Condensed Consolidated Balance Sheets (Unaudited) - USD ($)	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 6,895,339	$ 6,366,370
Interest-bearing demand deposits in other financial institutions	213,342,950	142,056,538
Cash and cash equivalents	220,238,289	148,422,908
Interest-bearing time deposits at other financial institutions	2,455,000	4,760,089
Available-for-sale securities	179,334,565	164,120,869
Stock in Federal Home Loan Bank, at cost	4,088,700	3,896,900
Mortgage loans held for sale	7,990,141	11,359,174
Loans receivable, net of allowance for loan losses of March 31, 2021 - $9,887,939 and December 31, 2020 - $9,617,024, respectively	743,220,776	742,149,271
Accrued interest receivable	4,043,621	4,060,795
Prepaid expenses and other assets	7,851,713	7,741,903
Goodwill	1,434,982	1,434,982
Core deposit intangible	1,907,660	2,026,910
Foreclosed assets held for sale	745,007	546,450
Premises and equipment, net	17,740,621	17,898,409
Operating lease right-of-use asset	8,320,050	8,469,661
Bank owned life insurance	25,426,934	25,294,780
Deferred and receivable income taxes	4,237,449	4,069,838
Assets, Total	1,229,035,508	1,146,252,939
LIABILITIES
Deposits	1,023,136,682	938,672,541
Federal Home Loan Bank advances	66,000,000	66,000,000
Advances from borrowers for taxes and insurance	331,917	218,846
Accrued expenses and other liabilities	6,214,491	7,870,991
Operating lease liabilities	8,420,949	8,560,892
Accrued interest payable	564,439	932,172
Liabilities, Total	1,139,708,970	1,057,284,573
COMMITMENTS AND CONTINGENCIES	0	0
STOCKHOLDERS' EQUITY
Common stock, $0.10 par value; authorized 10,000,000 shares; issued March 31, 2021 and December 31, 2020 - 6,919,503 shares	691,950	691,950
Additional paid-in capital	51,141,548	51,337,219
Retained earnings, substantially restricted	78,634,969	77,073,707
Accumulated other comprehensive loss	(1,364,854)	(53,378)
Stockholders' Equity before Treasury Stock	129,103,613	129,049,498
Treasury stock, at cost; March 31, 2021 and December 31, 2020 - 2,534,472 and 2,553,851 shares, respectively	(39,777,075)	(40,081,132)
Stockholders' Equity Attributable to Parent, Ending Balance	89,326,538	88,968,366
Liabilities and Equity, Total	1,229,035,508	1,146,252,939
Subordinated Debentures Issued to Capital Trusts [Member]
LIABILITIES
Subordinated Debt, Ending Balance	15,465,000	15,465,000
Subordinated Notes, Net [Member]
LIABILITIES
Subordinated Debt, Ending Balance	$ 19,575,492	$ 19,564,131