 SH   OTR   80 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 582 4,876 SH   DFND   4,225 0 651
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 155 1,300 SH   OTR   1,300 0 0
ZOETIS INC COMMON STOCK 98978V103 483 3,529 SH   DFND   645 0 2,884