Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 3,974,694	$ 5,818,955
Interest-bearing deposits in other financial institutions	82,446,686	28,302,687
Cash and cash equivalents	86,421,380	34,121,642
Interest-bearing time deposits at other financial institutions	250,000	250,000
Available-for-sale securities	106,353,702	86,266,197
Stock in Federal Home Loan Bank, at cost	3,157,500	5,387,200
Loans receivable, net of allowance for loan losses of September 30, 2019 - $7,557,311 - December 31, 2018 - $7,995,569	744,022,856	778,298,606
Accrued interest receivable	3,475,749	3,390,944
Prepaid expenses and other assets	9,054,815	6,261,159
Goodwill	1,434,982	1,434,982
Core deposit intangible	2,623,160	2,980,910
Foreclosed assets held for sale	1,490,960	1,126,963
Premises and equipment, net	19,560,814	20,095,161
Operating lease right-of-use asset	9,194,850
Bank owned life insurance	24,543,725	20,198,074
Income taxes receivable		158,631
Deferred income taxes	3,800,037	3,650,552
	1,016,329,499	965,137,870
LIABILITIES
Deposits	839,988,502	749,618,822
Federal Home Loan Bank advances	50,000,000	105,300,000
Subordinated debentures	15,465,000	21,760,829
Note payable to bank	11,200,000	5,000,000
Advances from borrowers for taxes and insurance	698,438	289,808
Accrued expenses and other liabilities	4,834,402	1,868,008
Operating lease liability	9,236,695
Income taxes payable	348,818
Accrued interest payable	832,494	821,811
	932,604,349	884,659,278
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock, $0.10 par value; authorized 10,000,000 shares; issued September 30, 2019 and December 31, 2018 - 6,916,003 and 6,902,003 shares; respectively	691,600	690,200
Additional paid-in capital	51,782,472	51,382,585
Retained earnings, substantially restricted	71,195,470	65,829,687
Accumulated other comprehensive loss	(700,936)	(452,756)
	122,968,606	117,449,716
Treasury stock, at cost; September 30, 2019 and December 31, 2018 - 2,534,691 and 2,443,522 shares, respectively	(39,243,456)	(36,971,124)
	83,725,150	80,478,592
	1,016,329,499	965,137,870
Residential Mortgage [Member]
ASSETS
Mortgage loans held for sale	$ 944,969	$ 1,516,849