CONSOLIDATED STATEMENTS OF CONDITION (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 5,466	$ 7,097
Federal funds sold	100	100
Interest-earning deposits	49,354	35,856
Total cash and cash equivalents	54,920	43,053
Investment securities held to maturity (fair value $82,426 in 2012 and $99,427 in 2011)	76,698	100,719
Securities available for sale	253,489	319,520
FHLB and FRB Stock, at cost	4,639	4,569
Loans held for sale, at fair value	8,443	2,841
Loans	1,096,482	1,038,345
Less: Allowance for loan losses	13,893	13,223
Net Loans	1,082,589	1,025,122
Premises and equipment	30,472	31,941
Other real estate owned	3,392	7,137
Accrued interest receivable	4,040	4,078
Bank owned life insurance	30,887	27,296
Deferred tax assets, net	25,861	26,731
Other assets	8,060	7,328
TOTAL ASSETS	1,583,490	1,600,335
Deposits:
Noninterest-bearing demand deposits	306,711	297,459
Interest-bearing deposits:
Checking	332,786	341,180
Savings	103,572	92,322
Money market accounts	504,863	516,920
Certificates of deposit $100,000 and over	72,168	71,783
Certificates of deposit less than $100,000	112,586	124,228
Total deposits	1,432,686	1,443,892
Federal home loan bank advances	12,335	17,680
Capital lease obligation	9,024	9,178
Accrued expenses and other liabilities	11,967	6,614
TOTAL LIABILITIES	1,466,012	1,477,364
SHAREHOLDERS' EQUITY
Preferred stock (no par value; authorized 500,000 shares; issued 14,341 at December31,2011; liquidation preference of $1,000 per share)		13,979
Common stock (no par value; $0.83 per share; authorized 21,000,000 shares; issued shares, 9,288,676 at September 30, 2012 and 9,240,889 at December 31, 2011; outstanding shares, 8,880,498 at September 30, 2012 and 8,832,711 at December 31, 2011)	7,724	7,685
Surplus	96,909	96,323
Treasury stock at cost, 408,178 shares at September 30, 2012 and December 31, 2011	(8,988)	(8,988)
Retained earnings	20,702	13,868
Accumulated other comprehensive income, net of income tax	1,131	104
TOTAL SHAREHOLDERS' EQUITY	117,478	122,971
TOTAL LIABILITIES & SHAREHOLDERS' EQUITY	$ 1,583,490	$ 1,600,335