INDEPENDENT ACCOUNTANTS' CONSENT

The Board of Directors
Peapack-Gladstone Financial Corporation:

We consent to incorporation by reference in the Registration Statements No.
333-51187 and No. 333-53001 on Form S-8 of Peapack-Gladstone Financial
Corporation of our report dated January 17, 2002, relating to the consolidated
statements of condition of Peapack-Gladstone Financial Corporation and
subsidiary as of December 31, 2001 and 2000, and the related consolidated
statements of income, changes in stockholders' equity, and cash flows for each
of the years in the three-year period ended December 31, 2001, which report is
incorporated by reference in the December 31, 2001 Annual Report on Form 10-K of
Peapack-Gladstone Financial Corporation.

KPMG LLP

Short Hills, New Jersey
March 22, 2002