Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020	Mar. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 2,216,016	$ 946,210	$ 1,883,383	$ 2,104,845
Items not requiring (providing) cash:
Deferred income taxes	444,597			(122,539)
Depreciation and amortization	487,761			507,396
Provision for loan losses	400,000			500,000
Gain on sale of Small Business Administration loans	(423,539)			0
Gain on sale of mortgage loans held for sale and investment securities	(1,144,025)			(571,310)
Loss on sale of foreclosed assets	0			84,106
Amortization of deferred income, premiums and discounts, net	1,487,090			213,234
Amortization of intangible assets	119,250			119,250
Amortization of subordinated notes issuance cost	11,361			0
Stock award plan expense	108,386			57,349
Accretion of purchase accounting adjustments	(61,021)			(209,557)
Origination of loans held for sale	(38,178,343)			(18,621,836)
Proceeds from sale of loans held for sale	42,619,188			19,970,915
Increase in cash surrender value of bank owned life insurance	(132,154)			(150,754)
Changes in:
Accrued interest receivable	17,174			(21,981)
Prepaid expenses and other assets	(138,109)			166,840
Accounts payable and accrued expenses	(583,868)			(454,273)
Income taxes receivable/payable	(198,058)			295,870
Net cash provided by operating activities	7,051,706			3,867,555
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans	(5,522,960)			(857,319)
Proceeds from sale of loans	3,002,367			0
Principal payments on available-for-sale securities	7,392,729			4,050,696
Proceeds from maturities of available-for-sale securities	155,096			1,450,000
Purchase of premises and equipment	(320,305)			(131,773)
Purchase of available-for-sale securities	(30,918,248)			(35,896,426)
Proceeds from sale of available-for-sale securities	4,965,989			6,263,367
Proceeds from maturities of interest-bearing deposits	2,305,000			0
Redemption (purchase) of FHLB stock	(191,800)			545,400
Capitalized costs on foreclosed assets held for sale	(26,557)			0
Proceeds from sale of foreclosed assets held for sale	0			162,793
Net cash used in investing activities	(19,158,689)			(24,413,262)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits, NOW accounts and savings accounts	98,753,934			38,327,551
Net decrease in certificates of deposit	(14,289,793)			(10,198,142)
Proceeds from FHLB advances	50,000,000			10,000,000
Repayments of FHLB advances	(50,000,000)			(25,000,000)
Proceeds from issuance of notes payable	0			1,000,000
Repayments of notes payable	0			(1,000,000)
Advances from borrowers for taxes and insurance	113,071			129,206
Cash dividends paid	(654,848)			(650,619)
Treasury stock purchased	0			(390,268)
Net cash provided by financing activities	83,922,364			12,217,728
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	71,815,381			(8,327,979)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	148,422,908		$ 84,343,930	92,671,909
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 220,238,289	$ 148,422,908		$ 84,343,930