Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 3,988,228	$ 4,548,863
Items not requiring (providing) cash:
Deferred income taxes	(827,080)	135,813
Depreciation and amortization	1,014,343	979,832
Provision for loan losses	1,250,000	100,000
Gain on sale of Small Business Administration loans	0	(497,576)
Gain on sale of mortgage loans held for sale and investment securities	(1,589,826)	(1,036,193)
Loss (gain) on sale of foreclosed assets	60,055	(58,696)
Gain on sale of premises, equipment and other assets	0	(6,069)
Amortization of deferred income, premiums and discounts, net	1,956,425	165,996
Amortization of intangible assets	238,500	238,500
Stock award plans activity	(152)	359,116
Accretion of purchase accounting adjustments	(378,931)	(900,064)
Origination of loans held for sale	(58,851,034)	(36,450,979)
Proceeds from sale of loans held for sale	53,660,668	37,041,339
Increase in cash surrender value of bank owned life insurance	(302,215)	(224,549)
Changes in:
Accrued interest receivable	(1,358,629)	(138,032)
Prepaid expenses and other assets	1,602,652	(3,080,377)
Accounts payable and accrued expenses	(428,207)	942,608
Net cash provided by operating activities	34,797	2,119,532
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in loans	(53,935,576)	27,641,710
Principal payments on available-for-sale and held-to-maturity securities	10,387,119	2,905,397
Proceeds from maturities of available-for-sale securities	2,852,256	0
Purchase of premises and equipment	(330,551)	(584,168)
Purchase of available-for-sale securities	(65,436,639)	(38,383,889)
Proceeds from sale of available-for-sale securities	18,437,885	29,255,408
Redemption (purchase) of FHLB stock	(94,600)	2,229,700
Purchase of tax credit investments	0	(3,168,435)
Proceeds from sale of foreclosed assets held for sale	0	487,244
Capitalized cost on foreclosed assets held for sale	(154,120)	0
Net cash provided by (used in) investing activities	(88,274,226)	20,382,967
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits, NOW accounts and savings accounts	125,165,045	52,638,121
Net increase (decrease) in certificates of deposit	(15,615,416)	251,733
Proceeds from FHLB advances	26,000,000	74,565,000
Repayments of FHLB advances	(25,000,000)	(129,865,000)
Proceeds from issuance of notes payable	1,100,000	0
Repayments of notes payable	(1,000,000)	0
Advances from borrowers for taxes and insurance	238,567	235,859
Stock options exercised	0	51,900
Cash dividends paid	(1,305,354)	(1,163,091)
Treasury stock purchased	(390,268)	(312,892)
Net cash provided by (used in) financing activities	109,192,574	(3,598,370)
INCREASE IN CASH AND CASH EQUIVALENTS	20,953,145	18,904,129
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	92,671,909	34,121,642
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 113,625,054	$ 53,025,771