Note 9 - Deposits (Tables)

12 Months Ended

Dec. 31, 2021

Notes Tables

Deposit Liabilities, Type [Table Text Block]

	December 31, 2021								December 31, 2020
	Weighted Average Rate			Balance		Percentage of Deposits			Weighted Average Rate			Balance		Percentage of Deposits
Non-interest bearing transaction		0.00	%	$	259,389,511		25.5	%		0.00	%	$	144,911,156		15.4	%
Interest bearing transaction		0.29	%		540,204,521		53.2	%		0.35	%		560,970,668		59.8	%
Savings		0.13	%		71,873,348		7.1	%		0.13	%		47,839,075		5.1	%
		0.19	%		871,467,380		85.8	%		0.27	%		753,720,899		80.3	%
Certificates:
0.00% - 0.99%		0.36	%		106,101,344		10.4	%		0.62	%		49,395,262		5.2	%
1.00% - 1.99%		1.47	%		9,575,861		0.9	%		1.47	%		13,875,409		1.5	%
2.00% - 3.99%		2.31	%		29,174,170		2.9	%		2.41	%		121,680,971		13.0	%
		0.83	%		144,851,375		14.2	%		1.86	%		184,951,642		19.7	%
Total Deposits		0.28	%	$	1,016,318,755		100.0	%		0.58	%	$	938,672,541		100.0	%

Time Deposit Maturities [Table Text Block]

Certificates five year maturity schedule
2022	$	110,871,794
2023		21,636,483
2024		2,954,563
2025		1,202,180
2026		3,631,519
Thereafter		4,554,836
	$	144,851,375

Summary Of Interest Expense On Deposits [Table Text Block]

				Years ended
				December 31,
	2021			2020			2019
Transaction accounts	$	1,809,437		$	2,948,835		$	6,144,802
Savings accounts		70,036			78,806			119,730
Certificate accounts		2,143,341			3,912,688			4,754,944
Early withdrawal penalties		(12,498	)		(15,503	)		(28,023	)
	$	4,010,316		$	6,924,826		$	10,991,453