The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 686 4,608 SH   SOLE   0 0 4,608
AT & T Corp. COM 00206R102 208 8,808 SH   SOLE   0 0 8,808
AbbVie Inc. COM 00287Y109 308 1,900 SH   SOLE   0 0 1,900
Abbott Laboratories COM 002824100 1,933 16,330 SH   SOLE   200 0 16,130
Analog Devices COM 032654105 889 5,381 SH   SOLE   0 0 5,381
Apple Computer COM 037833100 1,442 8,260 SH   SOLE   0 0 8,260
Aptiv PLC COM G6095L109 3,565 29,783 SH   SOLE   1,500 0 28,283
Automatic Data Proc COM 053015103 523 2,300 SH   SOLE   0 0 2,300
AvalonBay Communities COM 053484101 494 1,989 SH   SOLE   1,031 0 958
Bank New York Mellon Corp. COM 064058100 283 5,700 SH   SOLE   0 0 5,700
Bank of America Corp. COM 060505104 8,772 212,815 SH   SOLE   8,000 0 204,815
Borg Warner Inc. COM 099724106 4,245 109,114 SH   SOLE   2,200 0 106,914
Broadcom Inc. COM 11135F101 1,508 2,395 SH   SOLE   300 0 2,095
CSX Corp. COM 126408103 260 6,956 SH   SOLE   0 0 6,956
CVS Health Corporation COM 126650100 486 4,805 SH   SOLE   1,500 0 3,305
Caterpillar COM 149123101 226 1,016 SH   SOLE   0 0 1,016
Chevron Corp. COM 166764100 4,516 27,736 SH   SOLE   350 0 27,386
Cintas Corp COM 172908105 234 550 SH   SOLE   0 0 550
Cisco Systems COM 17275R102 7,746 138,924 SH   SOLE   7,000 0 131,924
Coca-Cola Co. COM 191216100 260 4,200 SH   SOLE   0 0 4,200
Colgate Palmolive COM 194162103 722 9,517 SH   SOLE   4,000 0 5,517
Comcast CL A COM 20030N101 4,468 95,423 SH   SOLE   400 0 95,023
Conocophillips COM 20825C104 400 4,000 SH   SOLE   0 0 4,000
Corning COM 219350105 6,085 164,849 SH   SOLE   4,850 0 159,999
Costco Wholesale Corp. COM 22160k105 4,109 7,135 SH   SOLE   1,700 0 5,435
Devon Energy COM 25179M103 5,670 95,891 SH   SOLE   0 0 95,891
Dover Corp COM 260003108 235 1,500 SH   SOLE   0 0 1,500
EOG Resources, Inc. COM 26875P101 1,389 11,650 SH   SOLE   2,400 0 9,250
Eaton Corp. PLC COM 086353296 2,713 17,878 SH   SOLE   0 0 17,878
Ericsson ADR COM 294821608 1,259 137,750 SH   SOLE   700 0 137,050
Fedex Corp. COM 31428X106 683 2,950 SH   SOLE   1,000 0 1,950
Freeport-McMoRan, Inc. COM 35671D857 6,082 122,274 SH   SOLE   4,400 0 117,874
General Mills COM 370334104 201 2,970 SH   SOLE   0 0 2,970
Home Depot Inc. COM 437076102 1,182 3,950 SH   SOLE   1,800 0 2,150
Honeywell Int'l COM 438516106 7,259 37,305 SH   SOLE   3,150 0 34,155
Intel COM 458140100 579 11,687 SH   SOLE   4,500 0 7,187
International Paper COM 460146103 5,291 114,642 SH   SOLE   3,400 0 111,242
JP Morgan Chase & Co. COM 46625H100 4,250 31,180 SH   SOLE   1,500 0 29,680
Johnson & Johnson COM 478160104 4,218 23,797 SH   SOLE   1,700 0 22,097
Kimberly-Clark COM 494368103 521 4,233 SH   SOLE   2,000 0 2,233
Lilly, Eli COM 532457108 943 3,294 SH   SOLE   0 0 3,294
Lowe's Companies, Inc. COM 548661107 4,645 22,974 SH   SOLE   1,300 0 21,674
Marathon Oil Corp. COM 565849106 2,048 81,575 SH   SOLE   0 0 81,575
Merck & Co. COM 58933Y105 7,136 86,971 SH   SOLE   3,500 0 83,471
Microsoft COM 594918104 13,264 43,021 SH   SOLE   4,800 0 38,221
National Fuel Gas COM 636180101 603 8,773 SH   SOLE   4,000 0 4,773
Nestle S A ADR COM 641069406 855 6,575 SH   SOLE   1,875 0 4,700
Nextera Energy Inc. COM 65339F101 423 4,989 SH   SOLE   0 0 4,989
Nokia Corp ADR COM 654902204 2,698 494,084 SH   SOLE   2,000 0 492,084
Northway Financial COM 667270201 215 5,970 SH   SOLE   0 0 5,970
Novartis AG ADR COM 66987V109 1,754 19,994 SH   SOLE   2,000 0 17,994
PNC Financial Services Grp. COM 693475105 751 4,070 SH   SOLE   0 0 4,070
Paccar Inc. COM 693718108 4,028 45,740 SH   SOLE   3,000 0 42,740
PayPal Holdings Inc. COM 70450Y103 1,414 12,225 SH   SOLE   0 0 12,225
Paychex Inc COM 704326107 2,344 17,179 SH   SOLE   0 0 17,179
Pfizer Inc. COM 717081103 7,320 141,402 SH   SOLE   10,800 0 130,602
Pioneer Natural Resources COM 723787107 5,688 22,750 SH   SOLE   100 0 22,650
Procter & Gamble COM 742718109 738 4,830 SH   SOLE   0 0 4,830
Raytheon Technologies Corp. COM 75513E101 3,052 30,802 SH   SOLE   1,500 0 29,302
Rockwell Automation Inc. COM 773903109 211 755 SH   SOLE   0 0 755
Schlumberger, Ltd. COM 806857108 289 6,999 SH   SOLE   0 0 6,999
Southern Co. COM 842587107 236 3,250 SH   SOLE   0 0 3,250
Stryker COM 863667101 347 1,296 SH   SOLE   0 0 1,296
Truist Fin'l Corp. COM 89832Q109 3,954 69,742 SH   SOLE   300 0 69,442
Unilever PLC ADR COM 904767704 230 5,037 SH   SOLE   3,200 0 1,837
Verizon Communications COM 92343V104 4,216 82,764 SH   SOLE   350 0 82,414
Vontier Corp. COM 928881101 939 37,000 SH   SOLE   0 0 37,000
Westrock Company COM 96145d105 4,458 94,792 SH   SOLE   3,400 0 91,392
Weyerhaeuser Co. COM 962166104 7,625 201,176 SH   SOLE   6,201 0 194,975