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LOANS (Details Narrative) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2012
N
Dec. 31, 2011
Sep. 30, 2012
Owner-Occupied Commercial Real Estate
Dec. 31, 2011
Owner-Occupied Commercial Real Estate
Sep. 30, 2011
Owner-Occupied Commercial Real Estate
N
Sep. 30, 2012
Residential first mortgage
N
Sep. 30, 2012
Commercial mortgage
N
Impaired non-accrual loans $ 17,000 $ 18,900 $ 8,788 $ 8,641      
Impaired non-accrual loans performing troubled debt restructured 6,000 7,300          
Allowance allocated to troubled debt restructured non accrual loans 0 280          
Income on nonaccruing impaired loans 0            
Unamortized discount on loans 231 691          
Impaired loans 24,600 26,200          
Substandard loans 47,000 49,100          
Troubled debt restructurings specific reserves to customers 677 707           
Numbers of nonaccrual loans categorized as troubled debt restructurings 9       4 4 1
Total recorded investment troubled debt restructuring $ 5,700       $ 4,800 $ 591 $ 299