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SELF-INSURANCE RESERVE FOR LOSSES AND LOSS ADJUSTMENT EXPENSES
 12 Months Ended
Dec. 28, 2012
Self-Insurance Reserve for Losses and Loss Adjustment Expenses Disclosure [Abstract]  
Self-Insurance Reserve for Losses and Loss Adjustment Expenses
SELF-INSURANCE RESERVE FOR LOSSES AND LOSS ADJUSTMENT EXPENSES
The following table summarizes the activity in our self-insurance reserve for losses and loss adjustment expenses for the last two fiscal years:
 
($ in millions)
2012
 
2011
Balance at beginning of year
$
330

 
$
313

Less: reinsurance recoverable
(5
)
 
(7
)
Net balance at beginning of year
325

 
306

Incurred related to:
 
 
 
Current year
108

 
117

Prior year
(11
)
 
(9
)
Total incurred
97

 
108

Paid related to:
 
 
 
Current year
(28
)
 
(32
)
Prior year
(57
)
 
(57
)
Total paid
(85
)
 
(89
)
Net balance at end of year
337

 
325

Add: reinsurance recoverable
5

 
5

Balance at end of year
$
342

 
$
330



Our provision for unpaid loss and loss adjustment expenses decreased by $11 million in 2012 and $9 million in 2011 as a result of changes in estimates from insured events from prior years due to changes in underwriting experience and frequency and severity trends. Our year-end 2012 self-insurance reserve of $342 million consisted of a current portion of $103 million and long-term portion of $239 million. Our year-end 2011 self-insurance reserve of $330 million consisted of a current portion of $99 million and long-term portion of $231 million.