Exhibit 32.1


                   Certification of CEO and CFO Pursuant to
                            18 U.S.C. Section 1350,
                            as Adopted Pursuant to
                 Section 906 of the Sarbanes-Oxley Act of 2002

In connection with the Quarterly Report on Form 10-Q of Anthracite Capital,
Inc. (the "Company") for the quarter ending June 30, 2003, as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), Hugh R.
Frater, as Chief Executive Officer of the Company, and Richard M. Shea, as
Chief Financial Officer of the Company, each hereby certifies, pursuant to 18
U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of
2002, that, to the best of his knowledge:

         (1) The Report fully complies with the requirements of Section 13(a)
or 15(d) of the Securities Exchange Act of 1934; and

         (2) The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the
Company.


/s/ Hugh R. Frater
---------------------------
Name:   Hugh R. Frater
Title:  Chief Executive Officer
Date:   August 14, 2003


/s/ Richard M. Shea
---------------------------
Name:   Richard M. Shea
Title:  Chief Financial Officer
Date:   August 14, 2003

A signed original of this written statement required by ss. 906 has been
provided to the Company and will be retained by the Company and furnished to
the Securities and Exchange Commission or its staff upon request.