CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
OPERATING ACTIVITIES:
Net Income	$ 8,638	$ 9,641
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	2,214	2,149
Amortization of premium and accretion of discount on securities, net	1,708	2,332
Amortization of restricted stock	332	191
Provision for loan losses	3,750	5,500
Provision for deferred taxes		622
Reversal of valuation allowance-deferred tax assets		(2,988)
Tax benefit on exercise of stock options	2
Stock-based compensation	253	273
Gains on security sales, available for sale	(648)	(721)
Gain on securities, held to maturity	(84)
Loans originated for sale	(67,503)	(22,539)
Proceeds from sales of loans	62,726	22,180
Gains on loans sold	(825)	(363)
Loss/(gains) on sale of other real estate owned	62	(47)
Gain on disposal of fixed assets	(7)
Increase in cash surrender value of life insurance, net	(595)	(693)
Decrease in accrued interest receivable	38	452
(Increase)/decrease in other assets	(572)	1,507
Increase in accrued expenses and other liabilities	1,801	1,842
NET CASH PROVIDED BY OPERATING ACTIVITIES	11,290	19,338
INVESTING ACTIVITIES:
Proceeds from maturities of investment securities held to maturity	36,714	28,413
Proceeds from maturities of securities available for sale	61,794	48,996
Proceeds from calls of investment securities held to maturity	136	39,505
Proceeds from calls of securities available for sale	23,598	41,755
Proceeds from sales of securities available for sale	29,358	37,277
Purchase of investment securities held to maturity	(9,546)	(44,145)
Purchase of securities available for sale, including FHLB and FRB stock	(47,913)	(151,556)
Net increase in loans	(60,046)	(41,136)
Proceeds from sales of other real estate owned	2,512	1,238
Purchases of premises and equipment	(738)	(826)
Purchase of life insurance	(2,996)
NET CASH PROVIDED BY/(USED IN) INVESTING ACTIVITIES	32,873	(40,479)
FINANCING ACTIVITIES:
Net (decrease)/increase in deposits	(11,206)	45,464
Repayments of Federal Home Loan Bank advances	(5,345)	(3,333)
Redemption of preferred stock	(14,341)	(7,172)
Repurchase of warrants	(111)
Cash dividends paid on preferred stock	(112)	(644)
Cash dividends paid on common stock	(1,330)	(1,324)
Exercise of stock options	21
Sales of shares (DRIP Program)	128	122
NET CASH (USED IN)/PROVIDED BY FINANCING ACTIVITIES	(32,296)	33,113
Net increase in cash and cash equivalents	11,867	11,972
Cash and cash equivalents at beginning of period	43,053	62,687
Cash and cash equivalents at end of period	$ 54,920	$ 74,659