CONSOLIDATED STATEMENTS OF CONDITION (Unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 5,146	$ 7,097
Federal funds sold	100	100
Interest-earning deposits	28,144	35,856
Total cash and cash equivalents	33,390	43,053
Investment securities held to maturity (fair value $88,202 in 2012 and $99,427 in 2011)	88,667	100,719
Securities available for sale	281,770	319,520
FHLB and FRB Stock, at cost	5,594	4,569
Loans Held for Sale, at fair value	3,214	2,841
Loans	1,077,905	1,038,345
Less: Allowance for loan losses	13,496	13,223
Net Loans	1,064,409	1,025,122
Premises and equipment	31,482	31,941
Other real estate owned	3,391	7,137
Accrued interest receivable	3,842	4,078
Bank owned life insurance	30,490	27,296
Deferred tax assets, net	26,767	26,731
Other assets	6,524	7,328
TOTAL ASSETS	1,579,540	1,600,335
Deposits:
Noninterest-bearing demand deposits	288,130	297,459
Interest-bearing deposits:
Checking	318,239	341,180
Savings	98,743	92,322
Money market accounts	512,464	516,920
Certificates of deposit $100,000 and over	73,927	71,783
Certificates of deposit less than $100,000	120,140	124,228
Total deposits	1,411,643	1,443,892
Overnight borrowings	22,900
Federal Home Loan Bank advances	17,566	17,680
Capital lease obligation	9,127	9,178
Accrued expenses and other liabilities	7,170	6,614
TOTAL LIABILITIES	1,468,406	1,477,364
SHAREHOLDERS' EQUITY
Preferred stock (no par value; authorized 500,000 shares; issued 14,341 at December 31, 2011; liquidation preference of $1,000 per share)		13,979
Common stock (no par value; $0.83 per share; authorized 21,000,000 shares; issued shares, 9,280,512 at March 31, 2012 and 9,240,889 at December 31, 2011; outstanding shares 8,872,334 at March 31, 2012 and 8,832,711 at December 31, 2011)	7,718	7,685
Surplus	96,526	96,323
Treasury stock at cost, 408,178 shares at March 31, 2012 and at December 31, 2011	(8,988)	(8,988)
Retained earnings	16,034	13,868
Accumulated other comprehensive (loss)/income, net of income tax	(156)	104
TOTAL SHAREHOLDERS' EQUITY	111,134	122,971
TOTAL LIABILITIES & SHAREHOLDERS' EQUITY	$ 1,579,540	$ 1,600,335