The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579y101 868 4,950 SH   SOLE   175 0 4,775
AT & T Corp. COM 00206R102 1,593 58,973 SH   SOLE   4,550 0 54,423
AbbVie Inc. COM 00287Y109 205 1,900 SH   SOLE   0 0 1,900
Abbott Laboratories COM 002824100 2,175 18,413 SH   SOLE   200 0 18,213
Analog Devices COM 032654105 862 5,149 SH   SOLE   0 0 5,149
Apple Computer COM 037833100 1,169 8,260 SH   SOLE   0 0 8,260
Aptiv PLC COM G6095L109 4,577 30,723 SH   SOLE   1,500 0 29,223
Automatic Data Proc COM 053015103 460 2,300 SH   SOLE   0 0 2,300
AvalonBay Communities COM 053484101 507 2,286 SH   SOLE   1,031 0 1,255
Bank New York Mellon Corp. COM 064058100 295 5,700 SH   SOLE   0 0 5,700
Bank of America Corp. COM 060505104 9,376 220,880 SH   SOLE   8,000 0 212,880
Borg Warner Inc. COM 099724106 4,566 105,664 SH   SOLE   400 0 105,264
Broadcom Inc. COM 11135F101 1,161 2,395 SH   SOLE   300 0 2,095
CSX Corp. COM 126408103 207 6,956 SH   SOLE   0 0 6,956
CVS Health Corporation COM 126650100 395 4,655 SH   SOLE   1,500 0 3,155
Chevron Corp. COM 166764100 2,837 27,969 SH   SOLE   350 0 27,619
Cintas Corp COM 172908105 209 550 SH   SOLE   0 0 550
Cisco Systems COM 17275R102 7,786 143,045 SH   SOLE   7,400 0 135,645
Coca-Cola Co. COM 191216100 220 4,200 SH   SOLE   0 0 4,200
Colgate Palmolive COM 194162103 744 9,850 SH   SOLE   4,200 0 5,650
Comcast CL A COM 20030N101 5,260 94,044 SH   SOLE   400 0 93,644
Conocophillips COM 20825C104 271 4,000 SH   SOLE   0 0 4,000
Corning COM 219350105 5,802 159,011 SH   SOLE   4,850 0 154,161
Costco Wholesale Corp. COM 22160k105 3,587 7,983 SH   SOLE   1,700 0 6,283
Devon Energy COM 25179M103 4,466 125,759 SH   SOLE   0 0 125,759
Dover Corp COM 260003108 233 1,500 SH   SOLE   0 0 1,500
EOG Resources, Inc. COM 26875P101 650 8,100 SH   SOLE   2,400 0 5,700
Eaton Corp. PLC COM 086353296 2,789 18,678 SH   SOLE   0 0 18,678
Ericsson ADR COM 294821608 2,594 231,600 SH   SOLE   700 0 230,900
Fedex Corp. COM 31428X106 647 2,950 SH   SOLE   1,000 0 1,950
Freeport-McMoRan, Inc. COM 35671D857 3,837 117,949 SH   SOLE   4,400 0 113,549
General Mills COM 370334104 223 3,720 SH   SOLE   0 0 3,720
Global Payments Inc. COM 37940X102 309 1,960 SH   SOLE   0 0 1,960
Home Depot Inc. COM 437076102 1,456 4,436 SH   SOLE   1,800 0 2,636
Honeywell Int'l COM 438516106 8,316 39,176 SH   SOLE   3,150 0 36,026
Intel COM 458140100 673 12,637 SH   SOLE   4,750 0 7,887
International Paper COM 460146103 6,434 115,052 SH   SOLE   3,400 0 111,652
JP Morgan Chase & Co. COM 46625H100 5,130 31,338 SH   SOLE   1,500 0 29,838
Japan Smaller Capitalization F COM 47109U104 1,218 134,544 SH   SOLE   8,500 0 126,044
Johnson & Johnson COM 478160104 3,921 24,281 SH   SOLE   1,850 0 22,431
Kimberly-Clark COM 494368103 536 4,050 SH   SOLE   2,000 0 2,050
Lilly, Eli COM 532457108 738 3,194 SH   SOLE   0 0 3,194
Lowe's Companies, Inc. COM 548661107 6,715 33,104 SH   SOLE   1,300 0 31,804
Marathon Oil Corp. COM 565849106 1,410 103,150 SH   SOLE   0 0 103,150
Merck & Co. COM 58933Y105 6,660 88,671 SH   SOLE   3,500 0 85,171
Microsoft COM 594918104 12,883 45,698 SH   SOLE   4,950 0 40,748
National Fuel Gas COM 636180101 454 8,640 SH   SOLE   4,000 0 4,640
Nestle S A ADR COM 641069406 790 6,575 SH   SOLE   1,875 0 4,700
Nextera Energy Inc. COM 65339F101 392 4,989 SH   SOLE   0 0 4,989
Nokia Corp ADR COM 654902204 2,663 488,650 SH   SOLE   2,000 0 486,650
Novartis AG ADR COM 66987V109 2,514 30,744 SH   SOLE   2,200 0 28,544
PNC Financial Services Grp. COM 693475105 796 4,070 SH   SOLE   0 0 4,070
Paccar Inc. COM 693718108 3,600 45,622 SH   SOLE   3,000 0 42,622
PayPal Holdings Inc. COM 70450Y103 3,181 12,225 SH   SOLE   0 0 12,225
Paychex Inc COM 704326107 2,008 17,854 SH   SOLE   300 0 17,554
Pfizer Inc. COM 717081103 6,158 143,169 SH   SOLE   10,800 0 132,369
Philips COM 500472303 2,553 57,456 SH   SOLE   0 0 57,456
Pioneer Natural Resources COM 723787107 3,812 22,895 SH   SOLE   100 0 22,795
Procter & Gamble COM 742718109 675 4,830 SH   SOLE   0 0 4,830
Raytheon Technologies Corp. COM 75513E101 2,291 26,650 SH   SOLE   1,500 0 25,150
Rockwell Automation Inc. COM 773903109 222 755 SH   SOLE   0 0 755
Schlumberger, Ltd. COM 806857108 296 9,999 SH   SOLE   0 0 9,999
Southern Co. COM 842587107 220 3,550 SH   SOLE   300 0 3,250
Stryker COM 863667101 382 1,450 SH   SOLE   0 0 1,450
Truist Fin'l Corp. COM 89832Q109 4,119 70,225 SH   SOLE   300 0 69,925
Unilever PLC ADR COM 904767704 273 5,037 SH   SOLE   3,200 0 1,837
Vanguard Russell 2000 ETF COM 92206C664 973 11,011 SH   SOLE   0 0 11,011
Verizon Communications COM 92343V104 4,444 82,280 SH   SOLE   350 0 81,930
Vontier Corp. COM 928881101 790 23,500 SH   SOLE   0 0 23,500
Westrock Company COM 96145d105 4,723 94,774 SH   SOLE   3,400 0 91,374
Weyerhaeuser Co. COM 962166104 7,247 203,728 SH   SOLE   6,921 0 196,807