8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 25, 2010

Eagle Bancorp, Inc.

(Exact name of registrant as specified in its charter)

Maryland	0-25923	52-2061461
(State or other jurisdiction	(Commission file number)	(IRS Employer
of incorporation)		Number)

7815 Woodmont Avenue, Bethesda, Maryland 20814

(Address of Principal Executive Offices) (Zip Code)

Registrant’s telephone number, including area code: 301.986.1800

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction A.2. below):

[ ]   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01. Other Events

Beginning on October 25, 2010 representatives of Eagle Bancorp, Inc. will hold meetings with, and make presentations to, investors and/or analysts during which they will present a review of the Company’s financial results, business strategies and trends in the Company’s market. Attached as exhibit 99.1 to this report is a series of slides reflecting financial information about the Company that will be presented in such meetings.

The information in this Form 8-K, including exhibit 99.1 attached hereto, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), or otherwise subject to the liability of such section, nor shall it be deemed incorporated by reference in any filing of the Company under the Securities Act of 1933 or the Exchange Act, regardless of any general incorporation language in such filing, unless expressly incorporated by specific reference in such filing.

Item 9.01. Financial Statements and Exhibits

(a) Financial Statements of Business Acquired.

      Not applicable.

(b) Pro Forma Financial Information.

      Not applicable.

(c) Shell Company Transactions.

      Not applicable.

(d) Exhibits.

      99.1 Investor Presentation — October 2010

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

EAGLE BANCORP, INC.
By:	/s/ Ronald D. Paul
	Ronald D. Paul, President, Chief Executive Officer

Dated: October 25, 2010

EX-99

Ticker: EGBN
www.eaglebankcorp.com

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Forward Looking Statements

This presentation contains forward looking statements within the meaning of the Securities and
Exchange Act of 1934, as amended, including statements of goals, intentions, and expectations as
to future trends, plans, events or results of Company operations and policies and regarding general
economic conditions. In some cases, forward-looking statements can be identified by use of words
such as “may,” “will,” “anticipates,” “believes,” “expects,” “plans,” “estimates,” “potential,”
“continue,” “should,” and similar words or phrases. These statements are based upon current and
anticipated economic conditions, nationally and in the Company’s market, interest rates and
interest rate policy, competitive factors and other conditions which by their nature, are not
susceptible to accurate forecast and are subject to significant uncertainty. For details on factors
that could affect these expectations, see the risk factors and other cautionary language included in
the Company’s Annual Report on Form 10-K and other periodic and current reports filed with the
SEC. Because of these uncertainties and the assumptions on which this discussion and the
forward-looking statements are based, actual future operations and results in the future may differ
materially from those indicated herein. Readers are cautioned against placing undue reliance on
any such forward-looking statements. The Company’s past results are not necessarily indicative of
future performance. The Company does not undertake to publicly revise or update forward-
looking statements in this presentation to reflect events or circumstances that arise after the date
of this presentation, except as may be required under applicable law.

For further information on the Company please contact:     Michael T. Flynn

                                                                                        Executive Vice President

                                                                                        240-497-2040

                                                                                        mflynn@eaglebankcorp.com

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History of Growth

Founding members had extensive banking experience

Raised $16.5 million in initial subscription offering - 1997*

Commenced operations with three Maryland branches - July, 1998

Second subscription offering raised $30 million - 2003*

Reached $500 million in assets in 2004

Private placement of $12.1 million of subordinated debt - August 2008 (Current balance $9.3 million)

Fidelity & Trust Financial Corporation (“F&T”) acquisition completed - August 31, 2008

$1.4 billion of assets upon completion of acquisition

Placed $38.2 million of TARP Preferred Stock - December, 2008 (Current balance $23.2 million)

$55 million common stock offering - September, 2009

Reached $2.0 billion in assets - September, 2010

*1997, 2003 and 2009 subscription offerings were over subscribed

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Summary Statistics - September 30, 2010

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Company Overview

Eagle Bancorp, Inc. is a rapidly growing commercial bank headquartered in
       Bethesda, Maryland

            o     $2.0 billion in assets, focused on Washington, DC Metro Area with 12 branches

            o     Commercially oriented business model with deep relationships on loan and deposit side
of balance sheet

            o     2nd largest bank headquartered in Maryland by Assets and Market Capitalization

Positioned as an alternative solution between small community banks and regional /
       money center banks

            o     Growth oriented culture based on sales and service

            o     Provides customers with immediate access to senior management/decision-makers with
local market knowledge

            o     Largest deposit market share in Washington, DC (proper) of any locally-based bank, and
5th largest locally-based bank in the Metro Area

            o     Quickly becoming the leading community bank in the Washington, DC Metro Area

Note: Financial data at September 30, 2010. Deposit market share data as of June 30, 2010.

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EagleBank Locations

Tyson's Corner

Montgomery County

Prince George’s
County

Alexandria

Arlington

Fairfax County

Loudoun
County

Washington, DC

Reston

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Why Invest in EGBN?

Driven by Profitability

Superior Net Interest Margin

Emphasis on Core Deposits and Deep Relationship Banking

Strong Organic Growth

Geographic Market Positioning

Experienced and Dedicated Board and Management Team - 17% Insider Ownership

Exceptional Asset Quality Record

Conservative Securities Portfolio

Proven Ability to Execute Acquisitions

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Financial Indicators - Regional PeerAnalysis

Note: Regional peers includes publicly-traded commercial banks with Assets between $1 and $5 billion and headquartered in Washington, DC, Virginia, West Virginia, Maryland, Pennsylvania
and Delaware who reported at all reporting periods shown above.(1) EagleBank’s key ratio’s are for the 3rd quarter of 2010; the peers are 2nd quarter of 2010.

Source: SNL Financial

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Financial Indicators - Local PeerAnalysis

Note: Local peers in the Washington D.C. metro area:Access National Bank, Alliance Bank Corp., Cardinal Bank, Community Bank of Tri-County, Frederick County Bank, Sandy Spring Bank
and Virginia Commerce Bank.

Source: SNL Financial

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Consistent Balance Sheet Growth

(1) Regional peers includes publicly-traded commercial banks with assets between $1 and $5 billion and headquartered in Washington, DC, Virginia, West Virginia, Maryland, Pennsylvania and
Delaware who reported total assets at all reporting periods shown above.EagleBank’s CAGR is through the 3rd quarter of 2010; the peers CAGR is through the 2nd quarter of 2010 .

Source: SNL Financial

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Net Income

(1) Regional peers includes publicly-traded commercial banks with assets between $1 and $5 billion and headquartered in Washington, DC, Virginia, West Virginia, Maryland, Pennsylvania and
Delaware who reported net income or loss for all reporting periods shown above. EagleBank’s CAGR is through the 3rd quarter of 2010; the peers CAGR is through the 2nd quarter of 2010 .

Source: SNL Financial

$4,766

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Pre-Tax, Pre-Provision Income

(1) Regional peers includes publicly-traded commercial banks with assets between $1 and $5 billion and headquartered in Washington, DC, Virginia, West Virginia, Maryland, Pennsylvania and Delaware
who reported pre-tax pre-provision net revenues for all reporting periods shown above.EagleBank’s CAGR is through the 3rd quarter of 2010; the peers CAGR is through the 2nd quarter of 2010 .

Source: SNL Financial

EGBN Stock Price Performance

Source: SNL Financial

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Loan Portfolio Composition

Loan Portfolio by Type

Loan Portfolio by Location

Note: At September 30, 2010

Total Gross Loans: $1.5 Billion

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Geographic Detail of Loan Portfolio

Note: At September 30, 2010

Concentration in quality markets:Washington, DC, Montgomery County,
       Fairfax County

Low levels of exposure to markets hit hardest by real estate downturn

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Detail of Loan Portfolio

Construction Loans by Type

Income Producing CRE by Type

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Asset Quality remains at a very strong level

An adequate Allowance is being maintained

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Commercial focus drives growth of Non-interest Bearing Demand accounts

Taking business from regional/super-regional banks, but demanding relationship pricing

Still have tremendous opportunity based on current market share in DC Metro Area

Deposit Composition

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Superior Relationships/Net Interest Margin

Note: Regional peers includes publicly-traded commercial banks with Assets between $1 and $5 billion and headquartered in Washington, DC, Virginia,
West Virginia, Maryland, Pennsylvania and Delaware who reported net interest margin for all periods shown above. Source: SNL Financial

F&T closed August 31, 2008

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Market Information -Washington, DC
Metropolitan Statistical Area

Population                                                                                     6.2 Million

5th largest market in the U.S.

Employment                                                                                  2.9 Million

Average annual job creation is 37,500

Highest in net new job growth in the U.S. over last decade

Washington DC Metro area has highest concentration of fastest

           growing private companies in U.S. (according to Inc. Magazine)

Gross Regional Product (GRP)                                                   $443 Billion

5th largest regional economy in the U.S.

5.3% CAGR in GRP over last 20 years

Federal Government Spending is 33.3% of GRP

Source: Greater Washington Initiative 2010 Regional Report

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Greater Washington Economy

Note:Other includes Health/Education, Media
Source: George Mason University, Center for Regional Analysis

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Note:Shaded companies in grey denote those companies headquartered outside of Washington, D.C. Metro Area.Data excludes: E*Trade and UNIFI Mutual Holding Company whose deposits are substantially from
outside of the defined market area.

Source:FDIC, as of June 30, 2010

EagleBank Deposit Market Share

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Capital Strength

$12.1 million of Sub-debt raised in August, 2008, $2.9 million repaid in September, 2009

$38.2 million of TARP Preferred Stock placed in December, 2008, $15 million redeemed in
         December, 2009

$55.2 million raised through common stock offering in September, 2009

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Looking Ahead

Focus on organic growth

                      o          Take advantage of dislocation in market

                      o          Hire seasoned lenders

                      o          Increase Northern Virginia footprint

                      o          Focus on relationships to increase deposit penetration

Profitability

                      o           Continued focus on Net Interest Margin

                      o           Grow noninterest components of revenue

                      o           Diligent expense control to improve Efficiency Ratio

                      o           Lower effective tax rate

                      o           Continued evaluation of redemption of remaining TARP funds

Potential acquisitions

Continued emphasis on credit quality

Minimal Impact from Dodd-Frank
Regulatory Reform

Increase in FDIC Limit to $250,000 is a plus

Revision to FDIC assessment base is a relative benefit to
     community banks

No impact on EagleBank from the Volker Rule

No direct impact on EagleBank from new derivatives rules.
     Impact on overall derivatives markets to be determined

Current organization structure is equipped to manage reporting
     requirements

Modest impact to Debit and Credit Card fees

New proxy rules are similar to prior experience from TARP

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Appendices

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Loan Portfolio Trends

Focus on reducing construction as a percentage of the overall portfolio

Continued effort to grow C&I and Owner Occupied loans

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Loan Portfolio by Risk Rating

Loan portfolio and risk ratings reviewed by independent, third-party
       credit review quarterly

Geographic Detail of NPA’s

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Commercial focus drives growth of Non-Interest Bearing Demand accounts

Taking market share from regional/super-regional banks, but demanding relationship
       pricing

Quickly becoming the leading community bank in Washington DC Metro Area

Deposit Composition

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Portfolio has $8.1 million of net unrealized gains at September 30, 2010

No holdings of GSE equities or bank Trust Preferred or bank Trust Preferred CDOs

Average life of portfolio is 3.2 years

Excludes Federal Reserve and Federal Home Loan Bank stock

Conservative Securities Portfolio

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Proven Acquisition Capabilities

Evaluated many acquisition opportunities in 12 year history and
     only pursued one transaction - F&T

Acquisition of F&T completed on August 31, 2008

System conversion successfully completed one week after close

Targeted expense savings achieved in methodical and thoughtful
     manner, without disrupting relationships with customers

Contributions from key F&T employees have been meaningful
     to relationship growth

Adopted best practices of both companies

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Fidelity & Trust Acquisition

Strategic Matters:

Strong cultural match

Both institutions were growth oriented

Both institutions were“high touch”

Both institutions were “well connected” to community

Financial Matters:

Stock-for-stock transaction - 1,638,031 shares issued

Acquisition cost-$13.1 million

Price to book value 83%

Business Matters:

Additional six banking offices in Maryland, Washington, DC and Tysons Corner

79 additional employees

Total assets acquired:           $471 million

Total loans acquired:            $361 million

Total securities acquired:      $99 million

Total deposits acquired:        $385 million

Note:F&T balance sheet data at August 31, 2008.

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Experienced Management Team

Ronald D. Paul, Chairman, President and CEO

Mr. Paul, a founder of EagleBank, has served as Chairman since May 2008, and prior to that time was Vice Chairman and Chief Executive Officer since the organization of the Company. He also has served as Chairman of the Board of Directors ofthe Bank since the organization of the Bank. Since June 2006, he has served as Chief Executive Officer of the Bank. Mr.Paul is alsoPresident of Ronald D. Paul Companies and RDP Management, which are engaged in the business of real estate investment and management for office and multi-family properties.Mr. Paul was a director of Allegiance Bank and of Allegiance Banc Corporation from 1990 until its acquisition by F&M, including serving as Vice Chairman of the Board of Directors from 1995. Mr. Paul is also active in various charitable organizations, including serving as Vice Chairman of the Board of Directors of the National Kidney Foundation from 1996 to 1997, and Chairman from 2002 to 2003.

Robert P. Pincus, Vice Chairman of the Board of Directors of Eagle Bancorp, Inc. and EagleBank

Prior to joining the Company in August 2008 upon the acquisition of Fidelity & Trust Financial Corporation ("Fidelity") andits wholly owned subsidiary, Fidelity & Trust Bank ("F&T Bank"), Mr. Pincus served as Chairman of F&T Bank from 2005. He was Chairman of the Board of BB&T, DC Metro Region and was Regional President from 1998 to 2002. From 1991 to1998, Mr. Pincus was President and Chief Executive Officer of Franklin National Bank of Washington, D.C. From 1986 to 1991,he was the Regional President of the DC metropolitan region of Sovran Bank. From 1971 to 1986, Mr. Pincus was with DC National Bancorp, Inc., where he eventually served as President and Chief Executive Officer, prior to its merger with Sovran Bank. Mr. Pincus also serves as Chairman of the Board of Blackstreet Capital Partners, L.P. and Chairm an of Milestone Merchant Partners, LLC. He is a Trustee of the University of Maryland Foundation, Inc. and is a member of the board of directors of Comstock HomebuildingCompanies, Inc.

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Experienced Management Team

Susan G. Riel, Senior EVP, Chief Operating Officer of EagleBank

Ms. Riel, Senior Executive Vice President-Chief Operating Officer of the Bank, and formerly Chief Administrative Officer. Ms. Riel has been with the bank for 12 years. She previously served as Executive Vice President-Chief Operating Officer of Columbia First Bank, FSB from 1989 until that institution's acquisition by First Union Bancorp in 1995. She is one of the founding officers of Eagle Bank. Ms. Riel has over 29 years of experience in the commercial banking industry.

Michael T. Flynn, EVP, Chief Operating Officer of Eagle Bancorp, Inc.

Mr. Flynn has been with EagleBank for 6 years and has served as Chief Operating Officer of Eagle Bancorp, Inc, since June 2006. He has over 38 years of experience in the banking industry in the Washington, D.C. and Maryland region. Prior to joining EagleBank, he was the Washington region executive for Mercantile Bank shares Corporation. He previously was the Director of Strategic Planning for Allfirst Financial, Inc., and prior to that, held several executive level positions for Bank of America and predecessor companies. Mr. Flynn is a Director of the Workforce Investment Council of the District of Columbia and the Maryland Banking School.

Thomas D. Murphy, President, Retail Banking Division

Mr. Murphy is one of the founding officers of EagleBank and has been with the bank for 12 years and has served as President- Retail Banking Division of the Bank since August 2009. He served at Allegiance Bank from September 1994, including as Executive Vice President and Chief Operating Officer from December 1995 until November 1997. Prior to his service at Allegiance, he held the same position at First Montgomery Bank from August 1991 until its acquisition by Sandy Spring National Bank of Maryland in December 1993, and was a Vice President of that organization until September 1994. Mr. Murphy has 34 years of experience in the commercial banking industry. Active in community affairs, he is past president of the Bethesda-Chevy Chase Chamber of Commerce.

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Experienced Management Team

Martha Foulon - Tonat, EVP, Chief Lending Officer

Ms. Foulon-Tonat is one of the founding officers and has been with EagleBank for 12 years. She previously served at Allegiance Bank from January 1990 to December 1997. She was Senior Vice President and Chief Lending Officer. Prior to her service at Allegiance Bank, Ms. Foulon-Tonat served at various commercial banks in the area. She has over 25 years of experience in the commercial banking industry.

Janice L. Williams, EVP, Chief Credit Officer

Ms. Williams, Executive Vice President and Chief Credit Officer of the Bank, has served the Bank as Credit Officer, Senior Credit Officer and Chief Credit Officer for the past 7 years. Prior to employment with the Bank, Ms. Williams was with Capital Bank, Sequoia Bank, and American Security Bank. Additionally, Ms. Williams, a graduate of George town University Law Center and a Member of the Maryland Bar, was previously employed in the private practice of law in Maryland.

James H. Langmead, EVP, Chief Financial Officer, Eagle Bancorp, Inc. and EagleBank

Mr. Langmead, Executive Vice President and Chief Financial Officer of the Company since January 2007, and Executive Vice President and Chief Financial Officer of the Bank since January 2005, previously served as Chief Financial Officer of Sandy Spring Bank and Sandy Spring Bancorp. Mr. Langmead, a CPA, served in various financial and senior management roles with Sandy Spring Bank from 1992 through 2004. Prior to that time, Mr. Langmead managed the finance group at the Bank of Baltimore.

Laurence E. Bensignor, Senior Vice President , Eagle Bancorp, Inc.

Mr. Bensignor recently joined the bank after 29 years in the legal and real estate industries in the Washington, DC area. For ten years, Mr. Bensignor served as Trustee of the Van Metre Family Trusts, the controlling owner of a private,multifaceted real estate organization. Previously, he was a partner and chaired the real estate practice group in the Washington, DC office of the national law firm of Arter & Hadden and formerly was a partner in the Washington, DC law firm of Melrod, Redman & Gartlan. Mr. Bensignor is a Fellow of the American College of Real Estate Lawyers.

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Historical Quarterly Balance Sheet

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