Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2020

Regulatory Matters

Schedule of regulatory capital requirements under banking regulations

The actual capital amounts and ratios for the Company and Bank as of December 31, 2020 and 2019 are presented in the table below:

	Company				Bank				Minimum Required For Capital Adequacy Purposes		To Be Well Capitalized Under Prompt Corrective Action Regulations *
(dollars in thousands)	Actual Amount		Ratio		Actual Amount		Ratio
As of December 31, 2020
CET1 capital (to risk weighted assets)	$	1,137,896	13.49	%	$	1,244,028	14.90	%	7.000	%	6.5	%
Total capital (to risk weighted assets)	1,438,224		17.04	%	1,338,356		16.03	%	10.500	%	10.0	%
Tier 1 capital (to risk weighted assets)	1,137,896		13.49	%	1,244,028		14.90	%	8.500	%	8.0	%
Tier 1 capital (to average assets)	1,137,896		10.31	%	1,244,028		11.29	%	4.000	%	5.0	%
As of December 31, 2019
CET1 capital (to risk weighted assets)	$	1,082,516	12.87	%	$	1,225,486	14.64	%	7.000	%	6.5	%
Total capital (to risk weighted assets)	1,362,253		16.20	%	1,299,223		15.52	%	10.500	%	10.0	%
Tier 1 capital (to risk weighted assets)	1,082,516		12.87	%	1,225,486		14.64	%	8.500	%	8.0	%
Tier 1 capital (to average assets)	1,082,516		11.62	%	1,225,486		13.18	%	4.000	%	5.0	%

*    Applies to Bank only