<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>4
<FILENAME>exhibit-21.txt
<DESCRIPTION>EXHIBIT 21
<TEXT>

                                   EXHIBIT 21

                         Subsidiaries of the Registrant


Parent
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Wyman Park Bancorporation, Inc.

<TABLE>
<CAPTION>
                                                                 State or Other
                                                                 Jurisdiction of   Percentage
                                                                 Incorporation     Ownership
                                                                 -------------     ---------
<S>                                                              <C>                   <C>
Subsidiaries (1)
----------------

Wyman Park Federal Savings & Loan Association                    United States         100%

Subsidiary of Wyman Park Federal Savings & Loan Association
-----------------------------------------------------------

W.P. Finanicial Corporation                                       Maryland             100%

</TABLE>


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(1)  The assets, liabilities and operations of the subsidiaries are
     included in the consolidated financial statements contained in the Annual
     Report to Stockholders attached hereto as an exhibit.


</TEXT>
</DOCUMENT>