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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Income Statement [Abstract]        
Interest and fees on loans $ 11,939 $ 11,563 $ 35,928 $ 34,948
Taxable 564 418 1,375 1,635
Tax-exempt 39 90 151 274
Taxable 1,223 1,344 4,234 4,605
Tax-exempt 156 124 477 364
Interest on loans held for sale 34 12 75 33
Interest-earning deposits 27 43 58 91
Total interest income 13,982 13,594 42,298 41,950
Interest on savings and interest-bearing deposit accounts 362 758 1,168 2,662
Interest on certificates of deposit over $100,000 229 262 678 815
Interest on other time deposits 321 422 1,031 1,357
Interest on borrowed funds 113 177 453 578
Interest on capital lease obligation 107 80 324 239
Total interest expense 1,132 1,699 3,654 5,651
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES 12,850 11,895 38,644 36,299
Provision for loan losses 750 1,500 3,750 5,500
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 12,100 10,395 34,894 30,799
Trust department income 2,918 2,555 9,353 8,102
Service charges and fees 694 747 2,073 2,205
Bank owned life insurance 266 257 794 769
Securities gains, net 235 248 732 721
Other income 446 166 1,001 669
Total other income 4,559 3,973 13,953 12,466
Salaries and employee benefits 7,029 5,789 19,550 17,579
Premises and equipment 2,290 2,322 7,034 7,058
Other operating expenses (See footnote 8) 2,674 2,462 8,193 8,214
Total operating expenses 11,993 10,573 34,777 32,851
INCOME BEFORE INCOME TAX EXPENSE 4,666 3,795 14,070 10,414
Income tax expense 1,834 (1,537) 5,432 773
NET INCOME 2,832 5,332 8,638 9,641
Dividends on preferred stock and accretion    219 474 1,008
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 2,832 $ 5,113 $ 8,164 $ 8,633
Basic $ 0.32 $ 0.58 $ 0.93 $ 0.98
Diluted $ 0.32 $ 0.58 $ 0.93 $ 0.98
Basic 8,778,649 8,742,955 8,775,022 8,739,482
Diluted 8,819,431 8,743,065 8,805,859 8,741,102