Exhibit 99(b)

                    CERTIFICATION OF CHIEF FINANCIAL OFFICER
                       PURSUANT TO 18 U.S.C. SECTION 1350

         In connection with the Form 10-K of Eagle Bancorp, Inc. for the year
ended December 31, 2002, I, Wilmer L. Tinley, Chief Financial Officer of Eagle
Bancorp, Inc., hereby certify pursuant to 18 U.S.C.ss.1348, as adopted pursuant
toss.906 of the Sarbanes-Oxley Act of 2002, to the best of my knowledge and
belief, that:

(1) such Form 10-K for the year ended December 31, 2002, fully complies with the
requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934;
and

(2) the information contained in such Form 10-K for the year ended December 31,
2002, fairly presents, in all material respects, the financial condition and
results of operations of Eagle Bancorp, Inc.


 /s/ Wilmer L. Tinley
-----------------------
Wilmer L. Tinley
Chief Financial Officer