SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 3) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Earnings per Common Share:
Net Income to Common Shareholders	$ 2,893	$ 2,609
Basic Weighted-Average Common Shares Outstanding (in shares)	8,870,559	8,771,265
Plus: Common Stock Equivalents (in shares)	49,857	20,569
Diluted Weighted-Average Common Shares Outstanding (in shares)	8,920,416	8,791,834
Net Income Per Common Share
Basic (in dollars per share)	$ 0.33	$ 0.30
Diluted (in dollars per share)	$ 0.32	$ 0.30