<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>4
<FILENAME>exhibit21.txt
<TEXT>

                                   EXHIBIT 21

                         Subsidiaries of the Registrant

<TABLE>
<CAPTION>

Parent
------

Wyman Park Bancorporation, Inc.

                                                                                   State or Other
                                                                                   Jurisdiction of         Percentage
                                                                                   Incorporation           Ownership
                                                                                   -------------           ---------

Subsidiaries (1)
----------------

<S>                                                                               <C>                           <C>
Wyman Park Federal Savings & Loan Association                                      United States                 100%

Subsidiary of Wyman Park Federal Savings & Loan Association
-----------------------------------------------------------

W.P. Finanicial Corporation                                                        Maryland                      100%

</TABLE>

-----------------------
(1)  The assets,  liabilities and operations of the subsidiaries are included in
     the  consolidated  financial  statements  contained in the Annual Report to
     Stockholders attached hereto as an exhibit.


</TEXT>
</DOCUMENT>