Consolidated Statements of Income (unaudited) (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
INTEREST INCOME
Interest and fees on loans	$ 11,655	$ 12,756	$ 23,385	$ 25,731
Interest on investment securities:
Taxable	606	542	1,217	1,056
Tax-exempt	91	123	184	264
Interest on securities available for sale:
Taxable	1,603	1,862	3,261	3,858
Tax-exempt	119	139	240	279
Interest on loans held for sale	5	0	21	0
Interest-earning deposits	20	28	48	52
Total interest income	14,099	15,450	28,356	31,240
INTEREST EXPENSE
Interest on savings and interest-bearing deposit accounts	925	1,518	1,904	3,120
Interest on certificates of deposit over $100,000	268	419	553	924
Interest on other time deposits	445	684	935	1,496
Interest on borrowed funds	198	291	401	615
Interest on capital lease obligation	80	51	159	51
Total interest expense	1,916	2,963	3,952	6,206
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES	12,183	12,487	24,404	25,034
Provision for loan losses	2,000	2,750	4,000	5,150
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	10,183	9,737	20,404	19,884
OTHER INCOME
Trust department income	2,829	2,686	5,547	5,050
Service charges and fees	755	691	1,458	1,348
Bank owned life insurance	261	219	512	416
Securities gains/(losses), net	277	2	473	2
Other income	202	188	503	443
Total other income	4,324	3,786	8,493	7,259
OPERATING EXPENSES
Salaries and employee benefits	5,817	5,704	11,790	11,413
Premises and equipment	2,386	2,588	4,736	4,960
FDIC insurance expense	397	552	1,001	1,138
Other expenses	2,435	2,161	4,751	4,024
Total operating expenses	11,035	11,005	22,278	21,535
INCOME BEFORE INCOME TAX EXPENSE	3,472	2,518	6,619	5,608
Income tax expense	1,304	762	2,310	1,727
NET INCOME	2,168	1,756	4,309	3,881
Dividends on preferred stock and accretion	219	324	789	1,034
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 1,949	$ 1,432	$ 3,520	$ 2,847
EARNINGS PER COMMON SHARE
Basic	$ 0.22	$ 0.16	$ 0.40	$ 0.32
Diluted	$ 0.22	$ 0.16	$ 0.40	$ 0.32
WEIGHTED AVERAGE NUMBER OF COMMON SHARES OUTSTANDING
Basic	8,824,169	8,783,615	8,822,125	8,781,203
Diluted	8,824,421	8,785,245	8,822,626	8,781,733