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LOANS (Details Narrative) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Loans Details Narrative    
Unamortized discount on loans $ 541 $ 543
Impaired non-accrual loans 8,075 11,732
Impaired non-accrual loans performing troubled debt restructured 6,100 6,400
Allowance allocated to troubled debt restructured non accrual loans 266 240
Threshold loan amount for risk rating analysis performance 500  
Impaired loans 17,977 18,147
Substandard loans 32,123 32,014
Troubled debt restructurings specific reserves to customers $ 502 $ 483