CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022
OPERATING ACTIVITIES:
Net income		$ 40,255	$ 53,667
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation		2,720	2,554
Amortization of premium and accretion of discount on securities, net		458	2,331
Amortization of restricted stock		8,578	6,300
Amortization of intangible assets		1,048	1,204
Amortization of subordinated debt costs		216	215
Provision for credit losses		9,065	4,423
Swap valuation allowance			673
Deferred tax benefit		(10,717)	(5,907)
Stock-based compensation and employee stock purchase plan expense		140	114
Fair value adjustment for equity security		404	1,728
Loss on securities available for sale			6,609
Loans originated for sale	[1]	(24,786)	(58,409)
Proceeds from sales of loans held for sale	[1]	35,963	85,663
Gain on loans held for sale	[1]	(2,267)	(6,599)
Loss on disposal of fixed assets		6
Increase in cash surrender value of life insurance, net		(362)	(409)
Decrease in accrued interest receivable		2,268	3,773
(Increase)/decrease in other assets		(1,019)	3,952
Increase in accrued expenses and other liabilities		6,794	3,709
NET CASH PROVIDED BY OPERATING ACTIVITIES		68,764	105,591
INVESTING ACTIVITIES:
Principal repayments, maturities and calls of securities available for sale		476,363	305,337
Principal repayments, maturities and calls of securities held to maturity		3,638	5,046
Redemptions of FHLB and FRB stock		83,385	26,567
Proceeds from sales of securities available for sale			118,972
Purchase of securities held to maturity		(10,347)
Purchase of securities available for sale		(462,000)	(229,941)
Purchase of FHLB and FRB stock		(86,871)	(28,603)
Net increase in loans, net of participations sold		(202,777)	(372,026)
Proceeds from sales of other real estate		116
Purchase of premises and equipment		(2,297)	(2,730)
Disposal of premises and equipment		(6)
NET CASH USED IN INVESTING ACTIVITIES		(200,796)	(177,378)
FINANCING ACTIVITIES:
Net increase in deposits		54,195	33,035
Net increase in short-term borrowings		91,046	32,369
Dividends paid on common stock		(2,666)	(2,748)
Exercise of stock options, net of stock swaps		19	126
Restricted stock repurchased on vesting to pay taxes		(3,273)	(2,701)
Issuance of restricted stock		69
Issuance of shares for employee stock purchase plan		818	715
Shares repurchased		(10,382)	(27,533)
NET CASH PROVIDED BY FINANCING ACTIVITIES		129,826	33,263
Net decrease in cash and cash equivalents		(2,206)	(38,524)
Cash and cash equivalents at beginning of period		190,075	146,804
Cash and cash equivalents at end of period		187,869	108,280
Cash paid during the period for:
Interest		97,583	17,155
Income tax, net		$ 9,668	16,311
Transfer of loans to other real estate owned			$ 116

[1] Includes mortgage loans originated with the intent to sell which are carried at fair value. In addition, this includes the guaranteed portion of Small Business Administration (“SBA”) loans which are carried at the lower of cost or fair value.