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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest Income      
Loans, including fees $ 51,218 $ 48,010 $ 46,628
Loans held for sale 284 123 56
Interest on investment securities held to maturity:      
Taxable    1,648 2,066
Tax-exempt    187 354
Interest on securities available for sale:      
Taxable 4,606 5,385 6,285
Tax-exempt 793 639 518
Interest-earning deposits 152 98 144
Total interest income 57,053 56,090 56,051
INTEREST EXPENSE      
Checking accounts 323 379 1,045
Savings and money market accounts 1,107 1,092 2,215
Certificates of deposit over $100,000 791 900 1,060
Other certificates of deposit 1,032 1,337 1,755
Overnight and short-term borrowings 19 39 3
Federal Home Loan Bank advances 584 509 739
Capital lease obligation 421 431 319
Total interest expense 4,277 4,687 7,136
Net interest income before provision for loan losses 52,776 51,403 48,915
Provision for loan losses 3,425 8,275 7,250
Net interest income after provision for loan losses 49,351 43,128 41,665
OTHER INCOME      
Trust fees 13,838 12,282 10,686
Service charges and fees 2,798 2,756 2,908
Bank owned life insurance 1,098 1,064 1,427
Gain on loans held for sale at fair value 1,330 1,195 502
Gain on loans held for sale at lower of cost or fair value 522      
Other income 169 196 156
Securities gains, net 840 3,810 1,037
Total other income 20,595 21,303 16,716
OPERATING EXPENSES      
Salaries and employee benefits 32,249 27,595 23,230
Premises and equipment 9,914 9,467 9,371
Other operating expenses 13,020 11,268 11,798
Total operating expenses 55,183 48,330 44,399
Income before income tax expense 14,763 16,101 13,982
Income tax expense 5,502 6,405 1,814
Net income 9,261 9,696 12,168
Dividends on preferred stock and accretion    474 1,228
Net income available to common shareholders $ 9,261 $ 9,222 $ 10,940
EARNINGS PER COMMON SHARE      
Basic $ 1.02 $ 1.05 $ 1.25
Diluted $ 1.01 $ 1.05 $ 1.25