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LOANS (Details 7) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Allowance for loan losses        
Beginning ALLL $ 13,686 $ 14,056 $ 13,223 $ 14,282
Charge-Offs (618) (1,786) (3,305) (6,111)
Recoveries 75 73 225 172
Provision 750 1,500 3,750 5,500
Ending ALLL 13,893 13,843 13,893 13,843
Primary Residential Mortgages
       
Allowance for loan losses        
Beginning ALLL 2,602 1,663 2,414 1,502
Charge-Offs (183) (240) (1,171) (527)
Recoveries 1    2   
Provision 499 191 1,674 639
Ending ALLL 2,919 1,614 2,919 1,614
Home Equity Lines of Credit
       
Allowance for loan losses        
Beginning ALLL 208 185 204 160
Charge-Offs       (91) (60)
Recoveries            
Provision 45 9 140 94
Ending ALLL 253 194 253 194
Junior Lien Loan on Residence
       
Allowance for loan losses        
Beginning ALLL 55 208 64 228
Charge-Offs       (57) (13)
Recoveries 1    5 14
Provision 10 (5) 54 (26)
Ending ALLL 66 203 66 203
Multifamily Property
       
Allowance for loan losses        
Beginning ALLL 839 463 705 303
Charge-Offs (18)    (393) (26)
Recoveries          8
Provision 154 169 663 347
Ending ALLL 975 632 975 632
Secured by Farmland
       
Allowance for loan losses        
Beginning ALLL 3         
Charge-Offs            
Recoveries            
Provision       3   
Ending ALLL 3    3   
Owner-Occupied Commercial Real Estate
       
Allowance for loan losses        
Beginning ALLL 3,418 3,521 3,108 2,777
Charge-Offs (345) (563) (1,261) (2,118)
Recoveries 19 1 145 40
Provision 271 582 1,371 2,842
Ending ALLL 3,363 3,541 3,363 3,541
Investment Commercial Real Estate
       
Allowance for loan losses        
Beginning ALLL 4,784 4,099 4,181 4,759
Charge-Offs (64) (920) (120) (2,611)
Recoveries 2    11 1
Provision (122) 941 528 1,971
Ending ALLL 4,600 4,120 4,600 4,120
Agricultural Production Loans
       
Allowance for loan losses        
Beginning ALLL 1    1   
Charge-Offs            
Recoveries            
Provision            
Ending ALLL 1    1   
Commercial and Industrial
       
Allowance for loan losses        
Beginning ALLL 917 2,399 1,291 2,719
Charge-Offs    (61) (112) (157)
Recoveries 51 72 55 98
Provision (152) (159) (418) (409)
Ending ALLL 816 2,251 816 2,251
Commercial Construction
       
Allowance for loan losses        
Beginning ALLL 234 794 669 1,246
Charge-Offs       (72) (586)
Recoveries          11
Provision 57 (243) (306) (120)
Ending ALLL 291 551 291 551
Consumer and Other
       
Allowance for loan losses        
Beginning ALLL 77 99 78 66
Charge-Offs (8) (2) (28) (13)
Recoveries 1    7   
Provision 8 7 21 51
Ending ALLL 78 104 78 104
Unallocated
       
Allowance for loan losses        
Beginning ALLL 548 625 508 522
Charge-Offs            
Recoveries            
Provision (20) 8 20 111
Ending ALLL $ 528 $ 633 $ 528 $ 633