Condensed Consolidated Balance Sheets (Unaudited) - USD ($)	Jun. 30, 2020	Dec. 31, 2019
Cash and due from banks	$ 6,672,103	$ 5,114,067
Interest-bearing demand deposits in other financial institutions	106,952,951	87,557,842
Cash and cash equivalents	113,625,054	92,671,909
Interest-bearing time deposits at other financial institutions	7,700,000	250,000
Available-for-sale securities	147,022,874	118,245,314
Stock in Federal Home Loan Bank, at cost	3,852,100	3,757,500
Mortgage loans held for sale	9,403,564	2,786,564
Loans receivable, net of allowance for loan losses of June 30, 2020 - $8,787,917 and December 31, 2019 - $7,607,587, respectively	772,358,001	720,732,402
Accrued interest receivable	4,870,504	3,511,875
Prepaid expenses and other assets	8,412,597	8,862,954
Goodwill	1,434,982	1,434,982
Core deposit intangible	2,265,410	2,503,910
Foreclosed assets held for sale	770,584	991,885
Premises and equipment, net	18,500,038	19,164,496
Operating lease right-of-use asset	8,764,297	9,052,941
Bank owned life insurance	25,000,653	24,698,438
Deferred and receivable income taxes	4,479,951	3,359,455
Assets, Total	1,128,460,609	1,012,024,625
LIABILITIES
Deposits	930,956,161	821,406,532
Federal Home Loan Bank advances	66,000,000	65,000,000
Subordinated debentures	15,465,000	15,465,000
Note payable to bank	11,300,000	11,200,000
Advances from borrowers for taxes and insurance	506,767	268,200
Accrued expenses and other liabilities	8,907,292	4,153,762
Operating lease liabilities	8,836,193	9,105,503
Accrued interest payable	708,791	793,746
Liabilities, Total	1,042,680,204	927,392,743
COMMITMENTS AND CONTINGENCIES	0	0
STOCKHOLDERS' EQUITY
Common stock, $0.10 par value; authorized 10,000,000 shares; issued June 30, 2020 and December 31, 2019 - 6,919,503 shares	691,950	691,950
Additional paid-in capital	51,188,585	51,908,867
Retained earnings, substantially restricted	75,539,116	72,860,750
Accumulated other comprehensive loss	(1,570,458)	(431,035)
Stockholders' Equity before Treasury Stock	125,849,193	125,030,532
Treasury stock, at cost; June 30, 2020 and December 31, 2019 - 2,552,993 and 2,582,041 shares, respectively	(40,068,788)	(40,398,650)
Stockholders' Equity Attributable to Parent, Ending Balance	85,780,405	84,631,882
Liabilities and Equity, Total	$ 1,128,460,609	$ 1,012,024,625