8-K

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549



                                ---------------



                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934




        Date of Report (Date of earliest event reported): January 3, 2003



                         WYMAN PARK BANCORPORATION, INC.
                         -------------------------------
             (Exact name of Registrant as specified in its charter)


          Delaware                  0-23345                 52-2068893
          --------                  -------                 ----------
(State or Other Jurisdiction      (Commission            (I.R.S. Employer
      of Incorporation)           File Number)         Identification No.)

                11 West Ridgely Road, Lutherville, Maryland 21093
                -------------------------------------------------
                    (Address of principal executive offices)


                                 (410) 252-6450
                                 --------------
               Registrant's telephone number, including area code


                                 Not Applicable
                                 --------------
          (Former Name or former address, if changed since last report)





Item 5.  Other Events.
- ---------------------


     On January 3, 2003, the Registrant  issued a press release  announcing that
the Registrant had received the approval of the Office of Thrift Supervision for
the  pending  merger of the  Registrant  and Wyman Park  Federal  Savings & Loan
Association, a federally-chartered savings and loan association and wholly-owned
subsidiary of the Registrant, with and into Bradford Bank, a federally-chartered
savings bank (the "Merger").

     Consummation  of the Merger is expected to occur in February  2003  pending
the satisfaction of other customary closing conditions.

     A copy of the press release  announcing the receipt of regulatory  approval
is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits.
- ---------------------------------------------------------------------------

   (a) - (b) Not applicable.

         (c) The following exhibits are filed as part of this report.

             Exhibit 99.1 Press release dated January 3, 2003.





                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant has duly caused this report to be signed on behalf by the undersigned
hereunto duly authorized.

                                  WYMAN PARK BANCORPORATION, INC.


Date:  January 3, 2003            By:    /s/ Ernest A. Moretti
                                         -------------------------------------
                                         Ernest A. Moretti
                                         President and Chief Executive Officer
                                         (Duly Authorized Representative)

EX-99

January 3, 2003

FOR IMMEDIATE RELEASE

CONTACT:  Ernest A. Moretti,  President,  Wyman Park Bancorporation,  Inc. (410)
252-6450


OFFICE OF THRIFT SUPERVISION  APPROVES THE MERGER OF WYMAN PARK  BANCORPORATION,
INC. WITH BRADFORD BANK

(Lutherville,  Maryland)  - Wyman  Park  Bancorporation,  Inc.  (OTC  Electronic
Bulletin  Board:  WPBC) ("Wyman Park")  announced today that it has received the
approval of the Office of Thrift  Supervision  for the  pending  merger of Wyman
Park with and into Bradford Bank, a federally-chartered  savings bank located in
Baltimore, Maryland. Wyman Park, based in Lutherville,  Maryland, is the savings
and loan holding company of Wyman Park Federal Savings & Loan  Association.  The
stockholders of Wyman Park previously  approved the merger at the Annual Meeting
of Stockholders held on October 16, 2002.

Subject to the satisfaction of customary closing conditions,  the transaction is
expected to be completed  during  February  2003.  At that time,  Wyman Park and
Wyman  Park  Federal  Savings & Loan  Association  will be merged  with and into
Bradford Bank, and Wyman Park Federal Savings & Loan Association's branches will
be operated under the Bradford Bank brand.  Bradford  Bank's  headquarters  will
remain in Rodgers Forge, Maryland.

This news  release  contains  forward-looking  statements  regarding  Wyman Park
Bancorporation, Inc. All forward-looking statements involve risk and uncertainty
and actual results could differ materially from the anticipated results or other
expectations  expressed  in the  forward-looking  statements.  A  discussion  of
factors  that  could  cause  actual  results  to differ  materially  from  those
expressed  in  the   forward-looking   statements  is  included  in  Wyman  Park
Bancorporation, Inc.'s filings with the Securities and Exchange Commission.