CONSOLIDATED STATEMENTS OF CONDITION (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 5,639	$ 7,097
Federal funds sold	100	100
Interest-earning deposits	29,024	35,856
Total cash and cash equivalents	34,763	43,053
Investment securities held to maturity (fair value $84,627 in 2012 and $99,427 in 2011)	84,779	100,719
Securities available for sale	257,318	319,520
FHLB and FRB Stock, at cost	4,818	4,569
Loans Held for Sale, at fair value	2,259	2,841
Loans	1,106,382	1,038,345
Less: Allowance for loan losses	13,686	13,223
Net Loans	1,092,696	1,025,122
Premises and equipment	30,979	31,941
Other real estate owned	3,073	7,137
Accrued interest receivable	3,447	4,078
Bank owned life insurance	30,688	27,296
Deferred tax assets, net	26,430	26,731
Other assets	7,355	7,328
TOTAL ASSETS	1,578,605	1,600,335
Deposits:
Noninterest-bearing demand deposits	304,651	297,459
Interest-bearing deposits:
Checking	323,813	341,180
Savings	104,631	92,322
Money market accounts	495,929	516,920
Certificates of deposit $100,000 and over	78,268	71,783
Certificates of deposit less than $100,000	115,793	124,228
Total deposits	1,423,085	1,443,892
Federal Home Loan Bank advances	16,451	17,680
Capital lease obligation	9,076	9,178
Accrued expenses and other liabilities	15,758	6,614
TOTAL LIABILITIES	1,464,370	1,477,364
SHAREHOLDERS' EQUITY
Preferred stock (no par value; authorized 500,000 shares; issued 14,341 at December 31, 2011; liquidation preference of $1,000 per share)		13,979
Common stock (no par value; $0.83 per share; authorized 21,000,000 shares; issued shares, 9,283,349 at June 30, 2012 and 9,240,889 at December 31, 2011; outstanding shares, 8,875,171 at June 30, 2012 and 8,832,711 at December 31, 2011)	7,720	7,685
Surplus	96,651	96,323
Treasury stock at cost, 408,178 shares at March 31, 2012 and at December 31, 2011	(8,988)	(8,988)
Retained earnings	18,313	13,868
Accumulated other comprehensive income, net of income tax	539	104
TOTAL SHAREHOLDERS' EQUITY	114,235	122,971
TOTAL LIABILITIES & SHAREHOLDERS' EQUITY	$ 1,578,605	$ 1,600,335