Note 4 - Loans and Allowance for Credit Losses (Tables)

3 Months Ended

Mar. 31, 2014

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	March 31, 2014						December 31, 2013						March 31, 2013
(dollars in thousands)	Amount			%			Amount			%			Amount			%
Commercial	$	704,386			23	%	$	694,350			24	%	$	579,618			23	%
Investment - commercial real estate		1,196,405			40	%		1,119,800			38	%		910,829			36	%
Owner occupied - commercial real estate		320,994			10	%		317,491			11	%		303,561			12	%
Real estate mortgage - residential		97,846			3	%		90,418			3	%		69,256			3	%
Construction - commercial and residential		593,967			19	%		574,167			19	%		538,071			21	%
Construction - C&I (owner occupied)		35,480			1	%		34,659			1	%		34,002			1	%
Home equity		108,839			4	%		110,242			4	%		108,570			4	%
Other consumer		6,058			-			4,031			-			4,117			-
Total loans		3,063,975			100	%		2,945,158			100	%		2,548,024			100	%
Less: Allowance for Credit Losses		(42,018	)					(40,921	)					(38,811	)
Net loans	$	3,021,957					$	2,904,237					$	2,509,213

Allowance for Credit Losses on Financing Receivables [Table Text Block]

				Income Producing		Owner Occupied			Real Estate			Construction Commercial
				Commercial		Commercial			Mortgage			and			Home			Other
(dollars in thousands)	Commercial			Real Estate		Real Estate			Residential			Residential			Equity			Consumer			Total
For the Period Ended March 31, 2014
Allowance for credit losses:
Balance at beginning of period	$	9,780		$	10,359	$	3,899		$	944		$	13,934		$	1,871		$	134		$	40,921
Loans charged-off		(273	)		-		(35	)		(62	)		(581	)		(149	)		(25	)		(1,125	)
Recoveries of loans previously charged-off		211			-		-			-			65			5			7			288
Net loans charged-off		(62	)		-		(35	)		(62	)		(516	)		(144	)		(18	)		(837	)
Provision for (recovery of) credit losses		1,702			231		(669	)		(128	)		761			(220	)		257			1,934
Ending balance	$	11,420		$	10,590	$	3,195		$	754		$	14,179		$	1,507		$	373		$	42,018
For the Period Ended March 31, 2014
Allowance for credit losses:
Individually evaluated for impairment	$	3,810		$	732	$	1,105		$	30		$	1,775		$	378		$	58		$	7,888
Collectively evaluated for impairment		7,610			9,858		2,090			724			12,404			1,129			315			34,130
Ending balance	$	11,420		$	10,590	$	3,195		$	754		$	14,179		$	1,507		$	373		$	42,018

				Income Producing			Owner Occupied		Real Estate		Construction Commercial
				Commercial			Commercial		Mortgage		and			Home			Other
(dollars in thousands)	Commercial			Real Estate			Real Estate		Residential		Residential			Equity			Consumer			Total
For the Period Ended March 31, 2013
Allowance for credit losses:
Balance at beginning of period	$	9,412		$	9,148		$	2,781	$	659	$	13,391		$	1,730		$	371		$	37,492
Loans charged-off		(1,184	)		(109	)		-		-		(719	)		(29	)		(42	)		(2,083	)
Recoveries of loans previously charged-off		26			-			-		-		6			-			5			37
Net loans charged-off		(1,158	)		(109	)		-		-		(713	)		(29	)		(37	)		(2,046	)
Provision for (recovery of) credit losses		2,821			(32	)		23		218		267			51			17			3,365
Ending balance	$	11,075		$	9,007		$	2,804	$	877	$	12,945		$	1,752		$	351		$	38,811
For the Period Ended March 31, 2013
Allowance for credit losses:
Individually evaluated for impairment	$	2,360		$	818		$	704	$	-	$	3,358		$	218		$	-		$	7,458
Collectively evaluated for impairment		8,715			8,189			2,100		877		9,587			1,534			351			31,353
Ending balance	$	11,075		$	9,007		$	2,804	$	877	$	12,945		$	1,752		$	351		$	38,811

Schedule Of Recorded Investment In Loans [Table Text Block]

			Investment		Owner occupied		Real Estate		Construction Commercial
			Commercial		Commercial		Mortgage		and		Home		Other
(dollars in thousands)	Commercial		Real Estate		Real Estate		Residential		Residential		Equity		Consumer		Total
March 31, 2014
Recorded investment in loans:
Individually evaluated for impairment	$	27,327	$	2,508	$	7,323	$	113	$	19,159	$	756	$	60	$	57,246
Collectively evaluated for impairment		677,059		1,193,897		313,671		97,733		610,288		108,083		5,998		3,006,729
Ending balance	$	704,386	$	1,196,405	$	320,994	$	97,846	$	629,447	$	108,839	$	6,058	$	3,063,975
December 31, 2013
Recorded investment in loans:
Individually evaluated for impairment	$	9,614	$	2,682	$	7,574	$	113	$	13,862	$	682	$	70	$	34,597
Collectively evaluated for impairment		684,736		1,117,118		309,917		90,305		594,964		109,560		3,961		2,910,561
Ending balance	$	694,350	$	1,119,800	$	317,491	$	90,418	$	608,826	$	110,242	$	4,031	$	2,945,158
March 31, 2013
Recorded investment in loans:
Individually evaluated for impairment	$	14,395	$	5,564	$	6,449	$	-	$	30,972	$	538	$	-	$	57,918
Collectively evaluated for impairment		565,223		905,265		297,112		69,256		541,101		108,032		4,117		2,490,106
Ending balance	$	579,618	$	910,829	$	303,561	$	69,256	$	572,073	$	108,570	$	4,117	$	2,548,024

Investment [Table Text Block]

			Watch and						Total
(dollars in thousands)	Pass		Special Mention		Substandard		Doubtful		Loans
March 31, 2014
Commercial	$	661,432	$	15,627	$	27,327	$	-	$	704,386
Investment - commercial real estate		1,167,621		26,276		2,508		-		1,196,405
Owner occupied - commercial real estate		298,968		14,703		7,323		-		320,994
Real estate mortgage – residential		96,947		786		113		-		97,846
Construction - commercial and residential		601,711		8,577		19,159		-		629,447
Home equity		106,170		1,913		756		-		108,839
Other consumer		5,998		-		60		-		6,058
Total	$	2,938,847	$	67,882	$	57,246	$	-	$	3,063,975
December 31, 2013
Commercial	$	655,409	$	29,327	$	9,614	$	-	$	694,350
Investment - commercial real estate		1,095,285		21,833		2,682		-		1,119,800
Owner occupied - commercial real estate		294,337		15,580		7,574		-		317,491
Real estate mortgage – residential		89,501		804		113		-		90,418
Construction - commercial and residential		575,321		19,643		13,862		-		608,826
Home equity		107,415		2,145		682		-		110,242
Other consumer		3,961		-		70		-		4,031
Total	$	2,821,229	$	89,332	$	34,597	$	-	$	2,945,158
March 31, 2013
Commercial	$	532,391	$	32,832	$	14,395	$	-	$	579,618
Investment - commercial real estate		886,172		19,093		5,564		-		910,829
Owner occupied - commercial real estate		281,632		15,480		6,449		-		303,561
Real estate mortgage – residential		68,521		735		-		-		69,256
Construction - commercial and residential		523,535		17,566		30,972		-		572,073
Home equity		105,857		2,175		538		-		108,570
Other consumer		4,106		11		-		-		4,117
Total	$	2,402,214	$	87,892	$	57,918	$	-	$	2,548,024

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(dollars in thousands)	March 31, 2014		December 31, 2013		March 31, 2013
Commercial	$	17,646	$	6,779	$	4,039
Investment - commercial real estate		2,271		2,525		3,269
Owner occupied - commercial real estate		7,323		5,452		2,368
Real estate mortgage - residential		771		887		691
Construction - commercial and residential		7,658		8,366		17,318
Home equity		598		623		481
Other consumer		60		70		-
Total nonaccrual loans (1)(2)	$	36,327	$	24,702	$	28,166

Past Due Financing Receivables [Table Text Block]

	Loans		Loans		Loans						Total Recorded
	30-59 Days		60-89 Days		90 Days or		Total Past		Current		Investment in
(dollars in thousands)	Past Due		Past Due		More Past Due		Due Loans		Loans		Loans
March 31, 2014
Commercial	$	635	$	3,943	$	17,646	$	22,224	$	682,162	$	704,386
Investment - commercial real estate		1,305		70		2,271		3,646		1,192,759		1,196,405
Owner occupied - commercial real estate		1,951		-		7,323		9,274		311,720		320,994
Real estate mortgage – residential		-		-		771		771		97,075		97,846
Construction - commercial and residential		-		917		7,658		8,575		620,872		629,447
Home equity		769		872		598		2,239		106,600		108,839
Other consumer		3		-		60		63		5,995		6,058
Total	$	4,663	$	5,802	$	36,327	$	46,792	$	3,017,183	$	3,063,975
December 31, 2013
Commercial	$	1,698	$	11,146	$	6,779	$	19,623	$	674,727	$	694,350
Investment - commercial real estate		818		-		2,525		3,343		1,116,457		1,119,800
Owner occupied - commercial real estate		360		2,121		5,452		7,933		309,558		317,491
Real estate mortgage – residential		-		-		887		887		89,531		90,418
Construction - commercial and residential		-		-		8,366		8,366		600,460		608,826
Home equity		626		359		623		1,608		108,634		110,242
Other consumer		-		15		70		85		3,946		4,031
Total	$	3,502	$	13,641	$	24,702	$	41,845	$	2,903,313	$	2,945,158

Impaired Financing Receivables [Table Text Block]

	Unpaid		Recorded		Recorded						Average Recorded		Interest Income
	Contractual		Investment		Investment		Total				Investment		Recognized
	Principal		With No		With		Recorded		Related		Year		Year
(dollars in thousands)	Balance		Allowance		Allowance		Investment		Allowance		To Date		To Date
March 31, 2014
Commercial	$	17,646	$	6,409	$	11,237	$	17,646	$	3,810	$	12,213	$	-
Investment - commercial real estate		6,016		1,106		4,535		5,641		732		5,771		35
Owner occupied - commercial		7,323		4,191		3,132		7,323		1,105		6,388		-
Real estate mortgage – residential		771		658		113		771		30		829		-
Construction - commercial and residential		13,098		4,783		7,442		12,225		1,775		12,580		503
Home equity		598		125		473		598		378		611		-
Other consumer		60		-		60		60		58		65		-
Total	$	45,512	$	17,272	$	26,992	$	44,264	$	7,888	$	38,457	$	538
December 31, 2013
Commercial	$	6,779	$	2,327	$	4,452	$	6,779	$	1,323	$	8,877	$	131
Investment - commercial real estate		5,902		1,322		4,580		5,902		1,098		5,755		175
Owner occupied - commercial		5,452		111		5,341		5,452		1,853		6,285		108
Real estate mortgage – residential		887		774		113		887		27		792		2
Construction - commercial and residential		13,233		5,358		7,575		12,933		1,625		17,298		169
Home equity		623		-		623		623		526		508		4
Other consumer		70		-		70		70		68		34		2
Total	$	32,946	$	9,892	$	22,754	$	32,646	$	6,520	$	39,549	$	591
March 31, 2013
Commercial	$	8,493	$	4,821	$	3,172	$	7,993	$	2,360	$	8,621	$	42
Investment - commercial real estate		5,407		3,821		1,586		5,407		818		5,504		37
Owner occupied - commercial		6,449		5,538		911		6,449		704		6,554		56
Real estate mortgage – residential		691		691		-		691		-		695		-
Construction - commercial and residential		21,959		13,611		8,348		21,959		3,358		22,597		42
Home equity		481		132		349		481		218		497		-
Other consumer		-		-		-		-		-		22		-
Total	$	43,480	$	28,614	$	14,366	$	42,980	$	7,458	$	44,490	$	177

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Number of		TDRs Performing		TDRs Not Performing		Total
(dollars in thousands)	Contracts		to Modified Terms		to Modified Terms		TDRs
March 31, 2014
Commercial		1	$	-	$	1,947	$	1,947
Investment - commercial real estate		2		3,370		-		3,370
Owner occupied - commercial real estate		1		-		4,081		4,081
Construction - commercial and residential		2		4,567		912		5,479
Total		6	$	7,937	$	6,940	$	14,877
December 31, 2013
Commercial		3	$	-	$	4,042	$	4,042
Investment - commercial real estate		3		3,377		217		3,594
Owner occupied - commercial real estate		1		-		4,081		4,081
Construction - commercial and residential		2		4,567		912		5,479
Total		9	$	7,944	$	9,252	$	17,196