Exhibit 23.2


                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



     As independent public  accountants,  we hereby consent to the incorporation
by  reference  in this  Registration  Statement  on Form S-3 of our report dated
February  18,  2000  included  in the  Company's  Form  10-K for the year  ended
December  31,  1999,  and to  all  references  to  our  firm  included  in  this
Registration Statement.

San Francisco, California
January 8, 2001                                 /s/Arthur Andersen LLP