CONSOLIDATED STATEMENTS OF CONDITION (unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 5,978	$ 6,733
Federal funds sold	101	100
Interest-earning deposits	60,783	112,395
Total cash and cash equivalents	66,862	119,228
Securities available for sale	270,334	304,479
FHLB and FRB Stock, at cost	4,729	4,639
Loans held for sale, at fair value	4,684	6,461
Loans held for sale, at lower of cost or fair value		13,749
Loans	1,252,184	1,132,584
Less: Allowance for loan losses	13,438	12,735
Net Loans	1,238,746	1,119,849
Premises and equipment	29,021	30,030
Other real estate owned	3,347	3,496
Accrued interest receivable	3,972	3,864
Bank owned life insurance	31,490	31,088
Deferred tax assets, net	8,608	9,478
Other assets	17,797	21,475
TOTAL ASSETS	1,679,590	1,667,836
Deposits:
Noninterest-bearing demand deposits	326,916	298,095
Interest-bearing deposits:
Checking	352,196	346,877
Savings	115,823	109,686
Money market accounts	559,439	583,197
Certificates of deposit $100,000 and over	65,607	68,741
Certificates of deposit less than $100,000	102,945	109,831
Total deposits	1,522,926	1,516,427
Federal home loan bank advances	12,000	12,218
Capital lease obligation	8,864	8,971
Accrued expenses and other liabilities	11,687	8,163
TOTAL LIABILITIES	1,555,477	1,545,779
SHAREHOLDERS' EQUITY
Common stock (no par value; stated value, $0.83 per share; authorized 21,000,000 shares; issued shares, 9,438,438 at June 30, 2013 and 9,325,977 at December 31, 2012; outstanding shares, 9,030,260 at June 30, 2013 and 8,917,799 at December 31, 2012)	7,849	7,755
Surplus	98,979	97,675
Treasury stock at cost, 408,178 shares at June 30, 2013 and December 31, 2012	(8,988)	(8,988)
Retained earnings	25,321	21,316
Accumulated other comprehensive income, net of income tax	952	4,299
TOTAL SHAREHOLDERS' EQUITY	124,113	122,057
TOTAL LIABILITIES & SHAREHOLDERS' EQUITY	$ 1,679,590	$ 1,667,836