CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
OPERATING ACTIVITIES:
Net Income	$ 4,902	$ 5,806
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,459	1,481
Amortization of premium and accretion of discount on securities, net	999	1,147
Amortization of restricted stock	197	221
Provision for loan losses	1,350	3,000
Provision for OREO losses	930
Provision for deferred taxes	3,182
Stock-based compensation expense	169	169
Gains on security sales, available for sale	(527)	(497)
Loans originated for sale	(56,737)	(33,273)
Proceeds from sales of loans	73,646	34,322
Gains on loans sold	(1,383)	(467)
(Gains)/Losses on sale of other real estate owned	(24)	84
Losses/(Gains) on disposal of fixed assest	49	(7)
Increase in cash surrender value of life insurance, net	(402)	(396)
(Increase)/Decrease in accrued interest receivable	(108)	631
Decrease/(Increase) in other assets	3,678	(24)
Increase/(Decrease) in accrued expenses and other liabilities	672	(70)
NET CASH PROVIDED BY OPERATING ACTIVITIES	32,052	12,127
INVESTING ACTIVITIES:
Maturities of investment securities held to maturity		20,588
Maturities of securities available for sale	39,332	45,261
Calls of securities held to maturity		136
Calls of securities available for sale	18,115	14,848
Sales of securities available for sale	26,348	22,393
Purchase of investment securities held to maturity		(2,821)
Purchase of securities available for sale, including FHLB and FRB stock	(53,126)	(20,317)
Net increase in loans	(122,696)	(61,430)
Sales of other real estate owned	1,692	1,836
Purchases of premises and equipment	(499)	(512)
Purchase of life insurance		(2,996)
NET CASH (USED IN)/PROVIDED BY INVESTING ACTIVITIES	(90,834)	16,986
FINANCING ACTIVITIES:
Net increase/(decrease) in deposits	6,499	(20,807)
Repayments of Federal Home Loan Bank advances	(218)	(1,229)
Redemption of preferred stock		(14,341)
Repurchase of warrants		(109)
Cash dividends paid on preferred stock		(112)
Cash dividends paid on common stock	(897)	(887)
Exercise of Stock Options	3
Sales of shares (DRIP Program)	1,029	82
NET CASH PROVIDED BY/(USED IN) FINANCING ACTIVITIES	6,416	(37,403)
Net decrease in cash and cash equivalents	(52,366)	(8,290)
Cash and cash equivalents at beginning of period	119,228	43,053
Cash and cash equivalents at end of period	$ 66,862	$ 34,763