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Note 9 - Deposits - Interest Expense on Deposits (Details) - USD ($)
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Transaction accounts $ 1,809,437 $ 2,948,835 $ 6,144,802
Savings accounts 70,036 78,806 119,730
Certificate accounts 2,143,341 3,912,688 4,754,944
Early withdrawal penalties (12,498) (15,503) (28,023)
Interest Expense, Deposits, Total $ 4,010,316 $ 6,924,826 $ 10,991,453