8-K

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549



                                -----------------



                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934




       Date of Report (Date of earliest event reported): October 16, 2002



                         WYMAN PARK BANCORPORATION, INC.
                         -------------------------------
             (Exact name of Registrant as specified in its charter)


           Delaware                   0-23345                 52-2068893
           --------                   -------                 ----------
 (State or Other Jurisdiction       (Commission            (I.R.S. Employer
       of Incorporation)            File Number)          Identification No.)

                11 West Ridgely Road, Lutherville, Maryland 21093
                -------------------------------------------------
                    (Address of principal executive offices)


                                 (410) 252-6450
                                 --------------
               Registrant's telephone number, including area code


                                 Not Applicable
          (Former Name or former address, if changed since last report)



Item 5.  Other Events.
- ---------------------

     At its  Annual  Meeting  of  Stockholders  held on October  16,  2002,  the
Registrant  announced  that its  stockholders  approved an Agreement and Plan of
Merger  pursuant to which the Registrant  and Wyman Park Federal  Savings & Loan
Association, a federally-chartered savings and loan association and wholly-owned
subsidiary  of the  Registrant,  will  merge  with and  into  Bradford  Bank,  a
federally-chartered savings bank located in Baltimore, Maryland (the "Merger").

     Consummation  of the Merger is expected  to occur in the fourth  quarter of
the  calendar  year 2002 or  shortly  thereafter,  pending  the  receipt  of all
required  regulatory  approvals,  as well as  satisfaction  of  other  customary
closing conditions.

     The press release  issued by the  Registrant on October 16, 2002  regarding
the Merger is attached as an exhibit to this report and is  incorporated  herein
by reference.

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits.
- ---------------------------------------------------------------------------

   (a) - (b)      Not applicable.

         (c)      The following exhibits are filed as part of this report.

                  Exhibit 99.1 Press release dated October 16, 2002.



                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant has duly caused this report to be signed on behalf by the undersigned
hereunto duly authorized.

                                     WYMAN PARK BANCORPORATION, INC.


Date:  October 16, 2002              By:  /s/ Ernest A. Moretti
                                          -------------------------------------
                                          Ernest A. Moretti
                                          President and Chief Executive Officer
                                          (Duly Authorized Representative)

EX-99

                                                                    Exhibit 99.1

October 16, 2002

FOR IMMEDIATE RELEASE

CONTACT:  Ernest A. Moretti, President, Wyman Park Bancorporation, Inc.
          (410) 252-6450


WYMAN PARK  BANCORPORATION,  INC.'S  STOCKHOLDERS  APPROVE  PROPOSED MERGER WITH
BRADFORD BANK

(Lutherville,   Maryland)   -  At  its   annual   meeting   today,   Wyman  Park
Bancorporation,  Inc. (OTC  Electronic  Bulletin  Board:  WPBC)  ("Wyman  Park")
announced that its shareholders  have approved Wyman Park's proposed merger with
and into Bradford Bank, a federally-chartered savings bank. Wyman Park, based in
Lutherville,  Maryland,  is the savings and loan  holding  company of Wyman Park
Federal Savings & Loan Association.

"We are very pleased with the support we have received  from our  stockholders,"
said Ernest A. Moretti,  President for Wyman Park. "Today's vote for approval of
the merger  affirms  our belief  that the  merger not only  provides  additional
services to our customers, but maximizes the return to our stockholders."

Subject to the  approval  of  regulatory  authorities  and the  satisfaction  of
customary closing conditions, the transaction is expected to be completed during
the fourth quarter of 2002, or shortly thereafter.  At that time, Wyman Park and
Wyman  Park  Federal  Savings & Loan  Association  will be merged  with and into
Bradford Bank, and Wyman Park Federal Savings & Loan Association's branches will
be operated under the Bradford Bank brand.  Bradford  Bank's  headquarters  will
remain in Rodgers Forge, Maryland.

This news  release  contains  forward-looking  statements  regarding  Wyman Park
Bancorporation, Inc. All forward-looking statements involve risk and uncertainty
and actual results could differ materially from the anticipated results or other
expectations  expressed  in the  forward-looking  statements.  A  discussion  of
factors  that  could  cause  actual  results  to differ  materially  from  those
expressed  in  the   forward-looking   statements  is  included  in  Wyman  Park
Bancorporation, Inc.'s filings with the Securities and Exchange Commission.