8-K

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549




                                 --------------



                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934




       Date of Report (Date of earliest event reported): February 25, 2003



                         WYMAN PARK BANCORPORATION, INC.
                         -------------------------------
             (Exact name of Registrant as specified in its charter)


        Delaware                        0-23345                  52-2068893
        --------                        -------                  ----------
(State or Other Jurisdiction          (Commission            (I.R.S. Employer
of Incorporation)                      File Number)          Identification No.)


                11 West Ridgely Road, Lutherville, Maryland 21093
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                    (Address of principal executive offices)


                                 (410) 252-6450
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               Registrant's telephone number, including area code


                                 Not Applicable
                                 --------------
          (Former Name or former address, if changed since last report)







Item 5. Other Events.
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     On February 25, 2003,  the  Registrant  merged with and into a wholly-owned
subsidiary of Bradford Bank (the "Merger"), pursuant to the terms and conditions
of the  Agreement  and  Plan of  Merger,  dated  July 9,  2002  (as  amended  or
modified),   between  the   Registrant,   Wyman  Park  Federal  Savings  &  Loan
Association, a federally-chartered savings and loan association and wholly-owned
subsidiary of the Registrant,  and Bradford Bank, a federally-chartered  savings
bank. As a result of the Merger,  the holders of the  Registrant's  common stock
will receive  $14.50 in cash for each share of  Registrant's  common stock owned
and each option  holder of  Registrant  will  receive  $14.50 in cash,  less the
exercise  price,  for each  outstanding  stock  option to purchase  Registrant's
common stock. The Registrant's  Definitive Proxy Statement,  dated September 16,
2002, sets forth additional information regarding the Merger.

     A copy of the press release  announcing the  consummation  of the Merger is
attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Item 7. Financial  Statements,  Pro Forma  Financial  Information  and Exhibits.
- --------------------------------------------------------------------------------

     (a)  - (b) Not applicable.

     (c)  The following exhibits are filed as part of this report.

          Exhibit 99.1 Press release dated February 25, 2003.






                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant has duly caused this report to be signed on behalf by the undersigned
hereunto duly authorized.

                                    WYMAN PARK BANCORPORATION, INC.


Date: February 25, 2003             By:/s/ Ernest A. Moretti
                                       -----------------------------------------
                                           Ernest A. Moretti
                                           President and Chief Executive Officer
                                           (Duly Authorized Representative)

EX-99

February 25, 2003

FOR IMMEDIATE RELEASE

CONTACT:  Ernest A. Moretti,  President,  Wyman Park Bancorporation,  Inc. (410)
          252-6450
          Dallas R. Arthur, President, Bradford Bank (410) 372-1480

BRADFORD BANK AND WYMAN PARK BANCORPORATION, INC. COMPLETE MERGER

(Baltimore,  Maryland) - Bradford Bank and Wyman Park Bancorporation,  Inc. (OTC
Electronic  Bulletin Board:  WPBC) ("Wyman Park") today announced the closing of
their  merger.   As  a  result,   Bradford  Bank's  total  assets  increased  to
approximately $355 million.  Wyman Park stockholders will receive $14.50 in cash
for each share of Wyman  Park's  stock they own and each option  holder of Wyman
Park will receive $14.50 in cash, less the exercise price,  for each outstanding
stock option to purchase Wyman Park stock. Systems and operating conversions are
scheduled  to be completed in the first  quarter of 2003.  Wyman Park,  based in
Lutherville,  Maryland,  is the savings and loan  holding  company of Wyman Park
Federal Savings & Loan Association, a federally-chartered thrift, which operates
two branches in Lutherville and Glen Burnie, Maryland.

In making this announcement, Dallas R. Arthur, President of Bradford Bank noted,
"The  consummation of the merger is a tribute to the dedication and hard work of
many people. We look forward to the  opportunities  our combined  resources will
create for our customers, employees and communities."

"Throughout  the merger process,  everyone  worked  diligently and tirelessly to
maintain our standards of providing  superior  service to our  customers,"  said
Ernest A. Moretti,  President of Wyman Park.  "We are  especially  pleased to be
able to reward our  stockholders,  who have been very  supportive to us from the
beginning."

This news  release  contains  forward-looking  statements  regarding  Wyman Park
Bancorporation, Inc. All forward-looking statements involve risk and uncertainty
and actual results could differ materially from the anticipated results or other
expectations  expressed  in the  forward-looking  statements.  A  discussion  of
factors  that  could  cause  actual  results  to differ  materially  from  those
expressed  in  the   forward-looking   statements  is  included  in  Wyman  Park
Bancorporation, Inc.'s filings with the Securities and Exchange Commission.