The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 12,923 118,937 SH   SOLE   118,937 0 0
ABBVIE INC COM 00287Y109 2,840 18,545 SH   SOLE   18,545 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 203 555 SH   SOLE   555 0 0
AIR PRODS & CHEMS INC COM 009158106 11,062 46,000 SH   SOLE   46,000 0 0
ALPHABET INC CAP STK CL A 02079K305 6,869 3,152 SH   SOLE   3,152 0 0
ALPHABET INC CAP STK CL C 02079K107 385 176 SH   SOLE   176 0 0
ALTRIA GROUP INC COM 02209S103 815 19,518 SH   SOLE   19,518 0 0
AMAZON COM INC COM 023135106 3,280 30,880 SH   SOLE   30,880 0 0
APPLE INC COM 037833100 12,746 93,225 SH   SOLE   93,225 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,932 9,200 SH   SOLE   9,200 0 0
BK OF AMERICA CORP COM 060505104 1,379 44,307 SH   SOLE   44,307 0 0
BECTON DICKINSON & CO COM 075887109 228 926 SH   SOLE   926 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 720 9,350 SH   SOLE   9,350 0 0
CABOT CORP COM 127055101 4,133 64,783 SH   SOLE   64,783 0 0
CHEVRON CORP NEW COM 166764100 2,047 14,141 SH   SOLE   14,141 0 0
CINCINNATI FINL CORP COM 172062101 980 8,235 SH   SOLE   8,235 0 0
CISCO SYS INC COM 17275R102 2,113 49,545 SH   SOLE   49,545 0 0
CLOROX CO DEL COM 189054109 460 3,260 SH   SOLE   3,260 0 0
COCA COLA CO COM 191216100 394 6,265 SH   SOLE   6,265 0 0
COLGATE PALMOLIVE CO COM 194162103 426 5,311 SH   SOLE   5,311 0 0
COMCAST CORP NEW CL A 20030N101 7,000 178,401 SH   SOLE   178,401 0 0
COSTCO WHSL CORP NEW COM 22160K105 672 1,402 SH   SOLE   1,402 0 0
DISNEY WALT CO COM 254687106 6,989 74,038 SH   SOLE   74,038 0 0
DOMINION ENERGY INC COM 25746U109 307 3,845 SH   SOLE   3,845 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 671 6,258 SH   SOLE   6,258 0 0
LILLY ELI & CO COM 532457108 1,200 3,700 SH   SOLE   3,700 0 0
EMERSON ELEC CO COM 291011104 7,798 98,045 SH   SOLE   98,045 0 0
ESSENTIAL UTILS INC COM 29670G102 699 15,250 SH   SOLE   15,250 0 0
EXPEDITORS INTL WASH INC COM 302130109 215 2,205 SH   SOLE   2,205 0 0
EXXON MOBIL CORP COM 30231G102 5,022 58,644 SH   SOLE   58,644 0 0
GALLAGHER ARTHUR J & CO COM 363576109 654 4,010 SH   SOLE   4,010 0 0
GENERAL ELECTRIC CO COM NEW 369604301 645 10,135 SH   SOLE   10,135 0 0
HOME DEPOT INC COM 437076102 6,562 23,924 SH   SOLE   23,924 0 0
HONEYWELL INTL INC COM 438516106 1,328 7,640 SH   SOLE   7,640 0 0
INTEL CORP COM 458140100 7,465 199,537 SH   SOLE   199,537 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 369 2,613 SH   SOLE   2,613 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 245 1,220 SH   SOLE   1,220 0 0
SMUCKER J M CO COM NEW 832696405 292 2,280 SH   SOLE   2,280 0 0
JOHNSON & JOHNSON COM 478160104 11,938 67,251 SH   SOLE   67,251 0 0
JPMORGAN CHASE & CO COM 46625H100 10,912 96,902 SH   SOLE   96,902 0 0
KIMBERLY-CLARK CORP COM 494368103 253 1,870 SH   SOLE   1,070 0 800
LOCKHEED MARTIN CORP COM 539830109 241 560 SH   SOLE   560 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,211 3,839 SH   SOLE   3,839 0 0
MERCK & CO INC COM 58933Y105 7,362 80,751 SH   SOLE   80,751 0 0
META PLATFORMS INC CL A 30303M102 516 3,201 SH   SOLE   3,201 0 0
MICROSOFT CORP COM 594918104 14,225 55,386 SH   SOLE   55,386 0 0
MONDELEZ INTL INC CL A 609207105 759 12,223 SH   SOLE   12,223 0 0
MOODYS CORP COM 615369105 13,267 48,781 SH   SOLE   48,781 0 0
NEXTERA ENERGY INC COM 65339F101 1,534 19,806 SH   SOLE   19,806 0 0
NIKE INC CL B 654106103 3,381 33,079 SH   SOLE   33,079 0 0
NVIDIA CORPORATION COM 67066G104 685 4,516 SH   SOLE   4,516 0 0
ORACLE CORP COM 68389X105 3,816 54,618 SH   SOLE   54,618 0 0
ORGANON & CO COMMON STOCK 68622V106 223 6,601 SH   SOLE   6,601 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206 1,105 44,760 SH   SOLE   44,760 0 0
PAYPAL HLDGS INC COM 70450Y103 255 3,645 SH   SOLE   3,645 0 0
PEPSICO INC COM 713448108 8,008 48,051 SH   SOLE   48,051 0 0
PFIZER INC COM 717081103 1,367 26,076 SH   SOLE   24,870 0 1,206
PHILIP MORRIS INTL INC COM 718172109 1,927 19,518 SH   SOLE   19,518 0 0
PROCTER AND GAMBLE CO COM 742718109 3,119 21,689 SH   SOLE   20,589 0 1,100
PRUDENTIAL FINL INC COM 744320102 497 5,195 SH   SOLE   5,195 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,670 17,378 SH   SOLE   17,378 0 0
RPM INTL INC COM 749685103 1,832 23,275 SH   SOLE   20,775 0 2,500
S&P GLOBAL INC COM 78409V104 255 757 SH   SOLE   757 0 0
SOUTHERN CO COM 842587107 998 13,995 SH   SOLE   13,995 0 0
STRYKER CORPORATION COM 863667101 1,229 6,177 SH   SOLE   6,177 0 0
TESLA INC COM 88160R101 363 539 SH   SOLE   539 0 0
TEXAS INSTRS INC COM 882508104 666 4,335 SH   SOLE   4,335 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 321 590 SH   SOLE   590 0 0
UNION PAC CORP COM 907818108 14,956 70,126 SH   SOLE   70,126 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,081 5,920 SH   SOLE   5,920 0 0
UNITEDHEALTH GROUP INC COM 91324P102 416 810 SH   SOLE   810 0 0
US BANCORP DEL COM NEW 902973304 308 6,695 SH   SOLE   6,695 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,714 33,777 SH   SOLE   33,777 0 0
VISA INC COM CL A 92826C839 454 2,307 SH   SOLE   2,307 0 0
WALMART INC COM 931142103 2,134 17,554 SH   SOLE   17,554 0 0
WASTE MGMT INC DEL COM 94106L109 1,298 8,482 SH   SOLE   8,482 0 0
WELLS FARGO CO NEW COM 949746101 2,324 59,341 SH   SOLE   59,341 0 0
3M CO COM 88579Y101 4,082 31,546 SH   SOLE   30,846 0 700
ASML HOLDING N V N Y REGISTRY SHS N07059210 410 861 SH   SOLE   861 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 4,165 34,204 SH   SOLE   34,204 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 538 3,090 SH   SOLE   3,090 0 0
UNILEVER PLC SPON ADR NEW 904767704 227 4,945 SH   SOLE   4,945 0 0
AMERICAN TOWER CORP NEW COM 03027X100 402 1,574 SH   SOLE   0 0 1,574
WP CAREY INC COM 92936U109 303 3,655 SH   SOLE   0 0 3,655
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,133 4,080 SH   SOLE   4,080 0 0
CHUBB LIMITED COM H1467J104 426 2,166 SH   SOLE   2,166 0 0
ENBRIDGE INC COM 29250N105 363 8,592 SH   SOLE   8,592 0 0
LINDE PLC SHS G5494J103 271 942 SH   SOLE   942 0 0
MEDTRONIC PLC SHS G5960L103 425 4,733 SH   SOLE   4,733 0 0
SCHLUMBERGER LTD COM STK 806857108 2,222 62,125 SH   SOLE   62,125 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 247 4,550 SH   SOLE   0 0 4,550
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,103 8,020 SH   SOLE   0 0 8,020
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,230 39,105 SH   SOLE   0 0 39,105
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 259 5,000 SH   SOLE   0 0 5,000
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 623 2,635 SH   SOLE   0 0 2,635
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 348 2,595 SH   SOLE   0 0 2,595
ISHARES TR RUS 1000 ETF 464287622 216 1,040 SH   SOLE   0 0 1,040
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,434 55,083 SH   SOLE   0 0 55,083
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,285 17,940 SH   SOLE   0 0 17,940
SPDR SER TR SSGA GNDER ETF 78468R747 269 3,540 SH   SOLE   0 0 3,540
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,593 30,462 SH   SOLE   0 0 30,462
SPDR SER TR S&P BIOTECH 78464A870 349 4,703 SH   SOLE   0 0 4,703
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,652 4,380 SH   SOLE   0 0 4,380
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 296 5,920 SH   SOLE   0 0 5,920
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 400 3,935 SH   SOLE   0 0 3,935
VANGUARD INDEX FDS MID CAP ETF 922908629 650 3,298 SH   SOLE   0 0 3,298
VANGUARD WORLD FDS INF TECH ETF 92204A702 974 2,983 SH   SOLE   0 0 2,983
VANGUARD INDEX FDS SMALL CP ETF 922908751 981 5,568 SH   SOLE   0 0 5,568
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,419 23,427 SH   SOLE   0 0 23,427
ISHARES TR INTRM GOV CR ETF 464288612 1,206 11,425 SH   SOLE   0 0 11,425
ISHARES TR ISHS 5-10YR INVT 464288638 716 14,021 SH   SOLE   0 0 14,021
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,148 14,950 SH   SOLE   0 0 14,950
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,295 30,100 SH   SOLE   0 0 30,100